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Millennials Are Seeking Prenups—and It Might Just Be Worth Considering

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Financial steps to take before having first child

How to Financially Prepare for Your First Child: A 9-Point Survival Guide

From the sleep deprivation to the midnight feedings, your first child will represent a major—albeit wonderful—shift in the way you live. What’s more, your beautiful addition will also represent a shift in the ways you spend and save.

Raising a child is expensive—the USDA’s most recent report (2013) estimates the total cost from birth to age 18 at $245,340. So planning for your first child means also examining your finances and your future financial goals.

Here are nine ways to prepare financially for baby in just nine months.

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