SoFi Blog

Tips and news—
for your financial moves.

Student Loan Refinancing | LCM | $10

STUDENT LOAN REFINANCING

Get $10 just by
viewing your rate.1



View your rate




 
Checking your rate will not affect your credit score.3


1Offer ends 12/31/23.



✓ Competitive fixed rates starting at 4.24% APR with autopay.2
✓ Absolutely no fees. No origination fees, pre-payment, or late fees.
✓ You could lower your monthly payment with flexible terms that fit your budget.*
You may pay more interest over the life of the loan if you refinance with an extended term.

See your rate in 2 minutes with no commitment.


View your rate




 
Checking your rate will not affect your credit score.3


1Offer ends 12/31/23.

1NOTICE: The debt ceiling legislation passed on June 2, 2023, codifies into law that federal student loan borrowers will be reentering repayment. The US Department of Education or your student loan servicer, or lender if you have FFEL loans, will notify you directly when your payments will resume. For more information, please go to https://docs.house.gov/billsthisweek/20230529/BILLS-118hrPIH-fiscalresponsibility.pdf
https://studentaid.gov/announcements-events/covid-19

If you are a federal student loan borrower you should take time now to prepare for your payments to restart, including the opportunity to refinance your student loan debt at a lower APR or to extend your term to achieve a lower monthly payment. Please note that once you refinance federal student loans you will no longer be eligible for current or future flexible payment options available to federal loan borrowers, including but not limited to income based repayment plans or extended repayment plans.


Read more

Student Loan Refinancing | LCM | $500

STUDENT LOAN REFINANCING

Refi again and get $5001



View your rate




 
Checking your rate will not affect your credit score.3


1Offer ends 12/31/23.



✓ Competitive fixed rates starting at 4.24% APR with autopay.2
✓ Absolutely no fees. No origination fees, pre-payment, or late fees.
✓ You could lower your monthly payment with flexible terms that fit your budget.*
You may pay more interest over the life of the loan if you refinance with an extended term.

See your rate in 2 minutes with no commitment.


View your rate




 
Checking your rate will not affect your credit score.3


1Offer ends 12/31/23.

1NOTICE: The debt ceiling legislation passed on June 2, 2023, codifies into law that federal student loan borrowers will be reentering repayment. The US Department of Education or your student loan servicer, or lender if you have FFEL loans, will notify you directly when your payments will resume. For more information, please go to https://docs.house.gov/billsthisweek/20230529/BILLS-118hrPIH-fiscalresponsibility.pdf
https://studentaid.gov/announcements-events/covid-19

If you are a federal student loan borrower you should take time now to prepare for your payments to restart, including the opportunity to refinance your student loan debt at a lower APR or to extend your term to achieve a lower monthly payment. Please note that once you refinance federal student loans you will no longer be eligible for current or future flexible payment options available to federal loan borrowers, including but not limited to income based repayment plans or extended repayment plans.


Read more

Justin Herbert Gameplan

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gameplan sweeps desktop

gameplan sweeps mobile

gameplan sweeps tablet

Score $25K to tackle
your ambitions.

We teamed with LA Chargers quarterback and SoFi member
Justin Herbert to help make your financial ambitions a reality.
Sign up for free credit score monitoring and you could win a
grand prize of $25K in cash, or be one of five to score $5K.*
Enter by 10/31/23.


Enter now

*No purchase necessary. View Official Rules for details and alternate method of
entry. Ends 10/31/23.

{/* Get Help module justin herbert */}

How to enter:

Sign up for free credit score monitoring by 10/31/23
to
automatically receive one sweepstakes entry.*

*No purchase necessary. View Official Rules for details and
alternate method of
entry. Ends 10/31/23.


Enter now

{/* Track like a champ special curve module */}

Track your money and credit like a champion



  • Connect all your accounts on one mobile dashboard.



  • Track your spending and set monthly spending targets.



  • Monitor your credit score at no cost, with weekly updates.



  • Get personalized financial insights to help on your journey.


Learn more

{/* Special Horizon*/}

{/* Prizes*/}

Feeling ambitious?

Sign up for free credit score monitoring by 10/31/23 for a chance to win.*

grand prize

$25K in cash to help bring your next ambition to life.
(1 winner)

second prize

$5K in cash to help kick off your next ambition—big or small.
(5 winners)


Enter now

*No purchase necessary. View Official Rules for details and alternate method of entry. Ends 10/31/23.


Read more
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