Refinance Student Loans – B
Make your student debt
go away faster.
Get started by checking your rates in just two minutes. Aside from great rates and an easy experience, we also offer awesome benefits. We’re here when you need us.
No origination fees, no prepayment penalties.
Why Refinance Student Loans with Sofi?
Serious
Savings
Low fixed and variable rates. No application or origination fees.
Federal + Private
SoFi is one of few lenders that can consolidate and refinance both federal and private loans (in a snap).
Unemployment
Protection3
If the unexpected happens, we’ll temporarily pause your loan payments and help you in your job search.
Career
Support
Our coaches will help you advance in your career, build a personal brand, negotiate your salary, and more.
Wealth
Advisors
Finances and investments can be confusing. Our Wealth advisors are here to help you make sense of it all.
Refinance Student Loans in Three Easy Steps
If you have questions, our friendly customer support team is standing by to help you through the process—seven days a week.
Online Pre-Approval
Our quick pre-approval process lets you know if you qualify before you complete the full application.
Select a Loan
Compare the plans available to you with specific payments, rates, and terms.
Upload & Sign
Easily upload documents via screenshots or smartphone photos, then sign your paperwork electronically.
Common Questions
- What is student loan refinancing?
- Can I refinance both federal and private student loans?
- Am I a good candidate to refinance my student loans with SoFi?
Refinancing Federal
and Private Loans
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Student Loan Calculator
Learn how you could lower your monthly payments and save on total interest when you refinance student loans with SoFi.
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