SoFi Blog

You’ve worked hard and have made strides in your career. Despite racking up some debt, including perhaps student loans, you’re climbing and may be even seen as a mover and a shaker. And time will come —if it hasn’t already— when the coveted word “senior” or “partner” will be added to your title and bring with it a sweet raise. Before you know it—boom!— you’ll be in the money.

It’s the classic financial dilemma: you’ve got a home improvement project you’d like to start or maybe you have some unexpected medical bills, but you don’t want to dip into your savings to cover the expenses.

If you have good credit, a personal loan could be the answer. But there’s a lot to consider, especially if you’re paying off student loans while also trying to build a solid nest egg. Here’s a five-point plan to help you out:

If you believe some of today’s headlines, young professionals like you just aren’t interested in buying a home. You’re either too broke, too busy working, or too much of a nomad to plant roots in a community. But the numbers tell a different story.

SoFi’s Guide to Adulting covers all things money, career and relationships, and how to win at each. Excelling at all three ain’t easy, but with a little guidance, you’ll be well on your way. We kick things off with a topic that merges them all — building stronger connections with complete strangers who can make a big difference in your life. We promise: it’s not that scary.

I thought of a dozen clever ways to kick off this blog post, but instead I think I’ll just cut to the chase: You’re probably underpaid.