Careers
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation fintech company using innovative, mobile-first technology to help 13.7M members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
Join us to invest in yourself, your future, and the financial world.
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The SoFi Way
At SoFi, culture isn’t just words—it’s how we work together and push each other to do our best. Our culture is defined by The SoFi Way: a commitment from every employee to act as a founder, be a
relentless problem solver, and serve as a partner to our members and colleagues.
Want to be part of a team that’s reinventing an industry?
“SoFi is uniquely providing a comprehensive personal finance solution all in one app—backed by groundbreaking technology that puts our members’ interests first.”
Anthony Noto
Chief Executive Officer
We live our mission and values.
SoFi’s mission is at the center of how we serve our members, as we work toward helping them achieve financial independence to realize their ambitions. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way.
We’re better together.
We’re engineers, marketers, designers, and operations managers, with a diverse set of backgrounds and experiences. Every team’s purpose is to help improve our members’ lives so they can achieve financial independence. We support and care about our co-workers, work hard, build each other (and our products!) up, and have fun along the way.
Even more reasons to love SoFi.
We believe our people are our greatest differentiator. If we take care of you, you’ll take care of our members. We’ve built our programs, perks, and benefits around what you need to bring your best self to work.
You’re taken care of.
SoFi employees receive comprehensive health, vision, dental, life insurance, and disability benefits—as well as flexible time off, fitness, fertility, and family planning options.
Realize your ambitions.
We want to help our employees achieve financial freedom, just like our members. That’s why we contribute $200 per month toward your student loans to help pay down your debt—plus free financial classes.
Never stop learning.
We offer frequent training, mentorship opportunities, and leadership programs to develop our people. We also cover tuition costs for approved programs, up to $5,250 per year.
Hear from our employees.
“My team is in the middle of it all, building a compelling experience for providers of financial products, as well as for our users by suggesting the right financial products.”
Anjana J.
Manager, Engineering
San Francisco, CA
“As a software engineer, I’m regularly challenged to learn and iterate toward the right solution, and empowered by the tools I have to get the job done.”
Mike R.
Senior Software Engineer
Seattle, WA
“SoFi gives me the opportunity to have a positive impact on people’s lives. They also care about their members and their staff, and work hard to provide the best experience for both.”
Joy G.
Mortgage Loan Originator
Dallas, Texas
Where we’re located.
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Utah
Browse open positions.
Want to work at SoFi Stadium?
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Social Finance, LLC offers you the option to engage in SMS text conversations about your job application. By participating, you also understand that message frequency may vary depending on the status of your job application, and that message and data rates may apply. Please consult your carrier for further information on applicable rates and fees. Carriers are not liable for delayed or undelivered messages. Reply STOP to cancel and HELP for help. By opting-in to receiving SMS text messages about your job application, you acknowledge and agree that your consent data, mobile number, and personal information will be collected and stored solely for the purpose of providing you with updates and information related to your job application. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Great Rates. Great Benefits. | SoFi
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Now get a $10 bonus with a $10 SoFi Crypto purchase.*
Learn more
*Terms apply. Stablecoin purchases are excluded.
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Get $0 origination fees when you kick off a home equity loan.*
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*Terms and conditions apply. Ends 11:59PM ET 2/9/26. Cannot be combined with any other discount or fee waiver. SoFi reserves the right to change or terminate this offer at any time without notice unless you have submitted an application during the eligibility window.
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Start the new year
with a 1% match on
crypto buys.*
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*Complimentary Plus Members with Eligible Direct Deposit or Qualifying Deposits or a $10/mo subscription are eligible for this promotion. Funds must be net-new and originate from the members’ SoFi Checking and Savings account to execute crypto buys by 3/30/26. Terms and conditions apply.
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SoFi Smart Card.
5% cash back rewards at grocery stores.*
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*The SoFi Smart Card is a charge card issued by SoFi Bank, N.A., Member FDIC, that is secured by your SoFi Checking and Savings account. The Smart Card is exclusively available to members who pay for SoFi Plus membership and is subject to application and approval. Terms and conditions apply.
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Snatch a 2% match on IRA contributions.*
See details
*Offer ends 4/15/26. Members with Eligible Direct Deposit or Qualifying Deposits receive complimentary SoFi Plus access through 3/30/26 and are eligible for this promotion. Terms and conditions apply. Matches are made on contributions up to the annual limits.
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New IPO offering is
available.
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Available to Active Invest members. Investing in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement.
Check out what SoFi has to offer:
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Invest
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Personal Loans
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Student Loan
Refinancing
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Money
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Home Loans
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Credit Card
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Private Student
Loans
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Insurance
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Credit Score
& Budgeting
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Auto Loan
Refinancing
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As natural disasters impact the United States, SoFi wishes for the safety of everyone in the affected areas. We are here to help borrowers who are in a disaster zone designated by FEMA. To find out more click here.
Why do 13.7M members love SoFi?
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Smart money moves
earn you points.
Rewards points are redeemable for cash, SoFi loan payments, and more.
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Help when you
need it.
Need help? Get in touch with our support team via phone or chat.
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Complimentary
member benefits.
SoFi members get benefits like access to financial planning and exclusive access to SoFi Stadium.
Personalized mortgage solutions to achieve your goals.
Select from a variety of home loan options with mortgage rates, loan terms, and monthly payments that suit your budget.
All APRs are updated daily
View your rate
Need help finding the best option for your unique needs? Get in touch with a Mortgage Loan Officer at (844)-763-4466.
Your money
works better
when it’s
all in one app.
We’ve helped
our members
in a big way.
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13.7M
SoFi members -
12.5B+
in rewards earned -
$33B+
in debt paid off -
$117B+
in funded loans
As featured in
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Mortgage Loan Terms
5 10-YEAR Payment Example: The payment for a 10-year term, loan amount $362000.00, Rate 5.250%, LTV 80% is $3884.00 for full Principal and Interest Payments with $5194.70 due at closing. The Annual Percentage Rate is 5.767%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
6 15-YEAR Payment Example: The payment for a 15-year term, loan amount $362000.00, Rate 5.125%, LTV 80% is $2886.00 for full Principal and Interest Payments with $4901.48 due at closing. The Annual Percentage Rate is 5.474%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
7 20-YEAR Payment Example: The payment for a 20-year term, loan amount $362000.00, Rate 5.750%, LTV 80% is $2542.00 for full Principal and Interest Payments with $6041.78 due at closing. The Annual Percentage Rate is 6.072%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
8 30-YEAR Payment Example: The payment for a 30-year term, loan amount $362000.00, Rate 5.875%, LTV 80% is $2141.00 for full Principal and Interest Payments with $6030.92 due at closing. The Annual Percentage Rate is 6.117%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
Personal Loan Terms
Fixed rates from 7.74% APR to 35.49% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of 2/7/26 and are subject to change without notice. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors.
Loan amounts range from $5,000– $100,000. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0%-7%, which will be deducted from any loan proceeds you receive.
Autopay: The SoFi 0.25% autopay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. Autopay is not required to receive a loan from SoFi.
SoFi Plus Discount: SoFi Plus members are eligible for an interest rate reduction of 0.25% on a Personal Loan. To be eligible for the discount, you must meet the SoFi Plus eligibility criteria within 31 days of the funding of your loan. For complete SoFi Plus eligibility, please see the SoFi Plus terms. When you enroll in SoFi Plus, the discount will lower the interest rate that applies to your loan only during periods in which you are enrolled in SoFi Plus. The discount will be removed during periods in which SoFi determines you are not enrolled in SoFi Plus. Each time your loan is re-amortized, your monthly payment amount will change based upon the interest rate that was in place. SoFi reserves the right to change or terminate this offer for unenrolled participants at any time. You are not required to enroll in SoFi Plus to be eligible for Loan approval.
5 Student Loan Refinancing Myths Demystified
When was the last time you took a hard look at your student loans?
If you’re like many borrowers, you probably try hard not to think about them. That monthly deduction from your bank account might be an aggravating reminder, but one that you’ve grudgingly come to accept over time. After all, what’s the point in dwelling on your loans if there’s nothing you can do to change them?
Read more
Ask the Career Expert: Career Strategy 101
Congratulations – you’ve just landed your dream job! It should be smooth sailing from here on out, right?
Of course, most of us know from experience that this isn’t usually the case. Even the most happily employed person will encounter challenging work situations from time to time (a negative review, for example). And if you want to grow in your chosen career, it requires a proactive approach. The truth is, “career strategy” doesn’t end once you get the gig. In some ways, it’s just getting started.
Read more
Fixing the Flaws in Obama’s Affordable College Plan
As CEO of a company that’s working to revolutionize the student loan industry, I have to say the past couple of weeks have been interesting to watch.
President Obama’s much-debated plan to increase college affordability has stoked the fires of an already heated national dialogue about the rising cost of higher education. I applaud the President for addressing this issue, and I’m pleased that this event is bringing the conversation to the forefront. However, I still think there are some fundamental flaws in the plan.
Read more
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