SoFi Blog

Tips and news—
for your financial moves.

SoFi Invest (No Nav BD 50)






Invest like a pro without being one.

Unlike other ways to invest, SoFi gives you more than one option of how to do it. Plus,

we’re built to grow with you and your goals—no matter your skill level at the start.

Pay zero SoFi fees.

That’s right—$0 in transaction fees and $0 in management fees.

Choose how.

Do-it-yourself with active investing or take it easy with automated investing.

Invest with skill.

SoFi is built for those who learn by doing—because the fastest way to become an investor is to start investing.


No fees. No excuses.

Not-so-newsflash: fees are frustrating and they keep people from investing. It’s why we charge $0 in SoFi transaction and management fees. So there’s no reason not to start investing.


Start trading.

No experience required.

Whether you’re trading full time or just on the side—if you
can swipe right, you can swap stocks. With active investing,
we make it easy to start making trades on your own.



Learn more →



Hands-free investing

for the hands-off investor.

Not everyone wants to follow the market closely. It’s why automated investing makes it easy to a build a diversified, personalized portfolio—even if you’re new to investing.2



Learn more →



One-on-one advice

and more—on the house.

Thinking about buying a home? Just graduated and curious about how to invest while paying off student loan debt? We can help with that. SoFi members get one-on-one access to financial advisors so you can make a plan to tackle your goals.


You’ve made it this far.

Let’s get started.

Ready to
do-it-yourself?

Learn more →

Want to take a
hands-off role?

Learn more →


Choose how you want to invest.

Ready to
do-it-yourself?

Learn more →

Want to take a
hands-off role?

Learn more →


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DM – Personal Loan Direct Mail Landing Page – Testing – WhyWait34

Low rates. No fees.
We’ve got your back.

Fixed personal loan rates range from 7.74% APR
to 35.49% APR (with AutoPay)5.

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Checking your rate will not affect your credit score.

Hurry—apply before your offer expires!

Are you paying more than 16% interest on your credit cards? A SoFi Personal Loan could help you save thousands. With a low fixed rate and monthly payment, you can pay off high interest credit cards, fund home improvements, or make a major purchase. Check your rate in just 2 minutes.

Find My Rate


Why Choose A Sofi Personal Loan?

Serious
Savings

Borrow from $5k-$100k at fixed rates that range from 7.74% APR to 35.49% APR (with all discounts)5, 7

No Fees.
No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Exclusive
Rates

Get a 0.125% rate discount✝︎✝︎ on an additional SoFi loan—just for being a member.

Find My Rate

Questions? Call us for a free consultation at 855-456-7634

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St. Patrick's Day socks

7 St. Patrick’s Day Party Ideas on a Budget

Winter can be bleak. Short days, long cold nights, and countless snowstorms can take a toll. But come March, there is one emerald green bright spot. St. Patrick’s Day is a fun holiday for all.

There are tricks and treats from mischievous leprechauns that keep kids entertained and plenty of green beer for the adults. March 17 is right around the corner so get your green ready to avoid being pinched by a leprechaun (or your significant other).

If you’re playing host this year and are looking for some St. Patrick’s Day party ideas, we’ve got you covered. These fun festive ideas will have you and your friends feeling the luck of the Irish, all while helping to keep you under budget.

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row of colorful houses

Housing & Mortgage Trends for 2019

Looking to buy or sell a home this year? While doable, 2019 could potentially be one of those years in the real estate market where it gets a little harder for both the buyers and the sellers.

Overall, the real estate market could remain in favor of sellers—called a “seller’s market ”—as compared to being on the buying end of the equation. This is a continuation of what we’ve seen for the last five-plus years .

Compared to the beginning of last year , some forecasts predict that home prices will grow more slowly , which could be good for buyers, but mortgage rates have also increased . Ultimately, this makes homes less affordable for buyers.

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Student Loan Refinance – Affiliates (ChangEd)

Refinance Student Loans

Save thousands
on your student loans.

Find My Rate

Checking your rate will not affect your credit score.

Welcome ChangEd Member

SoFi is a leading student loan refinancing provider.

$50 billion+
in refinanced student loans
13.7M
members who’ve refinanced
98%
would recommend SoFi to a friend3.

Pick the loan that works for you.

Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.

Fixed Rate

Rates available from 4.24% APR to 9.99% APR when you enroll in AutoPay.1

Variable Rate

Rates start from 5.99% APR to 9.99% APR when you enroll in AutoPay.1

Investing in people who
invest in themselves.

How it works:

The student loan refinancing process is fast, easy, and can be done entirely online.

New Term

APR

5-year

4.03%

7-year

4.57%

10-year

4.98%

View Payment Examples
SoFi offers a range of terms and rates—so yours are going to look different from this illustrative chart, which is just something designed to show you what the SoFi app looks like.

Get pre-approved online in just two minutes.

We’ll let you know if you’re qualified before you finish the full application.

Select your rate and term.

Choose between saving on your monthly payment or saving on total student loan interest.

Verify your info and sign.

Upload screenshots of your information, then sign your paperwork electronically.

Switch to one low-rate monthly payment.

We pay off your servicer(s) and issue you one new student loan.

Find my rate

It takes only two minutes and
won’t affect your credit score.

Common questions

Q: Who should refinance?

+

Refinancing is a great solution for working graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans. Federal loans do carry some special benefits, for example, public service forgiveness and economic hardship programs, that may not be accessible to you after you refinance. Check out this blog post that provide more information: When to Consolidate Federal and Private Loans by Refinancing. Or, call us for a free consultation about your particular situation.

Q: Can I refinance both federal and private student loans?

+

Yes, SoFi will consolidate all qualified education loans.

Q: Am I a good candidate to refinance my student loans with SoFi?

+

SoFi aims to revolutionize financial services- ultimately improving the system for everyone. Today, we’re able to offer significant savings and flexibility to US citizens or permanent residents who have graduated from a selection of Title IV accredited university or graduate programs, are employed, has a sufficient income from other sources, or hold a job offer with a start date within 90 days, have a responsible financial history, and a strong monthly cash flow.

Q: What is the difference between consolidating and refinancing?

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Q: What is a direct consolidation loan?

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A Direct Consolidation Loan is a government program that allows you to combine multiple federal education loans into a single loan. The resulting interest rate is a weighted average of your prior loan rates. Refer to https://www.sofi.com/consolidate-student-loans-vs-refinance/ for more information.

Q: What’s the difference between fixed and variable rate loans?

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See FAQs

SoFi in the news

CNN Money

“This lender offers free drinks, yoga, and matchmaking with its loans.”

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NYT

“SoFi [also] provides career counseling, wine tastings and home-buying workshops.”

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in minutes.

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