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Affordable life insurance
in just 5 minutes.
You could get term life insurance for as low as $16/month.
No medical tests1, instant decision, and 100% online application for up to $3M. Get your free quote now.
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Calculate my needs
We are now directing you to our partner, Ladder,
to complete your application. SoFi will not be your host while there and is not responsible for content provided by third-party sites, including Ladder. Please note that you are subject to the destination site’s Privacy Policy and Terms & Conditions.
Why Ladder?
Apply for life insurance coverage in minutes and get a decision instantly. As your life changes, you can always decrease or cancel your coverage with a couple of clicks. No fees, no hassle.
Flexible coverage
Get coverage that ranges from $100K to $8M and 10 to 30 years. Adjust at any time.
Great rates
Ladder offers competitive insurance rates for the coverage that’s right for you.
Quick application
Get your quote and apply in minutes. Medical tests are not required for eligible applicants.1
Easy estate planning
Drafting your will is simple for SoFi members.
How it works:
1
Get started
Select your coverage
amount and term.
3
Instant Decision
We value your time.
Check it off your list.
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Easily create and manage your estate plan.
Get 15% off a trust, will, or guardianship through our partner, Trust & Will.*
Learn more
The service provides forms for your use, not legal advice. Using these documents is not a substitute for obtaining legal advice.
Ladder FAQs
Term life insurance is life insurance that provides coverage at a fixed price for a specific period of time. As such, it is often less expensive than permanent life insurance products that typically cover you for the entirety of your life. To find out more about term life insurance and other helpful articles, visit Ladder’s Knowledge Center. You can also reach out to their helpful experts with any questions at 1-855-622-0299.
Ladder is our trusted partner for term life insurance. Ladder is for people who value a streamlined process and who want to be able to easily adjust their coverage as their needs change over time. We’re excited to be combining innovative technology with industry expertise to provide top quality products for our members.
Life insurance needs vary from person to person. Calculate your needs by using this calculator.
You can speak with Ladder’s helpful experts by calling 1-855-622-0299. They are licensed, but not commissioned agents that can answer any questions you might have.
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