The SoFi Invest Active or Robo Taxable Account 1% Match Promotion (“Offer”) is governed by the following Terms & Conditions:
1. Offer – Subject to these terms and conditions, eligible customers earn a 1% Match (“1% Match”) when transferring at least $5,000 in Net Deposits (as defined below) from SoFi Money or SoFi Checking & Savings into a new SoFi Invest Active Brokerage or Robo taxable account (each, a “New Invest Account”) during the Offer Period (defined below). The 1% Match will be based on the total net deposits in a New Invest Account via incoming ACH contributions during the Offer Period less any outflows or withdrawals (“Net Deposits”) and maintained through the end of December 31, 2025 (the “Holding Period End Date”). The Match will be paid in cash after the Holding Period End Date in January 2026 and deposited into the New Invest Account. Deposits into multiple new taxable accounts (Brokerage or Robo) may not be combined to total $5,000.
This Offer is made by (i) SoFi Securities LLC with respect to SoFi Active Invest taxable accounts and (ii) SoFi Wealth LLC with respect to Robo taxable accounts.
SoFi reserves the right to change or terminate this promotion at any time without notice.
Example 1: If you open a new Robo taxable account and contribute $5,000 during the Offer Period, and do not make any additional contributions or withdrawals for the rest of the year, you will be matched 1% equaling $50.
Example 2: If you open a new Brokerage taxable account and contribute $10,000 during the Offer Period, and make a withdrawal of $3,000 before the Holding Period End Date, you will be matched 1% of $7,000 equaling $70.
Example 3: If you open a new Brokerage taxable account and contribute $5,000 during the Offer Period, and make an additional contribution during the Holding Period, you will be matched 1% of $5,000 equalling $50.
2. Offer Period – The Offer Period will run from March 12, 2025 to midnight on April 12, 2025, or until such date as may be extended at SoFi’s discretion.
3. Eligibility – This Offer is solely available to SoFi customers meeting all the following criteria: (1) SoFi Plus membership maintained through the end of the Holding Period End Date; (2) at least $30,000 in SoFi Money or SoFi Checking & Savings balances as of March 10, 2025; (3) no existing SoFi Invest accounts; (4) successfully transfers at least $5,000+ in assets via ACH from a SoFi Money, SoFi Checking or SoFi Savings account into a New Invest Account during the Offer Period; and (5) maintain an open SoFi Invest account with Net Deposits of at least $5,000 in the New Invest Account through the end of the Holding Period End Date.
4. Limitations – This Offer may not be combined with any other offer.
If SoFi suspects that there may have been fraudulent activity, or a violation of these Terms & Conditions in connection with the Offer, or a violation of the customer agreement, SoFi reserves the right to either decline to grant the Offer, or to rescind the Offer. SoFi reserves the right to delay granting the 1% Match Promotion if there are indications of fraud or a violation of these Terms.
5. Not a Recommendation – The 1% Match is not a recommendation to buy, sell, or hold any security, nor is the Offer a recommendation or endorsement of any investment strategy. The Offer is not a recommendation that a customer transfer assets into a SoFi Taxable Invest account, nor a recommendation for any specific product type. There are many factors that an investor should consider before initiating an ACH transfer from their SoFi Money, SoFi Checking or SoFi Savings accounts – an investor should consult with a qualified advisor prior to initiating any transfer of assets.
Customers that wish to participate are acknowledging the Offer is not investment advice and are participating in the Offer voluntarily.
6. Taxes – Each investor’s tax situation is unique and SoFi does not give tax advice. Investors should consult a qualified tax advisor prior to making any transfer as sales may affect your tax situation.
The value of the reward you receive may constitute taxable income. SoFi Securities LLC or its affiliates may issue a Form 1099 (or other appropriate form) to you that reflects the value of the reward. Please consult your tax advisor. SoFi Securities LLC and its affiliates and associates do not provide tax advice.
7. Other Disclosures – SoFi reserves the right to change the Offer terms or terminate the Offer at any time without notice. The Offer is not transferable, saleable, or valid in conjunction with certain other offers and is available to U.S. residents only. The Offer is only available for personal use, and may not be used for commercial purposes.
Active Invest self-directed brokerage services are provided by SoFi Securities LLC (“SoFi Securities”), Member FINRA/SIPC. Robo automated investing and advisory services are provided by SoFi Wealth LLC, an SEC-registered investment adviser (“SoFi Wealth“). Brokerage services are provided to SoFi Wealth by SoFi Securities. Clearing and custody of all securities are provided by APEX Clearing Corporation. Any disputes regarding this Offer shall be resolved in accordance with the customer’s agreements with SoFi Securities and SoFi Wealth, and subject to FINRA arbitration rules.
INVESTMENTS ARE NOT FDIC INSURED, ARE NOT BANK GUARANTEED, AND MAY LOSE VALUE