woman on computer

SoFi’s December Roundup

Holiday shopping can be stressful, even without the strain of in-person buying for many of us this year. But there are things you can do to reduce that stress — especially the financial aspects of it — this holiday season.

Starting with tried-and-true practices that you can use all through the year, like creating better buying habits, can set you on the right track. These nine tips will help you become a more prudent shopper. Don’t fret if you need to change any potentially troublesome spending habits. It doesn’t have to be difficult.

Organizing yourself and doing some research before you click that buy button or pull out your credit card at the check-out counter also helps. That often starts with finding the best deals out there.

If you’re serious about saving money and keeping yourself as stress-free as possible this holiday season, we’ve rounded up some guidance from around the internet to help you do just that … plus here’s a look at what 2021 may have in store for you.

To start, here are five ways to find extra money. And no, it doesn’t require buying a metal detector.

You may also like:

6 reasons you need a side hustle, even if you don’t need extra money . Why? Well, it all starts with creating ways to protect your income and enjoy some personal fulfillment.

There’s a lot of financial advice out there these days, so you’ll want to take a lot of it with a grain of salt. Here’s some of the worst financial advice of 2020 and what you can do to avoid it in the future.

Looking for some simple and savvy ways to stretch your holiday spending budget to avoid going into debt? One way you can do that is by taking advantage of your credit card points .

Of course, if you’re already in debt, it can be one of the most difficult financial challenges to overcome. It is possible to find your way out of debt without wrecking your credit, though. You may want to check out this simple plan to pay off debt .

Some Americans have tacked on debt during the pandemic, and those who have lost their jobs are likely struggling. If you’re among those looking for a job, here are some tips for standing out in the hiring process.

And if your learning curve has flattened and you’re ready to venture out on your own as an entrepreneur, these tips can help you prepare for the task , both body and mind.

And finally, as 2020 winds down, CEOs and other business executives are pulling out their crystal balls, prognosticating on what lies ahead for 2021 and how it could impact your everyday routines.

If you’re feeling the financial heat this year and you’re not sure where to get started, don’t worry, SoFi can help.
SoFi Checking and Savings® is a checking and savings account with no account fees—and where you can spend, save, and earn all in one place.

Also, SoFi members gain access to SoFi Relay, where they can track all their incoming and outgoing cash, set up goals, and ensure they aren’t spending above their means.

Want to see what SoFi Checking and Savings® can do for you? Check it out today!

Learn More

SoFi Checking and Savings
SoFi Money is a cash management account, which is a brokerage product, offered by SoFi Securities LLC, member FINRA / SIPC .

SoFi Bank Debit Card issued by The Bancorp Bank.
SoFi has partnered with Allpoint to provide consumers with ATM access at any of the 55,000+ ATMs within the Allpoint network. Consumers will not be charged a fee when using an in-network ATM, however, third party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time.
SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.


All your finances.
All in one app.

SoFi QR code, Download now, scan this with your phone’s camera

All your finances.
All in one app.

App Store rating

SoFi iOS App, Download on the App Store SoFi Android App, Get it on Google Play

ABOUT SoFi SoFi helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than one million members fast access to tools to get their money right. SoFi membership comes with the key essentials for getting ahead, including career advisors and connection to a thriving community of like-minded, ambitious people. For more information, visit SoFi.com. Want an easy and convenient way to manage your financial life? Get the SoFi app. For iOS and Android.

TLS 1.2 Encrypted
Equal Housing Lender