Student Loan Payoff +
Mortgage Refinancing

Get rid of student debt.
And get a better mortgage rate.

A Fannie Mae approved lender.

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Checking your rate will not affect your credit score.

How It Works

Start saving money on your mortgage—all while leveraging home equity to pay off existing student debt.6 Now that’s a win-win.

SoFi consolidates your student loans with your existing mortgage.

Then refinances the total amount at a lower rate (with an LTV limit of 80%).

Your student loan balance is simultaneously paid off, directly to the servicer.

Home Value Of $300K

The LTV(loan-to-value ratio) of a home is a way to compare the loan amount on a property with the property's value. Lenders commonly use LTV to determine what interest rates they're willing to offer you.

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Mortgage payment$946
Student loan payment$299
Monthly payment$1,245
Tax-deductible interest savings$164*
After-tax amount*$1,081*

*Assumes a 25% tax rate

The LTV(loan-to-value ratio) of a home is a way to compare the loan amount on a property with the property's value. Lenders commonly use LTV to determine what interest rates they're willing to offer you.

READ MORE
Mortgage payment$1,108
Student loan payment$0
Monthly payment$1,108
Tax-deductible interest savings$186*
After-tax amount*$922*

*Assumes a 25% tax rate
  • Student Loan
  • Mortgage
  • Home Equity
  • Student Loan
    Payoff Refi

Why SoFi?

Painless
Pre-Qualification

Pre-qualify online in two minutes with no impact on your credit score.

Fast
Financing

Typical applications close in less than 30 days.

No Hidden Fees.
No Catch.

No application, origination, or other lender fees.

No Paperwork
Nightmares

Less paperwork than traditional lenders means less hassle.

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Choose Your Term

30-Year Fixed
Enjoy fixed payments that won't change over time.
Rate4
APR5
30-year term
15-Year Fixed
Pay your loan off faster while maintaining a consistent rate and payment.
Rate4
APR5
15-year term
7/1 ARM1
Fixed rates are their lowest for the first seven years, then adjust yearly.
Rate4
APR5
30-year term
5/12,3 ARM Interest-Only
Pay only interest for the first 10 years, then pay back principal over 20.
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Rate4
APR5
30-year term

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Questions? Call us for a free consultation at 844-763-4466.

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