SoFi’s underwriting approach may allow you to qualify for more financing than traditional lenders offer. We offer flexible down payments ranging from 10%-50% with straightforward rates and no PMI, lender fees, or origination fees.
Think of it as more house, less headache.
Put as little as 10% down with no borrower-paid mortgage insurance required.
Discover the real rates you pre-qualify for online.
Qualify for more financing with flexible debt-to-income limits.
Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.
No application, origination, or other lender fees.
We’ll help you close quickly, so you can get in your new home in no time.