Nov
22
2016
SoFi Blog
Tips and news—
for your financial moves.
Nov
22
2016
A Visual Timeline of Student Loans: Where We’ve Been and Where We’re Headed
More Americans than ever are taking out student loans to invest in their futures. And that’s leading to…a huge amount of debt across the nation. $1.3 trillion in fact. This year alone, college grads who have their bachelor’s degrees face an average of $37,000 in student debt. And, as of July, over seven million borrowers are in default.
So how to solve it all? Let’s start at the beginning. Scroll through the visual timeline below to see the highlights and lowlights of the past 80 years in student loan history.
Rest assured, there is definitely a light at the end of the tunnel (er…timeline).
Read moreNov
21
2016
MR Direct Mail Master Landing Page – as of Nov 2016
Mortgage Refinancing
Refinance your way
to a better mortgage.
HURRY – $500 Welcome Bonus expires soon!
Checking your rate will not affect your credit score✝.
Mortgage Refinancing
That Works For You
Refinance
Get a competitive rate without the headache.
SoFi makes mortgage refinancing easy, so you can start
saving on your home right away.
80% LTV Maximum
Cash-Out Refinance
Turn your home equity into cash.
SoFi’s cash-out refi option is perfect
for high-interest debt consolidation,
home renovations, and more.
65% LTV Maximum
Student Loan Payoff Refi
Refinance your mortgage at a lower rate and leverage home equity
to pay off student debt-all at once.
This option is backed by Fannie Mae.
80% LTV Maximum
Why SoFi?
Painless
Pre-Qualification
Discover what you pre-qualify for before completing a full application.
Fast
Financing
We’ll help you close quickly, so you can start saving right away.
No Hidden Fees.
No Catch.
No application or origination fees.
Choose Your Term
15-Year Fixed
Pay your loan off faster while
maintaining a constant rate and
payment.
maintaining a constant rate and
payment.
7/1 ARM1
Fixed rates are their
lowest for the first seven
years, then adjust yearly.
lowest for the first seven
years, then adjust yearly.
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- SoFi Mortgage, LLC
SoFi loans are originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), and through SoFi Lending Corp. NMLS #1121636, a lender licensed by states. SoFi Lending Corp. or an affiliate is licensed to originate mortgages in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Jersey, New Hampshire, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington, D.C., West Virginia, Wisconsin, and Wyoming. For information on SoFi Lending Corp. licenses, see Licenses.
SoFi Mortgage, LLC (NMLS# 1484615) is an affiliate of SoFi Lending Corp. that offers additional geographies and products not always available under the SoFi Lending Corp. license. SoFi Mortgage, LLC is licensed to originate mortgages in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Texas, Tennessee, Utah, Vermont, Washington, Washington, D.C., Wisconsin, and Wyoming. Products and terms may vary from those advertised on this site.
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With a variety of mortgage options and a painless process, our members have a lot to say.
“SoFi had competitive rates, excellent customer service and an easy process using the latest technologies.“
Kyle Lui
Northern California
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Northern California
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New Jersey
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Nov
18
2016
Nov
17
2016
Stay up to date on the latest business news and stock market happenings.
The ultimate reward for great performance on the job is a promotion with a pay increase. But unfortunately, simply excelling in your field doesn’t always translate to a step up the ladder. Sometimes, you’ve got to go the extra mile to be recognized for all your worth.
To increase your chances of getting promoted, you’ll want to follow through on some calculated and well-timed actions. And with 2017 quickly approaching, it’s a great time to begin strategizing. Here are five tips to help you snag that big role you’ve been eyeing.