SoFi Blog

Tips and news—
for your financial moves.

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Who We Are

If you’ve landed on this page, you’re probably wondering, “What is SoFi?” We’re a company committed to helping our members achieve financial independence to realize their ambitions. In short, we want to help our over 900,000 members get on a path to have the money to do what they want.

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Furnishing Your Apartment on a College Student’s Budget

After a few years in the dorms, you and your friends are thrilled to be moving into your very own college apartment. You have grand plans for decorating the space to highlight each of your eclectic styles and make it feel like a relaxing sanctuary you can return to after a busy day of classes and meetings on campus.

Unfortunately, your bank account has other ideas. The list of decor you’ve compiled isn’t exactly in line with what you can realistically afford on a college student’s budget. You may have to forgo the Himalayan salt lamp for more practical apartment additions like, you know, dishes?

With a little effort (and some flexibility in your wish list) you can find ways to furnish your apartment on a budget.

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Should You Pay Off Your Undergraduate Loans Before Grad School?

Continuing your education through graduate school can be an exciting decision. Grad school can mean an opportunity to further your knowledge and expertise in your chosen field, and may lead to a lucrative and fulfilling career. But all that potential often comes with a shiny price tag.

The average graduate student spent approximately $24,812 on grad school costs during the 2016-17 school year, according to the most recent “How America Pays for Graduate School” report by Sallie Mae.

In reality, the actual cost of getting a graduate degree can vary widely due to a number of different factors including the type of degree you are pursuing and enrollment status.

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3 Financial Resolutions Most People Break—and How to Finally Keep Them

Do you remember your 2019 New Year’s resolutions? How did those turn out for you?

It’s a circumstance so common it’s basically a meme: every year, we all start out on January 1st with the very best intentions, only to find ourselves lapsing into old habits before Valentine’s Day has passed.

And after the ubiquitous promises to eat better and exercise more often, financial resolutions typically top the list of well-meant (but quickly forgotten) New Year’s goals.

Even when we know getting our finances in order could make for much smoother sailing down the line, it’s all too easy to get overzealous while making our annual lists of oaths.

What’s more, we frequently forget one of the most important parts of setting a goal you can actually get to: making it specific.

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Keeping Your Identity Safe on Social Media

Social media makes it easy for us to share our lives with friends and family. Your dog is looking particularly cute today? Snap a pic and add it to your Instagram story. Selling a few items before a big move? Share the news on Facebook so your friends have first dibs on the goods.

While social media seems like a fun addition to your day to day activity, it can come with some unexpected dangers. Even if you don’t think you’re sharing impactful details, it’s important to think of how to keep information secure on the internet.

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