A dream mortgage.
For Rowan residents.

Afford more than you imagined with as
little as 10% down and no PMI.

Pre-Qualify in 2 Minutes

Checking your rate will not affect your credit score.

Mortgages As Unique As You Are

SoFi’s underwriting approach may allow you to qualify for more financing than traditional lenders offer. We offer flexible down payments ranging from 10%-50% with straightforward rates and no PMI, lender fees, or origination fees.

Think of it as more house, less headache.

Get more from your mortgage

Affordable
Down Payment

Put as little as 10% down with no borrower-paid mortgage insurance required.

Painless
Pre-Qualification

See the rates you pre-qualify for online, in just two minutes.

Buy More
House

Qualify for more financing with flexible debt-to-income limits.

Member
Discount

Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.

No
Origination Fees

No application or origination fees. No pre-payment penalties.

Fast
Financing

Applications typically close in less than 30 days.

Choose the mortgage
that works for you

Rates and APRs shown are based on 80% loan-to-value(LTV). 5/1 ARM rates and APRs shown are based on 75% LTV.

Takes two minutes. Won't affect
your credit score.

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  • SoFi Lending Corp.
  • SoFi Mortgage, LLC
SoFi Lending Corp. (NMLS# 1121636) is licensed to originate mortgages in Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Maryland, Minnesota, Montana, Nevada, New Jersey, North Carolina, North Dakota, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Washington, Washington, D.C., Wisconsin, and Wyoming.
SoFi Mortgage, LLC (NMLS# 1484615) is an affiliate of SoFi Lending Corp. that offers additional geographies and products not always available under the SoFi Lending Corp. license. SoFi Mortgage, LLC is licensed to originate mortgages in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Texas, Tennessee, Vermont, Washington, Washington, D.C., Wisconsin, and Wyoming. Products and terms may vary from those advertised on this site.
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