By Susan Guillory

(Last Updated – 06/2025)

Indiana University of Pennsylvania (IUP) is a research-focused university located in, you guessed it, Indiana, Pennsylvania. Its rural campus was founded in 1875 and now spans 374 acres, serving 7,432 undergraduate students, according to US News & World Report.

Total Cost of Attendance

Indiana University of Pennsylvania (IUP) tuition for 2024-25 was $11,380 for in-state students and $16,297 for out-of-state students. The national average for public four-year schools is $11,260 for in-state students and $29,150 for out-of-state students. In the chart below, you’ll learn the full cost of an IUP education.

Financial Aid

At IUP, nearly all students (99%) use some sort of financial aid to pay for school. This includes student loans, scholarships, and grants.

Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students that qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

•  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, and/or financial need.

•  Grants: Generally based on financial need, these can come from federal, state, private, and nonprofit organizations.

•  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

•  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.

You can find other financial aid opportunities on databases such as:

•  US Department of Education – Search for grants from colleges and universities by state

•  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

Recommended: The Differences Between Grants, Scholarships, and Loans

Private Student Loans

At Indiana University of Pennsylvania, 73% of students secure federal student loans and 17% obtain private loans. The average amount for private student loans is $11,496.

Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or state-affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your student loan to process and for your lender to send money to your school.

Recommended: Guide to Private Student Loans

Projected 4-Year-Degree Price

For an in-state student to attend Indiana University of Pennsylvania for four years, the cost would be $111,384, based on 2024-25 numbers. The total cost of in-state attendance for four years at a public university in the U.S. averages $115,360 for four years, slightly higher than IUP.

For out-of-state students, the cost would be $131,052 at IUP, significantly lower than the national average of $186,920.

Here’s some Pennsylvania Student Loan & Scholarship Information for you.

Undergraduate Tuition and Fees

In 2024-25, the cost for IUP tuition and fees, as well as books, was $12,480 for in-state students and $17,397 for out-of-state students.

Graduate Tuition and Fees

At Indiana University of Pennsylvania, the average cost of graduate school tuition in 2024-25 was $9,288 for students from Pennsylvania, with an additional $3,384 in fees. For students from another state, the cost was $13,932 for tuition plus $4,329 in fees. There are graduate loans available to help with these costs.

Cost per Credit Hour

Indiana University of Pennsylvania lists its costs per credit. For in-state students, the cost per credit, including fees, is $516. The cost per credit and fees for out-of-state students is $851.

Campus Housing Expenses

At IUP, most freshmen are required to live on campus. Residential suites include one-, two-, or four-person shared suites, and there are also Living-Learning Communities where students attend classes in a given area of focus as well as live together.

Those who choose to live off-campus can find many options, from studios to shared houses, near campus. This resource can help you find out more about housing at IUP.

Indiana University of Pennsylvania Acceptance Rate

At 91%, the IUP acceptance rate is high. Most students who apply get in.

Admission Requirements

So what does it take to apply at IUP? Here’s what’s required with your application, as well as other documents that you may choose to include.

Required:

•  High school transcript

Recommended:

•  SAT or ACT scores

•  Letter(s) of recommendation

•  Personal essay

•  Transcripts for college coursework completed in high school

•  AP test scores (to receive academic credit at IUP)

You can apply to IUP here . For the fall application season, applications are accepted as of the previous July 1st.

SAT and ACT Scores

Test scores are currently not required with applications. Here are the 25th and 75th percentile SAT and ACT scores at IUP in Fall 2023.

Popular Majors at Indiana University of Pennsylvania

IUP offers more than 140 majors. Here are some of the most popular.

1. Nursing

Nursing students at IUP learn how to deliver the best health care while utilizing technology and information that benefits patients. They also learn how to communicate with patients, their families, and medical professionals.

Undergraduate degrees in 2023-24: 115

2. Criminology

Students in this program will study the criminal justice system, policing, juvenile justice and law, white-collar crime, violence and victimology, and environmental crime, among other subjects. Students also have the opportunity to intern in the field.

Undergraduate degrees in 2023-24: 114

3. Sports Kinesiology

Students interested in careers in health, healing, or rehabilitation will study anatomy, exercise physiology, exercise prescription and aging, and more. They will also have the opportunity for hands-on learning in courses like aerobic leadership, as well as the opportunity to intern in the field.

Undergraduate degrees in 2023-24: 78

4. Psychology

The psychology program covers developmental, abnormal, social, and learning and cognition psychology, as well as biopsychology. Students will choose a specialization in either applied psychology or psychological science.

Undergraduate degrees in 2023-24: 69

5. Communications Media

Communications students can opt for a media studies, media production, or media marketing track, and select electives including courses in audio production, photography, global media and communication, women in media, television criticism, public relations, and more.

Undergraduate degrees in 2023-24: 67

6. Biology

At IUP, you can get either a BA or BS in biology. Coursework includes botany, zoology, genetics, ornithology, immunology, limnology (the study of lakes), plant physiology, and more.

Undergraduate degrees in 2023-24: 67

7. Business

IUP offers several undergraduate programs in business, including accounting, business education, finance, human resource management, international business, management, and management information systems.

Undergraduate degrees in 2023-24: 64

8. Marketing

Marketing students have the opportunity to learn about internet marketing, social media marketing, advertising, professional selling, sales management, marketing research, direct marketing, retail management, and services marketing. They also have the opportunity to study abroad at partner business schools.

Undergraduate degrees in 2023-24: 50

9. Safety, Health, & Applied Environmental Sciences

Students get a strong foundation in the natural sciences, math, and business before gaining real-world experience in labs and through internships.

Undergraduate degrees in 2023-24: 44

10. Finance

After studying accounting principles, fundamentals of finance, business policy, operations management, and statistics (among other subjects), students are well-prepared for careers in finance.

Undergraduate degrees in 2023-24: 38

Graduation Rate

Here is the graduation rate for students who started their studies at IUP in 2017:

•  4 years: 37%

•  6 years: 53%

Post-Graduation Median Earnings

The median salary of graduates of IUP is $51,019 a year, below the national average of $68,516.