Law & MBA Student Loans
Low-rate loans for
advanced degrees.
SoFi makes it fast and easy to pay for grad school so you
can focus on what matters: your degree. Get a rate quote in 3 minutes.
View your rate
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Here to help you pay for your MBA or law degree.
We’ve refinanced over $7.5 billion in MBA and law school student loans—and we know that hard work pays off. Now you can pay for business school or law school with premium, competitive-rate graduate student loans.
All online. All easy.
Finish our simple online application in minutes—and finish it even quicker for your next loan with our fast track application, which will pre-fill your info. Plus, get access to live customer support 7 days a week.
No fees. No fuss.
No fees means no fees. That means no origination fees, no late fees, and no insufficient funds fees. Period.
Competitive rates.
You’re ambitious and probably competitive–much like our rates. Our low-interest loans can help you in the next stage of your education.
Exclusive member benefits.
SoFi members can qualify for exclusive rate discounts. You’ll get access to career services, financial advisors, networking events, and more—all at no extra cost.
Law & MBA loan rates.
Not sure which to choose?
Learn more.→
PRIVATE STUDENT LOANS
NEW! Earn and redeem points to pay down your SoFi student loan.
Now you can redeem your SoFi Points to pay down your SoFi student loan. Earning points is as easy as logging into the SoFi app, setting up direct deposit, checking your credit score, and more.
Learn more
For complete Member Rewards details, read our Terms of Service.
SoFi student loans vs. other lenders.
‘Multiple Repayment Term Options’,
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‘Sofi’,
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‘No fees’,
‘4’,
‘Yes’,
‘Yes’,
‘Yes (5,7,10,15 year terms)’,
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competitorCards={[
[
‘Sallie Mae’,
’15 minutes’,
‘Late fee + returned check’,
‘3’,
‘No’,
‘No’,
‘2’,
],
[
‘Discover’,
’15 minutes’,
‘No fees’,
‘3’,
‘No’,
‘No’,
‘No (15 year terms)’,
],
]}
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Comparisons based on information obtained on lenders’ websites as of July 11, 2021
View your rate
Repay your way.
Pick the repayment option that works for you and your budget.
Deferred
Start paying principal and interest payments six months after you leave school.
- No payments while in school
- Highest overall cost option
Interest only
Pay only interest payments while you’re in school.
- Moderate payment while in school
- Reduces overall cost
Partial
Pay a $25 fixed monthly payment while you’re in school.
- Lowest payment option while in school
- Reduces some of the overall cost
Immediate
Start paying principal and interest payments right away.
- Highest payment option while in school
- Lowest overall cost option
View Law repayment examples
View MBA repayment examples
NEW!
You got the job—
now get the loan.
Now you can use your job offer letter as proof of income when applying for a Law or MBA Loan. As long as your start date is within 1 year, you’ll be good to go.1
View your rate
How it works:
-
1
Apply online in just minutes.
Get your rate fast and find out if you’re pre-qualified
before you even finish the full application. Seamlessly add
a cosigner in just a few clicks. -
2
Select your rate and repayment option.
Choose from fixed or variable rates.
Then, pick from four repayment options. -
3
Sign and accept your loan.
Upload screenshots of your info, sign your paperwork
electronically, and voilà—your work is done!
We’ll handle it from here.
View your rate
FAQs
You can apply and get a credit decision within minutes. If approved, you would then need to accept your terms and electronically sign your loan documents. At that point, we send the loan application information to the school for certification. During this process, schools verify your enrollment status, academic progress, and your financial aid package. Every school has their own processes and timelines, so certification can take several days or sometimes weeks. Once we receive the certification back from the school, we’ll schedule the funds to be sent according to the school’s requested timeline. The entire process from application to actually sending the money to the school typically takes at least 4-6 weeks, but it can be shorter or longer than that depending on the school.
- Social Security number
- Proof of income (for some)
- Government-issued ID (for some)
- Student’s school information (student’s estimated graduation date and academic term)
- Loan amount (how much you’d like to borrow)
- Financial aid you expect to receive
- Do you already have a private student loan with SoFi? We’ll use your past application to pre-fill as much information as possible in your new application
SoFi’s eligible school list consists of most public and private, degree-granting institutions.
See more FAQs
Get started in minutes.
Find your loan rate in just a few clicks.
View your rate
Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student’s at least half-time enrollment in a degree program at a SoFi-participating school and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. View MBA payment examples. View Law payment examples. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 12/17/25 and is subject to change.
