Nina Semczuk

About the Author

A personal finance expert who started her first job at 14 and navigated the mortgage world at 23, Nina Semczuk has written for SmartAsset, MONEY, MagnifyMoney, ValuePenguin, and LendingTree. Nina is a Certified Educator in Personal Finance® (CEPF®), a member of the Society for Advancing Business Editing and Writing, and an Army veteran with five years of active service. Find her work at ninasemczuk.com.

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SoFi Checking and Savings accounts are offered by SoFi Bank, N.A., Member FDIC.

SoFi Credit Cards are issued by SoFi Bank, N.A. pursuant to license by Mastercard® International Incorporated.

SoFi Crypto products and services are offered by SoFi Bank, N.A.

Loans originated by SoFi Bank, N.A., NMLS #696891 (www.nmlsconsumeraccess.org). Equal Housing Lender.

Brokerage products offered through SoFi Securities LLC, member FINRA/SIPC. Advisory services are offered through SoFi Wealth LLC, an SEC-registered investment adviser.

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