SoFi Blog

To make it work, both you and your recipient need payment handles. We’ll automatically create yours the first time you use the international send feature and link it to your checking account. When you’re ready to send money, you can either enter your recipient’s payment handle or invite them to set one up for free.

Right now, international payments can only be sent from your SoFi Checking account (either individual or joint).

We’re gradually rolling this feature out to all members with SoFi Checking and Savings. If you don’t have access to it yet, or if you don’t see it in your app yet, keep an eye out. We’ll send you an email and an in-app notification when it’s available for you.

Which countries can I send money to outside the U.S.?


You can see the supported countries here.

If you have SoFi Checking and Savings, you’ll be able to send money to friends and family in select countries for a small fee. The transfer is processed instantly and is sent directly from your SoFi Checking account.

To make it work, both you and your recipient need payment handles. We’ll automatically create yours the first time you use the international send feature and link it to your checking account. When you’re ready to send money, you can either enter your recipient’s payment handle or invite them to set one up for free.

Right now, international payments can only be sent from your SoFi Checking account (either individual or joint).

We’re gradually rolling this feature out to all members with SoFi Checking and Savings. If you don’t have access to it yet, or if you don’t see it in your app yet, keep an eye out. We’ll send you an email and an in-app notification when it’s available for you.

Will I be subject to the 1% U.S. federal remittance tax when sending money internationally with SoFi?

No. All transactions are exempt from the 1% federal remittance tax when you send money through the SoFi app.

If the payment was sent but not received, ask your recipient to check the recent activity section of their account and/or their bank statement. It may appear under a local partner’s name rather than SoFi. If it’s been a few hours and they still don’t see it, contact us and we’ll help investigate.



Are there fees to send money internationally?


Yes, there are small fees when you send money to someone outside the U.S. You’ll see a clear breakdown of these fees on the review screen before you send.

How the fees work:

Processing fee: We charge this small fee to help us cover secure payment processing and compliance. It’s included in the total you’ll pay and will appear as a separate line in your Activity.

Network fee: This fee is set by our payment partner and depends on how much you’re sending. It’s subtracted from the amount before it’s converted to your recipient’s currency. So the final amount they receive may be slightly lower than what you send, depending on the fee and the exchange rate.

We’ll always show you the exact amount your recipient will receive on the Review screen before you confirm and send the payment.

To make it work, both you and your recipient need payment handles. We’ll automatically create yours the first time you use the international send feature and link it to your checking account. When you’re ready to send money, you can either enter your recipient’s payment handle or invite them to set one up for free.

Right now, international payments can only be sent from your SoFi Checking account (either individual or joint).

We’re gradually rolling this feature out to all members with SoFi Checking and Savings. If you don’t have access to it yet, or if you don’t see it in your app yet, keep an eye out. We’ll send you an email and an in-app notification when it’s available for you.

Which countries can I send money to outside the U.S.?


You can see the supported countries here.

If you have SoFi Checking and Savings, you’ll be able to send money to friends and family in select countries for a small fee. The transfer is processed instantly and is sent directly from your SoFi Checking account.

To make it work, both you and your recipient need payment handles. We’ll automatically create yours the first time you use the international send feature and link it to your checking account. When you’re ready to send money, you can either enter your recipient’s payment handle or invite them to set one up for free.

Right now, international payments can only be sent from your SoFi Checking account (either individual or joint).

We’re gradually rolling this feature out to all members with SoFi Checking and Savings. If you don’t have access to it yet, or if you don’t see it in your app yet, keep an eye out. We’ll send you an email and an in-app notification when it’s available for you.

Will I be subject to the 1% U.S. federal remittance tax when sending money internationally with SoFi?

No. All transactions are exempt from the 1% federal remittance tax when you send money through the SoFi app.

If the payment was sent but not received, ask your recipient to check the recent activity section of their account and/or their bank statement. It may appear under a local partner’s name rather than SoFi. If it’s been a few hours and they still don’t see it, contact us and we’ll help investigate.



Are there fees to send money internationally?


Yes, there are small fees when you send money to someone outside the U.S. You’ll see a clear breakdown of these fees on the review screen before you send.

How the fees work:

Processing fee: We charge this small fee to help us cover secure payment processing and compliance. It’s included in the total you’ll pay and will appear as a separate line in your Activity.

Network fee: This fee is set by our payment partner and depends on how much you’re sending. It’s subtracted from the amount before it’s converted to your recipient’s currency. So the final amount they receive may be slightly lower than what you send, depending on the fee and the exchange rate.

We’ll always show you the exact amount your recipient will receive on the Review screen before you confirm and send the payment.