SoFi Blog

Tips and news—
for your financial moves.

Jan
12
2016

OnDeck Personal

By | personal_loan | No Comments

Take a vacation from high interest rates.

Personal Loan fixed rates start at 8.74% APR (with AutoPay)5.

Find My Rate

Checking your rate will not affect your credit score✝.

Apply through this page to get your $200 bonus when your personal loan is disbursed.‡

Are you paying more than 11% interest on your credit cards? A SoFi Personal Loan could help you save thousands. With a low fixed rate and monthly payment, you can pay off high interest debt, like credit cards, or make a major purchase. It only takes minutes to apply.

Why SoFi?

Serious
Savings

Borrow from $5k-$100k at fixed rates that range from 8.74% APR to 35.49% APR (with all discounts)5, 7

No Fees.
No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Exclusive
Rates

Get a 0.125% rate discount✝︎✝︎ on an additional SoFi loan—just for being a member.

Find My Rate

Questions? Call us for a free consultation at 855-456-7634

Find My Rate

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Jan
12
2016

First-time Homebuyer’s Guide: 6 Essential Tips for Getting Started

By | Lifestyle, Money, mortgage | No Comments

When you’re buying your first home, it can be tempting to mentally skip ahead to the fun part where you’re picking out window treatments and hanging your favorite artwork.

However, as anyone with prior experience will tell you, the process of buying a home should begin long before you start planning your epic remodel. As a first-time homebuyer, checking a few boxes early on in the process can help ensure you’re prepared to act when the home you want goes on the market.

Want to know where to start? Here are six essential steps for setting up your home buying experience the right way.

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Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

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