SoFi Blog

At SoFi, we’re all about helping our members do great things. That’s why, in our latest sweepstakes, we’re offering them up to $50,000.

We know what you’re thinking: Great! Where do I sign up?

Ready to make your debt sweat in the New Year?

Whether it’s a credit card carrying around extra poundage after the holidays, a student loan that sweats when it walks up the stairs, or a mortgage that requires multiple airplane seats, we’ve got a plan that will whip your debt into shape by making it so skinny, it literally disappears.

Read on for our 5-step debt shape-up guide, and make 2016 the year you shed some serious debt.

We get a lot of amazing and humbling feedback from our members, but recently we received an extra special note and package. Robert, a SoFi member and student loan refi borrower, went to Christopher Newport University in Newport News, VA. He graduated in 2010 with a BA in Political Science and four student loans. He consolidated with a big bank but he said it left him with a large payment and interest rate. He then refinanced with SoFi and lowered his payment and loan duration. He’s now an operations manager, is married and has a 2 year old son. We loved his inspiring poem and hope you do, too:

It’s hard to feel “merry and bright” when you’ve got student loans hanging over your head. This season, instead of letting loans dampen your spirits, why not use some of that holiday downtime to make a dent in your debt? Grab a drink (or six) and use our Holiday Student Loan Game to help you get organized, save money and set your loans up for success in the New Year.

Cheers to dominating your student loan debt in 2016 – and happy holidays from SoFi!

Are you in your 20s or 30s? Do you cringe when people call you a Millennial and make sweeping proclamations about your generation as if you were from some new planet? The stereotypes have become so prevalent that one person took matters into his own hands with a hilarious Chrome extension that replaces the “m-word” with the term “snake people” (feel free to use it on this article).

It may be tough to live with all the attention, but bear with the rest of us.  After all, people born in the 1980s and ‘90s,count for more than a quarter of America’s population and are shaping the world for everyone in new ways. Other folks are naturally going to be curious about the preferences and habits of this new generation of young adults.