SoFi Blog

Tips and news—
for your financial moves.

three houses in a row

Top Real Estate Markets in 2019

There’s been a lot of buzz lately about who has the upper hand in the current real estate market—buyers or sellers. In recent years, the supply of existing homes for sale has fallen below demand, leading to a real estate market that tends to favor sellers.

Now, it seems the market may be changing, providing better opportunities for prospective buyers, at least in some locations. “It could even become a nationwide trend by mid to late 2020, as supply and demand conditions change,” according to the Home Buying Institute .

If you’re a homeowner—or hoping to become one—you’ve probably heard the terms “seller’s market” and “buyer’s market.” It’s all about how many homes are for sale, how many people are seeking to buy, and how that affects prices and the speed at which homes sell.

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Refinance Student Loan – No Hidden Fees (August DM)


Refinance Student Loans

No hidden fees
on your student loans.

You could save money

each month—

or pay off your loan faster.




Checking your rate will not affect your credit score.


Why refinance with SoFi?


Serious savings

Save thousands of dollars thanks to flexible terms and low fixed or variable rates.

Fast, easy, and all online

Simple online application and access to live customer support 7 days a week.

No hidden fees, no catch

No application or origination fees. No pre-payment penalties.

Access to member benefits

SoFi members get financial advice and more—all at no cost.



SoFi is a leading

student loan

refinancing provider.

$18 billion
in refinanced student loans

250,000+
members have refinanced their student loans

98%
of surveyed members would recommend SoFi to a friend 3



How it works

Get pre-qualified online.

We’ll let you know if you’re qualified before you complete the full application.

Select your rate and term.

Choose between saving on your monthly payment or saving on total student loan interest.

Get your new loan.

Upload screenshots of your information, then sign your paperwork electronically. Then we’ll pay off your servicer(s) and issue you one new student loan.


>


FAQs




















Find your rate in just two minutes.



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children using smartphone

Back to School List: Starter Phones for Young Students

Fall is approaching, and that means two things: fall leaves and the sounds of thousands of harried parents navigating increasingly long back-to-school lists. From pencils and notebooks to new school uniforms, your shopping list might be a mile long. For some parents, this back-to-school season will be the first time their kid heads off to school with a new cell phone in their backpack.

If grabbing your child their first cell phone is on your back-to-school to-do list, there are some important things to consider before handing over a tricked-out smartphone to someone whose brain might not be fully developed yet. Deciding to get a cell phone for your child is a personal decision. Here’s what to know when it comes to making that decision.

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coworkers handshake

Tips for Negotiating Your First Salary

Congratulations, you did it! You walked across the stage, got your diploma, and waded the treacherous waters of meddlesome job questions from friends, family, former professors, and even your pet iguana, Izzy. Now you’ve done what once seemed impossible: You’ve landed a job offer!

When landing your dream job—or any job—it’s easy to run straight to the champagne aisle. But before you pop the bottle and buy yourself sensible slacks, you’ll want to think about your salary.

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college student in dorm

7 Tips for Adjusting to Dorm Life

Adjusting to college dorm life can mean experiencing a lot of overwhelming sensations at once: excitement, stress, homesickness, loneliness.

But life in the dorms doesn’t have to be a total culture shock. While you are used to the comforts of living at home now, preparing for dorm life can be made much easier with these tips for how to settle in.

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