Debit Card
{/* Online Banking */}
Put your spending power in your wallet and on your phone.
Tap and pay the way you want with a SoFi debit card. Every SoFi member gets a debit card when they open a SoFi Checking and Savings account.
Open an account
What’s a debit card and how does it work?
A debit card is a payment card that lets you spend money directly from your checking account. When you need to make a purchase:
-
In person:
Swipe, insert, or tap your bank debit card. Or tap your phone if you’ve added your card to your digital wallet. You may need to enter your PIN. SoFi debit cards are contactless and mobile wallet capable
-
Online or over the phone:
Use your card number to make purchases, expiration date, and security code. You can use a SoFi debit card anywhere Mastercard is accepted.
-
ATMs:
Get cash from your checking account by using your debit card. SoFi uses Allpoint ATMs.
{/* Horizon */}
{/* why choose*/}
Why choose a
SoFi debit card?
In-app activation and management.
Activate your card, reset your pin, and lock your card—all from the SoFi mobile app.
Tap to pay.
SoFi debit cards have contactless chip technology.
Pay with your phone.
Leave your physical card at home and add your SoFi debit card to your mobile wallet.
Secure payments.
With the SoFi debit card, you get security features like credit monitoring and suspicious activity alerts.
Extra perks from Mastercard.
SoFi debit card isn’t your average bank card. Enjoy extras like Mastercard Airport Concierge, Mastercard gold, and Mastercard ID Theft protection.
No account fees.
Don’t worry about overdraft, minimum balance, or monthly fees. Use your debit card when you need it.
{/* Manage your money with sofi relay */}
How to get a SoFi debit card:
-
Open a SoFi Checking and Savings account
online or in the app.It only takes a few minutes to create your account.
-
Fund your account.
Easily transfer money to your account or set up direct deposit.
-
Activate your SoFi debit card.
Activate your card in just a few moments using the SoFi app.
Open an account
Learn more about debit cards.
FAQs
Easily and quickly activate your card using the SoFi app and following these step-by-step instructions.
Debit cards deduct directly from your checking account. Credit cards let you borrow money and pay later—typically with interest. Debit cards can help you with budgeting and avoiding debt. Credit cards can help build credit and may offer rewards.
SoFi Checking and Savings—and the SoFi debit card—don’t have fees.
For SoFi checking accounts, the most you can withdraw in a day is $1,000. The daily debit card use limit is $6,000.
Yes. You can lock your debit card in just a few taps using the SoFi app and these instructions.
Yes, you can use your debit card in most countries. Note that the Office of Foreign Assets Control prohibits business with certain countries and your SoFi debit card may not work in those locations. Learn more.
The SoFi debit card is a true debit card. You can use it to access funds in your checking account.
{/* Closing CTA */}
Start tapping your own
SoFi debit card.
Open an account
Home > Banking > Checking Account > Debit Card
