Jul
27
2023
SoFi Blog
Tips and news—
for your financial moves.
Jul
26
2023
Your Rich BFF | SoFi
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Everyone deserves up to 3.60% APY and up to $300 with direct deposit.1
Reach your money goals by opening a SoFi Checking
and Savings account today!
Open an account
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Better banking can fast track your money goals.
No account fees2
No overdraft fees. No minimum balance fees. No monthly fees.
Up to 3.60% APY1
Members with direct deposit can earn 3.60% APY on their savings balances.
Up to 2-day-early-paycheck3
Feel the magic of payday up to two days earlier—automatically—when you set up direct deposit.
No-fee overdraft coverage4
Overspent by accident? No problem. You’ll be covered up to $50 with
no fees with qualifying direct deposits.
Automatic Savings Features
Organize your money, set savings goals, and save your change with Vaults and Roundups.
Additional FDIC coverage5
Access additional FDIC insurance up to $2M on deposits through a seamless
network of participating banks. Learn more and opt in here.
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Accelerate your savings by earning up to 3.60% APY.
1
Here’s a Your Rich BFF approved way to build your savings: Earning 3.60% APY on your money in your SoFi savings account and Vaults.
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I’m sitting down with inspiring guests to ask them everything you’ve ever wanted to know about their careers, ambitions, and finances. Tune in on YouTube to watch these conversations that will teach you how to use money to live your best life!
Watch and subscribe
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Watch and subscribe
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Psssst, here are some more
money secrets for my BFFs.
(aka even more benefits included with better banking.)
Financial Planning
Personalized advice from credentialed advisors, even if you’re not rich-yet.
Financial Insights
Keep tabs on your money by connecting and viewing all of your accounts in the SoFi App.
Open an account
Read more
Jul
26
2023
Registration Page | Student Loan Refinancing
See light at the end of your student loans.
Refi with SoFi. You could save thousands and get to your goals faster.^
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Competitive fixed rates
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Absolutely no fees
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You could save thousands with a lower rate or monthly payment.
Jul
25
2023
DM – HL Prospect Trigger
With a SoFi Mortgage,
You’re eligible for a
$1,000 cash bonus.*
Here’s a great reason to choose SoFi for your next home
purchase or refi. Get a $1,000 cash bonus into a SoFi Checking
and Savings account once your loan is funded! Start by viewing your
rate-it takes minutes and won’t affect your credit score.†
Don’t worry—checking your rate will not affect your credit score.†
Why SoFi
Mortgages?
Help when you need it.
Our Mortgage Loan Officers (MLOs) can guide you through the process—and we have member specialists standing by to answer any other questions.
Flexible loan options
✓ Choose from 10-, 15-, 20-, and 30-year fixed terms5-8
Simple online application. One-on-one help.
Buying a home shouldn’t be so painful–our online application is simple, and we have dedicated Mortgage Loan Officers to guide you through the process from start to finish.
Low down payment options
Down payments as low as 3% for first-time borrowers, or as low as 5% for other borrowers.^
Private Mortgage Insurance (PMI) is an insurance that protects lenders in the event of loan default.
^ SoFi requires PMI for conforming home loans with a loan-to-value (LTV) ratio greater than 80%.
Lock in today’s low rate and find the home you love.
Our new Lock and Look feature² allows you to lock in your low rate for 91 days while you search for the perfect place to call home.
Close. On. Time.
Guaranteed.
You deserve a more zen mortgage. Our Mortgage Loan Officers are personally dedicated to closing your loan on-time – backed up by a $5,000 guarantee offer.‡
⁵ 30-YEAR Payment Example: The payment for a 30-year term, loan amount $362000.00, Rate 6.000%, LTV 80% is $2170.00 for full Principal and Interest Payments with $5419.14 due at closing. The Annual Percentage Rate is 6.228%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
⁶ 20-YEAR Payment Example: The payment for a 20-year term, loan amount $362000.00, Rate 5.875%, LTV 80% is $2567.00 for full Principal and Interest Payments with $4861.66 due at closing. The Annual Percentage Rate is 6.157%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
⁷ 15-YEAR Payment Example: The payment for a 15-year term, loan amount $362000.00, Rate 5.125%, LTV 80% is $2886.00 for full Principal and Interest Payments with $5162.12 due at closing. The Annual Percentage Rate is 5.485%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
⁸ 10-YEAR Payment Example: The payment for a 10-year term, loan amount $362000.00, Rate 5.125%, LTV 80% is $3862.00 for full Principal and Interest Payments with $5172.98 due at closing. The Annual Percentage Rate is 5.640%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
Jul
21
2023
How HR Pros Can Ease The Return to Student Loan Repayment
Federal student loan payments will resume in October 2023. Here are five effective ways employers can help ensure employees are ready for the restart.
Read more
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