Feb
24
2017
SoFi Blog
Tips and news—
for your financial moves.
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09
2017
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07
2017
Personal Loans – Members
Pay off credit cards or invest in a major purchase
Are you paying more than 16% interest on your credit cards? SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.
Personal Loan Comparison6
Here’s how SoFi Personal Loans compare
| SoFi Members | Lending Club | Discover Personal Loan | Credit Cards | ||
|---|---|---|---|---|---|
| APR range |
Fixed Rates 7.74% – 35.49% (with AutoPay, plus rate discount)5 |
5.99 – 35.89% | 6.99 – 24.99% | 12.00 – 22.86%6 | |
| Fees | No Hidden Fees | 1 – 5% Origination Fee | No Fees | 3% Balance Transfer Fee | |
| Term | 2, 3, 4, 5, 6 or 7 years | 3 or 5 years | 3, 4, 5, 6, or 7 years | Rolling | |
| Amount | $5,000 – $100,000 | $1,000 – $40,000 | $2,500 – $35,000 | Varies | |
| Unemployment Protection4 | Yes | No | No | No |
So Easy
Find Your Rate
Get pre-qualified online with no hidden fees and no obligation.
Select Your Loan & Apply
Choose the loan that works for you and complete your application.
Sign electronically and receive your funds
Sign your documents and funds are wired to your account.
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in funded loans
members in our growing community.
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SoFi is regulated by the Consumer
Financial Protection Bureau
Financial Protection Bureau
Personal Loan Calculator
See how much you can save when you pay off your existing debt with a SoFi personal loan.
Common Questions
Questions? Call us for a free consultation at 855-456-7634.
It’s not exactly the most fun thing to sit down and figure out whether the person you’re dating is on the same page as you financially—in fact, you could practically call it a buzzkill. But if you’re serious about one another, talking about credit scores, budgets, and debt is not something you should put off, because one money mistake can be all it takes to get you into serious and immediate financial trouble.
It’s hard enough to budget and track your own spending and saving habits, but when your dreams are shared and depend on the equal due diligence of another person, you have even less control over how quickly you get there. So you’ll want to find out sooner rather than later if you align on how you handle your money, before it potentially becomes an issue.
Here are five tips to help you determine whether you and your partner are a good “money match.”