SoFi Blog

Tips and news—
for your financial moves.

market chart

What Exactly Is an Inverted Yield Curve?

If you’ve been paying any attention to the stock market and financial headlines over the past few weeks, you’ve likely noticed a lot of turmoil and the term “inverted yield curve” being used quite frequently.

Since 1955, an inverted yield curve has preceded all nine of the U.S. recessions that have occurred. Usually, the curve inverts about two years before a recession hits, so it can be an early warning sign.

The current inversion of the yield curve doesn’t mean that a recession is definitely going to happen within the next few years, but it is one indicator.

What exactly is an inverted yield curve, and what does it mean for the economy and your finances?

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piggy bank with band-aids

Recovering From a Bad Investment

So, you made an investment that didn’t work out. The first step is to take a deep breath.

Bad investments can happen. One misstep doesn’t mean you can’t recover your investment. In the long run, it may even make you a more experienced and skillful investor.

An investment, by nature, is some sort of deployment of capital in order to make a profit. Investors should know that in order to make money, they might have to take a risk.

In fact, risk and return are two sides of the same coin. Generally speaking, to have a chance at a higher reward, you must assume a higher risk. Assuming risk means taking the chance that you might lose money. There are no free lunches.

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colorful peaks

July Monthly Market Commentary

The Fed made moves, big tech got slapped and the candidates bristled.

Another month is in the books, and the more things change the more they stay the same. Stock markets seemed to climb to new heights in July while pundits continued to discount the rally and call for the next recession. Even presidential candidates got in on the doomsday predictions this month.

Just like in June, market-moving news is coming from the Fed, geopolitical tensions, and major technology companies. As the summer winds down, sit back and catch up on some highlights from July.

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woman jacket shopping

Making Your Closet an Investment

Shopping for the latest trends and stylish finds can be a blast. Not to mention that heading to the mall or local thrift shop with friends can be a bonding experience like none other. And is there anything as rewarding as finding a pair of jeans that fit you just right?

While there’s nothing quite like the thrill of the hunt, when you’re shopping for clothes and building out your wardrobe, it can be difficult to determine when you should be splurging on an investment piece and when you should be buying cheaper basics. Here are some guidelines to help you determine what clothes are worth investing in.

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