9 in 10 SoFi members agree—setting up direct deposit is easy.2
Ready to plus up your ambitions? Get our highest APY1 on
your savings balances and more.
You’ll automatically get your paycheck up to two days early every time you get paid.
We’ll cover you up to $50 with no fees if you accidentally spend more than you have.
Cha-ching! Get a $250 bonus in your online bank account when you set up direct deposit.
Members with direct deposit can earn 4.50% APY on their savings and Vaults balances, and 0.50% APY on their checking balances.