SoFi Blog

So, you made an investment that didn’t work out. The first step is to take a deep breath.

Bad investments can happen. One misstep doesn’t mean you can’t recover your investment. In the long run, it may even make you a more experienced and skillful investor.

An investment, by nature, is some sort of deployment of capital in order to make a profit. Investors should know that in order to make money, they might have to take a risk.

In fact, risk and return are two sides of the same coin. Generally speaking, to have a chance at a higher reward, you must assume a higher risk. Assuming risk means taking the chance that you might lose money. There are no free lunches.

There’s been a lot of buzz lately about who has the upper hand in the current real estate market—buyers or sellers. In recent years, the supply of existing homes for sale has fallen below demand, leading to a real estate market that tends to favor sellers.

Now, it seems the market may be changing, providing better opportunities for prospective buyers, at least in some locations. “It could even become a nationwide trend by mid to late 2020, as supply and demand conditions change,” according to the Home Buying Institute .

If you’re a homeowner—or hoping to become one—you’ve probably heard the terms “seller’s market” and “buyer’s market.” It’s all about how many homes are for sale, how many people are seeking to buy, and how that affects prices and the speed at which homes sell.

Fall is approaching, and that means two things: fall leaves and the sounds of thousands of harried parents navigating increasingly long back-to-school lists. From pencils and notebooks to new school uniforms, your shopping list might be a mile long. For some parents, this back-to-school season will be the first time their kid heads off to school with a new cell phone in their backpack.

If grabbing your child their first cell phone is on your back-to-school to-do list, there are some important things to consider before handing over a tricked-out smartphone to someone whose brain might not be fully developed yet. Deciding to get a cell phone for your child is a personal decision. Here’s what to know when it comes to making that decision.

Congratulations, you did it! You walked across the stage, got your diploma, and waded the treacherous waters of meddlesome job questions from friends, family, former professors, and even your pet iguana, Izzy. Now you’ve done what once seemed impossible: You’ve landed a job offer!

When landing your dream job—or any job—it’s easy to run straight to the champagne aisle. But before you pop the bottle and buy yourself sensible slacks, you’ll want to think about your salary.

Our vision for SoFi at Work—our suite of tools, products, and resources for employees made available via their workplace benefits or wellbeing programs—is to help build financial wellness across a company’s entire workforce and for every stage of life.

We have made significant strides in this mission through special programs for employer contributions to help pay down student loans as well as special rates on student loan refinancing. The latest innovation to the SoFi at Work program adds 529 college savings plan contributions.

Our employer partners have asked for this and we’re excited to make this new capability generally available. It comes through the acquisition of LEAF College Savings, the leader in college savings employee benefits. LEAF’s advanced payroll and HR integration technology make recurring employee contributions to 529 college savings plans simple.