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Millennials Are Seeking Prenups—and It Might Just Be Worth Considering

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6 Things to Consider When Choosing a Mortgage Lender

Up until a few years ago, there wasn’t a lot of variation between what different mortgage lenders were offering. It was kind of a nightmare, to put it mildly. Since there wasn’t a lot to consider when looking for a lender, borrowers typically compared them on interest rate alone. And because lenders had no differentiation in services, borrowers were always in for a frustrating, paperwork-heavy application process ahead (often with poor customer service from the bank providing the loan).

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Should You Continue to Rent or Buy a Home? 5 Things to Consider

Buying your first home is a huge investment, but that doesn’t mean it’s a purely financial decision. You may be seeking more space for your growing family, or craving the community aspect of living in a suburb. Or maybe you’re just feeling ready to achieve that major milestone of being a homeowner.

That said, it helps to start with an objective framework that will help you answer the question, “Am I financially ready to buy?” before factoring in the emotional reasons. (Because, for example, you already know you’re ready for your own backyard, or any of those other dreamy aspects of owning.) Taking a look at the financial commitment involved is a great place to start as you make the decision to either continue renting or officially take the leap to buy your own home.

So, are you financially prepared to buy a home? Here are five signs the answer may be yes:

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Paying for fertility treatment using a personal loan

Paying for Fertility Treatments: How One Couple Financed their Path to Parenthood

The plan, Jonathan recalls, was straightforward: Marry his fiancée, get away for a honeymoon, and get down to the business of starting a family.

“My wife was 39 and I’d just turned 40,” he says. “We wanted to have kids, and we also knew time wasn’t necessarily on our side.”

The wedding and honeymoon were beautiful. But soon after their return—and after several months of trying to conceive without success—they started to worry, and decided to see a doctor. “We figured she would tell us everything was fine, but then she ordered tests.”

The news wasn’t good: He and his wife were infertile. They might still have children, their doctor told them, but not without medical assistance. “Becoming parents would require a special procedure,” Jonathan says. “And it was going to cost us a lot of money.”

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5 ways to tell if person you're dating is a good money match

5 Ways To Tell If the Person You’re Dating Is a Good “Money Match”

It’s not exactly the most fun thing to sit down and figure out whether the person you’re dating is on the same page as you financially—in fact, you could practically call it a buzzkill. But if you’re serious about one another, talking about credit scores, budgets, and debt is not something you should put off, because one money mistake can be all it takes to get you into serious and immediate financial trouble.

It’s hard enough to budget and track your own spending and saving habits, but when your dreams are shared and depend on the equal due diligence of another person, you have even less control over how quickly you get there. So you’ll want to find out sooner rather than later if you align on how you handle your money, before it potentially becomes an issue.

Here are five tips to help you determine whether you and your partner are a good “money match.”

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