7 Direct Deposit: To qualify for an additional 0.25% APR direct deposit discount you must: (1) set up autopay with SoFi Checking and Savings within 20 days of the funding of your loan, AND (2) setup payroll direct deposits of at least $1,000/mo to SoFi Checking and Savings within 35 days of the funding of your loan. If you do not set up autopay with SoFi Checking and Savings within 20 days of the funding of your loan, AND setup payroll direct deposits to SoFi Checking and Savings within 35 days of the funding of your loan you will not be qualified for this additional 0.25% direct deposit discount. Once qualified, you will receive this additional 0.25% direct deposit discount during periods in which you have direct deposits of at least $1,000/mo turned on with your SoFi Checking and Savings account. This additional direct deposit discount will be lost during periods in which you have turned off direct deposits for your SoFi Checking and Savings account. You are not required to enroll in autopay or direct deposits to receive a loan from SoFi. The Direct Deposit Rate Reduction excludes members from receiving the $100 SoFi Checking and Savings® direct deposit promotional program.
SoFi Checking and Savings® is a checking and savings account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. SoFi Securities is an affiliate of SoFi Bank, N.A. SoFi Checking and Savings Debit Card issued by The Bancorp Bank.
‡ Get up to $1K in cash rewards for a SoFi Personal Loan offer: Terms and conditions apply. Limited time offer for SoFi Personal Loan applications started before 11/15/2021 at 11:59pm ET. Not available to residents of Ohio. To receive the SoFi Rewards points offer, you must: (1) register and apply for a SoFi personal loan by 11/15/21 at 11:59pm ET; (2) complete your application by 11/18/21 at 11:59pm ET; (3) fund your loan; (4) have your loan in good standing for at least 60 days; (5) and accept SoFi Member Rewards (“the Program”) Terms and Conditions by enrolling in the Program through the SoFi app. Once conditions are met, after 60 days of your loan in good standing, you will receive 1 SoFi Rewards point for every $1 funded of your Personal Loan amount, in your SoFi Rewards account. Each SoFi Rewards Point can be redeemed as $0.01 when redeeming for any of the following: (i) any promotional offer listed on the “Redeem Points” page, or (ii) cash deposited into your SoFi Checking and Savings Account, (iii) shares (fractional or whole shares) credited to your SoFi Invest Account, or (iv) cash applied to the outstanding balance of your SoFi Student Loan Refinance or SoFi Personal Loan. Please Note: Although SoFi Rewards Points are redeemable as cash to be applied as described above, they are not cash and cannot be transferred to a third party. Your Rewards Points also can’t be transferred by operation of law, such as by inheritance, in bankruptcy or in connection with a divorce. You will forfeit your entire SoFi Rewards Points balance if your Personal Loan is cancelled for any reason. Terms and conditions apply. Learn more at SoFi.com/rewards. Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received as required by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer; consult your tax advisor to determine applicable tax consequences. SoFi reserves the right to change or terminate the offer at any time with or without notice.
^ SoFi $10 Start Tracking Your Credit Score offer: Terms and conditions apply. This offer is only available to new SoFi users without existing SoFi accounts. It is non-transferable. One offer per person. To receive the Rewards points offer, you must successfully complete setting up Credit Score Monitoring. Rewards points may only be redeemed into SoFi accounts such as cash in SoFi Checking and Savings or loan balances, Stock Bits, fractional shares and cryptocurrency subject to program terms that may be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.