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See if this feels familiar: You were excited for this year’s tax refund, but now that you’ve used it, the next one feels a very long way off.

Or, you just swallowed a nasty tax bill that’s going to take you months to recover from.

If you can relate to either of these scenarios, it’s probably time to update your tax withholding. A big refund typically means that you’re significantly overpaying the IRS throughout the year, and a big bill means that you should have been paying more.

Updating your IRS Form W-4 with your employer can correct for either, raising or lowering your paychecks accordingly.

(If you’re wondering why in the world you’d want to give up a tax refund, read this.)

But taxes are such a black box that it can be hard to know what to change. That’s where the IRS’s Tax Withholding Estimator comes in.

By filling in some basic pay stub information, this online tool will not only estimate how much you would owe or get back if you don’t change anything for the rest of the year, but will also fill out a new W-4 with recommended figures for eliminating any bill or refund. (Don’t worry, it doesn’t ask for your name or record the information you input.)

Now, if you want to tinker with the amounts the tool spits out, then it gets a bit trickier.

But in short, increasing Line 3 on your W-4 will reduce the amount of tax withheld and increasing Line 4(c) will increase it. (Pro tip: If you want your take-home pay to be bigger, increase the amount on Line 3. It looks like it’s just for people who claim dependents or other credits, but it’s not.)

So what? Your W-4 is a powerful form. Adjusting it now can potentially put more money in your pocket or help you avoid having to catch up later in the year.

And even if your most recent tax return was spot on, it’s worth running the withholding estimator at least once a year. (Or whenever you get a second job, buy a house, or have another big life change like a marriage or divorce.)

Related Reading

•   When Should I Adjust My W-4 Withholdings? (Jackson Hewitt)

•   W-4 Form: How to Fill One Out in 2025 (Nerdwallet)

•   Why Your Tax Refund Is Nothing to Celebrate (Tax Foundation)

Please understand that this information provided is general in nature and shouldn’t be construed as a recommendation or solicitation of any products offered by SoFi’s affiliates and subsidiaries. In addition, this information is by no means meant to provide investment or financial advice, nor is it intended to serve as the basis for any investment decision or recommendation to buy or sell any asset. Keep in mind that investing involves risk, and past performance of an asset never guarantees future results or returns. It’s important for investors to consider their specific financial needs, goals, and risk profile before making an investment decision.

The information and analysis provided through hyperlinks to third party websites, while believed to be accurate, cannot be guaranteed by SoFi. These links are provided for informational purposes and should not be viewed as an endorsement. No brands or products mentioned are affiliated with SoFi, nor do they endorse or sponsor this content.

SoFi isn't recommending and is not affiliated with the brands or companies displayed. Brands displayed neither endorse or sponsor this article. Third party trademarks and service marks referenced are property of their respective owners.

OTM20250505SW

April Showers. May Flowers?

Investors will navigate a busy week ahead, with a schedule that includes an always-important Federal Reserve meeting, a bevvy of corporate earnings reports, and economic data releases.

Collectively, these elements will help provide context on the post-Liberation Day economic landscape and potential market direction.

The main event is the Federal Reserve’s May 7 meeting. While market pricing suggests only an 8% chance that the Fed lowers its benchmark interest rate from the current 4.25%-4.50% range, there could still be some market-moving fireworks in the post-meeting statement or press conference.

Any commentary regarding tariffs will be a major focus point for investors, especially in light of last week’s negative GDP report that was distorted by a surge in imports and inventories.

The ongoing corporate earnings season adds another wrinkle. Though most of the mega-cap tech companies have already reported their earnings, reports from companies across various sectors will provide valuable ground-level perspectives on business health and outlooks amidst current economic conditions.

Finally, key economic data will offer fresh readings on the economy’s momentum. Following last Friday’s jobs report, this week we’ll see the ISM Services Purchasing Managers’ Index (PMI). Despite the survey being so-called soft data (qualitative information collected through surveys), it remains valuable because the service sector constitutes a large portion of the U.S. economy. In the current environment, the survey could signal brighter days ahead or an early warning of intensifying storm clouds.

Economic and Earnings Calendar

Monday

•   April S&P Global US PMIs: These indexes track how purchasing managers across different industries feel about the business environment.

•   April ISM Services PMI: This index from the Institute for Supply Management tracks how purchasing managers across different services industries feel about the business environment.

•   Earnings: Clorox (CLX), Cummins (CMI), Coterra Energy Inc (CTRA), Ford (F), Diamondback Energy (FANG), Henry Schein (HSIC), Loews (L), Realty Income (O), ON Semiconductor (ON), Palantir Technologies (PLTR), Tyson Foods (TSN), Vertex Pharmaceuticals (VRTX), Williams Companies (WMB), Zimmer Biomet Holdings (ZBH), Archer-Daniels-Midland (ADM), American Electric Power (AEP), Assurant (AIZ)

Tuesday

•   March Trade Balance: Trade, made up of exports and imports, is an important driver of economic activity.

•   Earnings: Archer-Daniels-Midland (ADM), American Electric Power (AEP), Assurant (AIZ), Advanced Micro Devices (AMD), Arista Networks (ANET), Ball (BALL), Constellation Energy Co (CEG), Corpay (CPAY), Duke Energy (DUK), Devon Energy (DVN), Electronic Arts (EA), Expeditors International of Washington (EXPD), Fidelity National Information Services (FIS), NortonLifeLock (GEN), Global Payments (GPN), International Flavors & Fragrances (IFF), IQVIA Holdings (IQV), Gartner (IT), Jacobs Engineering Group (J), Jack Henry & Associates (JKHY), Leidos Holdings (LDOS), Marriott International (MAR), Mosaic (MOS), Marathon Petroleum (MPC), Super Micro Computer (SMCI), TransDigm Group (TDG), Waters (WAT), WEC Energy Group (WEC), Wynn Resorts (WYNN), Zoetis (ZTS), APA Corp (APA), Atmos Energy (ATO), Axon Enterprise (AXON), Bunge Global S.A. (BG), CDW (CDW), CF Industries Holdings (CF), AmerisourceBergen (COR), Charles River Laboratories International (CRL)

Wednesday

•   FOMC Interest Rate Decision: The Federal Reserve will announce any changes to monetary policy after the conclusion of its two-day FOMC meeting, in addition to providing commentary on the economy. It’s one of eight regularly scheduled meetings per year.

•   March Consumer Credit: Borrowing activity gives insight into broader economic activity.

•   Weekly Mortgage Applications: Mortgage activity gives insight on demand conditions in the housing market.

•   Earnings: APA Corp (APA), Atmos Energy (ATO), Axon Enterprise (AXON), Bunge Global S.A. (BG), CDW (CDW), CF Industries Holdings (CF), AmerisourceBergen (COR), Charles River Laboratories International (CRL), Corteva (CTVA), DoorDash (DASH), Dayforce Inc (DAY), Disney (DIS), Emerson Electric Co (EMR), Fortinet (FTNT), Johnson Controls International (JCI), MarketAxess Holdings (MKTX), NiSource (NI), NRG Energy (NRG), Occidental Petroleum (OXY), Paycom Software (PAYC), Rockwell Automation (ROK), Skyworks Solutions (SWKS), Bio-Techne (TECH), Texas Pacific Land Corp (TPL), Trimble (TRMB), Uber (UBER), Verisk Analytics (VRSK), Vistra Energy (VST), Akamai Technologies (AKAM), ConocoPhillips (COP), EPAM Systems (EPAM), Evergy (EVRG), Expedia Group (EXPE), Federal Realty Investment Trust (FRT), Kenvue Inc. (KVUE), Alliant Energy (LNT), Microchip Technology (MCHP), McKesson (MCK), Match Group (MTCH)

Thursday

•   1Q Productivity and Unit Labor Costs: These measures provide a breakdown of how productive workers were per hour of work and at what cost.

•   March Wholesale Inventories and Sales: Wholesalers often operate as an intermediary between manufacturers and retailers, serving as a key part of the goods supply chain.

•   April New York Fed Survey of Consumer Expectations: This is a measure of peoples’ expectations for inflation, jobs prospects, earnings growth, and more.

•   Weekly Jobless Claims: This high frequency labor market data gives insight into filings for unemployment benefits. Jobless claims have continued to show a labor market that remains strong despite having cooled.

•   Earnings: Akamai Technologies (AKAM), ConocoPhillips (COP), EPAM Systems (EPAM), Evergy (EVRG), Expedia Group (EXPE), Federal Realty Investment Trust (FRT), Kenvue Inc. (KVUE), Alliant Energy (LNT), Microchip Technology (MCHP), McKesson (MCK), Match Group (MTCH), News (NWS), News (NWSA), ViacomCBS (PARA), Insulet (PODD), Solventum (SOLV), Sempra Energy (SRE), Molson Coors Brewing (TAP), TKO Group Holdings Inc (TKO), Tapestry (TPR), Viatris (VTRS), Warner Bros. Discovery, Inc (WBD), Fox Class B (FOX), Twenty-First Century Fox Class A (FOXA), Simon Property Group (SPG), STERIS (STE), Applied Materials (AMAT), Cisco (CSCO), Deere & Company (DE), Take-Two Interactive Software (TTWO), Walmart (WMT), Copart (CPRT), Home Depot (HD), Keysight Technologies (KEYS), Nordson (NDSN), Palo Alto Networks (PANW), Lowe’s Companies (LOW), Medtronic (MDT), Target (TGT), TJX Companies (TJX), Analog Devices (ADI), Intuit (INTU), Ralph Lauren (RL), Synopsys (SNPS), Williams-Sonoma (WSM), Deckers Outdoor (DECK), Ross Stores (ROST), Workday (WDAY), AutoZone (AZO), Agilent Technologies (A)

Friday

•   Fedspeak: New York Fed President John Williams will deliver a keynote address at the Reykjavík Economic Conference and participate in moderated Q&A. Fed Governor Adriana Kugler will deliver a keynote address at the Reykjavík Economic Conference. Chicago Fed President will give opening remarks at a Fed Listens event. Fed Governor Michael Barr will give a keynote address at the Reykjavík Economic Conference. New York Fed President Williams and Fed Governor Christopher Waller will participate in a panel discussion called John Taylor and Taylor Rules in Policy. St. Louis Fed President Alberto Musalem, Cleveland Fed President Beth Hammack, and Fed Governor Michelle Bowman will participate in a policy panel discussion at the Hoover Monetary Policy Conference.

•   Earnings: Copart (CPRT), Home Depot (HD), Keysight Technologies (KEYS), Nordson (NDSN), Palo Alto Networks (PANW), Lowe’s Companies (LOW), Medtronic (MDT), Target (TGT), TJX Companies (TJX), Analog Devices (ADI), Intuit (INTU), Ralph Lauren (RL), Synopsys (SNPS), Williams-Sonoma (WSM), Deckers Outdoor (DECK), Ross Stores (ROST), Workday (WDAY)

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On the Money is SoFi’s flagship newsletter
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Please understand that this information provided is general in nature and shouldn’t be construed as a recommendation or solicitation of any products offered by SoFi’s affiliates and subsidiaries. In addition, this information is by no means meant to provide investment or financial advice, nor is it intended to serve as the basis for any investment decision or recommendation to buy or sell any asset. Keep in mind that investing involves risk, and past performance of an asset never guarantees future results or returns. It’s important for investors to consider their specific financial needs, goals, and risk profile before making an investment decision.

The information and analysis provided through hyperlinks to third party websites, while believed to be accurate, cannot be guaranteed by SoFi. These links are provided for informational purposes and should not be viewed as an endorsement. No brands or products mentioned are affiliated with SoFi, nor do they endorse or sponsor this content.

SoFi isn't recommending and is not affiliated with the brands or companies displayed. Brands displayed neither endorse or sponsor this article. Third party trademarks and service marks referenced are property of their respective owners.

Guiding Through the Storm

Financial markets are bracing for the most intense week of the S&P 500 earnings season, with results due from 184 companies (37% of the entire index). Critically, this wave includes reports from tech titans like Meta, Microsoft, Amazon, and Apple, whose capital expenditures and innovation have helped drive markets higher over the last few years. This earnings deluge arrives against a backdrop of significant global trade friction, which has injected considerable uncertainty into the economic forecast. It has also stoked fear of a recession, which betting markets now consider more likely than not in 2025.

The raw earnings numbers, while important, will compete with executive commentary for investor attention. Tariffs directly impact supply chains, input costs, and demand – and investors will be laser-focused on how management teams are navigating these challenges. Are cost pressures being absorbed, or passed on through price increases? Are companies seeing signs of shifting consumer and business behavior? Already, some have noted the difficulty in forecasting amidst such policy uncertainty, giving any forward-looking statements – or lack thereof – outsized significance this week.

While first-quarter results will largely reflect a pre-tariff environment period for many, the insights gleaned from management calls about current conditions and expectations will be paramount. The sheer volume of reports, the influence of the tech behemoths reporting, and the ongoing trade policy drama will combine to make the upcoming week a crucial juncture for assessing corporate health and the broader economic trajectory for the rest of this year.

Economic and Earnings Calendar

Monday

•   April Dallas Fed Manufacturing Activity: This is the Dallas Fed’s survey of manufacturing executives in the region on business conditions and their outlook.

•   Earnings: Alexandria Real Estate Equities (ARE), Brown & Brown (BRO), Cadence Design Systems (CDNS), Cincinnati Financial (CINF), Domino’s Pizza (DPZ), F5 Networks (FFIV), Nucor (NUE), NXP Semiconductors (NXPI), Roper Technologies (ROP), PerkinElmer (RVTY), SBA Communications (SBAC), Teradyne (TER), Universal Health Services (UHS), Welltower (WELL), Waste Management (WM)

Tuesday

•   March Wholesale Inventories and Sales: Wholesalers often operate as an intermediary between manufacturers and retailers, serving as a key part of the goods supply chain.

•   March Wholesale and Retail Inventories: Wholesalers and retailers often operate as intermediaries for the sale of manufactured products, serving as a key part of the goods supply chain.

•   February FHFA House Price Index: This is a broad measure of single-family house prices released by the Federal Housing Finance Agency.

•   February S&P CoreLogic Case-Shiller Home Price Index: This is a private sector measure of national home prices. After a period of slight decline in the second half of 2022 and early 2023, the index returned to growth and is now at record highs.

•   March Job Openings: A key measure of business demand for labor is the number of job openings, since reducing openings is easier and preferable to layoffs.

•   April Conference Board Consumer Confidence: How consumers feel about economic conditions affect their spending habits. This survey places a particular focus on job availability and the state of the labor market.

•   April Dallas Fed Non-Manufacturing Activity: This is the Dallas Fed’s survey of services executives in the region on business conditions and their outlook.

•   Earnings: Arch Capital Group (ACGL), American Tower (AMT), A O Smith (AOS), Booking Holdings (BKNG), Boston Properties (BXP), CoStar Group (CSGP), Caesars Entertainment (CZR), Ecolab (ECL), Edison International (EIX), Equity Residential (EQR), Essex Property Trust (ESS), Entergy (ETR), Expand Energy Corporation (EXE), Extra Space Storage (EXR), Fair Isaac (FICO), First Solar (FSLR), Corning (GLW), General Motors (GM), Hilton Worldwide Holdings (HLT), Honeywell International (HON), Incyte (INCY), Kraft Heinz (KHC), Coca-Cola (KO), Laboratory of America Holdings (LH), Mondelez International (MDLZ), Altria Group (MO), ONEOK (OKE), PACCAR (PCAR), Pfizer (PFE), PPG Industries (PPG), PayPal (PYPL), Royal Caribbean Cruises (RCL), Regency Centers (REG), Regeneron Pharmaceuticals (REGN), Starbucks (SBUX), Sherwin-Williams (SHW), S&P Global (SPGI), Seagate Technologies (STX), Sysco (SYY), United Parcel Service (UPS), Visa (V), Veralto Corporation (VLTO), Xylem (XYL), Zebra Technologies (ZBRA)

Wednesday

•   April ADP Employment Report: This survey, usually released a day or two before the official government jobs report, offers insight into private sector employment trends.

•   1Q GDP First Estimate: The primary measure of economic activity in the United States, which is measured as total expenditure on a country’s goods and services.

•   1Q Employment Cost Index: This is the most comprehensive measure of worker compensation, including wages, bonuses, benefits and more.

•   April Chicago Business Barometer: The barometer provides information on U.S. economic activity and business conditions, consisting of seven activity indicators and three buying policy indicators.

•   March Personal Income and Spending: These numbers give insight into how Americans are doing, which is important since consumer spending accounts for about two-thirds of economic growth in the United States.

•   March Personal Consumption Expenditures Price Index: The Fed targets this inflation measure for its price stability mandate and believes PCE to be the best measure of consumers’ spending habits.

•   Weekly Mortgage Applications: Mortgage activity gives insight on demand conditions in the housing market.

•   Earnings: Automatic Data Processing (ADP), American Electric Power (AEP), Aflac (AFL), Albemarle (ALB), Align Technology (ALGN), Allstate (ALL), Amcor PLC (AMCR), ANSYS (ANSS), AvalonBay Communities (AVB), American Water Works (AWK), Caterpillar (CAT), Crown Castle International (CCI), CH Robinson Worldwide (CHRW), Cognizant Technology Solutions (CTSH), eBay (EBAY), Everest RE Group (EG), Equinix (EQIX), GE HealthCare Technologies Inc (GEHC), Globe Life (GL), Generac Holdings (GNRC), Garmin (GRMN), Hess (HES), Host Hotels & Resorts (HST), Humana (HUM), Invitation Homes (INVH), International Paper (IP), Illinois Tool Works (ITW), KLA-Tencor (KLAC), Mid-America Apartment Communities (MAA), MetLife (MET), Meta Platforms, Inc. (META), MGM Resorts International (MGM), Martin Marietta Materials (MLM), Microsoft (MSFT), Norwegian Cruise Line Holdings (NCLH), Public Service Enterprise Group (PEG), PPL (PPL), Prudential Financial (PRU), Public Storage (PSA), PTC (PTC), Qualcomm (QCOM), Super Micro Computer (SMCI), Stanley Black & Decker (SWK), Trane Technologies (TT), UDR (UDR), Vici Properties (VICI), Vulcan Materials (VMC), Ventas (VTR), Western Digital (WDC), YUM! Brands (YUM)

Thursday

•   April Challenger Job Cuts: The firm Challenger, Gray & Christmas tracks the number of layoff announcements each month by sector.

•   April ISM Manufacturing PMI: This index from the Institute for Supply Management tracks how purchasing managers across the manufacturing sector feel about the business environment.

•   March Construction Spending: Construction data is a leading indicator of business activity.

•   April Wards Total Vehicle Sales: Cars are a big ticket item for consumers, so underlying vehicle sales trends can help shine a light on demand for durable goods.

•   Weekly Jobless Claims: This high frequency labor market data gives insight into filings for unemployment benefits. Jobless claims have continued to show a labor market that remains strong despite having cooled.

•   Earnings: Apple (AAPL), Airbnb (ABNB), Ameren (AEE), American International Group (AIG), Arthur J Gallagher & Co (AJG), Ametek (AME), Amgen (AMGN), Amazon (AMZN), Air Products and Chemicals (APD), Aptiv (APTV), Baxter International (BAX), Becton Dickinson and Company (BDX), Biogen (BIIB), Builders FirstSource (BLDR), Broadridge Financial Solutions (BR), Cardinal Health (CAH), Carrier Global Corp (CARR), Church & Dwight (CHD), Camden Property Trust (CPT), CVS Health (CVS), Dominion Energy (D), DTE Energy (DTE), DexCom (DXCM), Consolidated Edison (ED), Estee Lauder Companies (EL), EOG Resources (EOG), Eversource Energy (ES), Exelon (EXC), Fortive (FTV), GoDaddy (GDDY), WW Grainger (GWW), Huntington Ingalls Industries (HII), Hologic (HOLX), Hershey (HSY), Hubbell (HUBB), Howmet Aerospace (HWM), Intercontinental Exchange (ICE), IDEXX Laboratories (IDXX), IDEX (IEX), Ingersoll Rand (IR), Iron Mountain (IRM), Juniper Networks (JNPR), Kellogg (K), Kimco Realty (KIM), KKR & Co (KKR), Linde PLC (LIN), Eli Lilly (LLY), Live Nation Entertainment (LYV), Mastercard (MA), McDonald’s (MCD), Mohawk Industries (MHK), Monolithic Power Systems (MPWR), Moderna (MRNA), Motorola Solutions (MSI), Mettler-Toledo International (MTD), Parker-Hannifin (PH), Pinnacle West Capital (PNW), Quanta Services (PWR), Southern Company (SO), Smurfit WestRock (SW), Stryker (SYK), Targa Resources (TRGP)

Friday

•   April Employment Situation Summary: This monthly blockbuster release from the Labor Department gives a comprehensive look at employment, wages, and hours worked in the previous month.

•   March Factory and Durable Goods Orders: These metrics give insight into underlying trends for leading cyclical indicators.

•   Earnings: AES (AES), Apollo Global Management, Inc (APO), Franklin Resources (BEN), Cboe Global Markets (CBOE), Cigna (CI), Chevron (CVX), DuPont de Nemours (DD), DaVita (DVA), Eaton Corp (ETN), Monster Beverage (MNST), Trimble (TRMB), T Rowe Price Group (TROW), Exxon Mobil (XOM)

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On the Money is SoFi’s flagship newsletter
for all things personal finance.

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Please understand that this information provided is general in nature and shouldn’t be construed as a recommendation or solicitation of any products offered by SoFi’s affiliates and subsidiaries. In addition, this information is by no means meant to provide investment or financial advice, nor is it intended to serve as the basis for any investment decision or recommendation to buy or sell any asset. Keep in mind that investing involves risk, and past performance of an asset never guarantees future results or returns. It’s important for investors to consider their specific financial needs, goals, and risk profile before making an investment decision.

The information and analysis provided through hyperlinks to third party websites, while believed to be accurate, cannot be guaranteed by SoFi. These links are provided for informational purposes and should not be viewed as an endorsement. No brands or products mentioned are affiliated with SoFi, nor do they endorse or sponsor this content.

SoFi isn't recommending and is not affiliated with the brands or companies displayed. Brands displayed neither endorse or sponsor this article. Third party trademarks and service marks referenced are property of their respective owners.

This article appeared in SoFi's On the Money newsletter. Not getting it? Sign up here.

Cars and tariffs. There’s more at stake than the price on the lot.

New tariffs on imports of autos, parts and related materials will drive up not just the cost of a vehicle, but the cost of repairs and, in turn, the price of auto insurance, analysts say. By the end of this year, the average annual premium on an auto policy is expected to reach $2,759 — an increase of $446, or 19%, from the end of 2024, according to Insurify, an online insurance agency. And there’s a big variation by state.

“The consensus is that recent tariffs will raise the price of auto parts and cause insurers to spend more money on repair claims,” Mallory Mooney, director of sales and service at Insurify, said in a statement earlier this month. “Faced with this cost increase, we expect insurers will have no other option than to pass these losses on to drivers in the form of higher premiums.”

Car repair costs have already been increasing, and in fact, the average insurance premium rose even more (by 24%) in 2023 because of soaring inflation and claims related to severe weather, according to Insurify. But before the tariffs were imposed, Insurify expected this year’s increase to be significantly smaller — 5.3%, or $122.

Of course, drivers aren’t likely to see these increases until they renew their policies or switch insurers. And a lot could change before the end of the year, given how quickly international trade policy is evolving.

So what? All drivers must have insurance. And auto premiums will almost certainly increase in 2025 — it’s just a matter of how much. Here are a few ways to help offset any added costs:

•   Shop around. Rates can vary widely between insurers, so explore your options. (SoFi’s partner, Experian Insurance Services, can even input your current insurance details to make it easier to compare quotes.)

•   Bundle policies. Own a home, boat, or motorcycle? Combining your coverage can unlock discounts.

•   Drive safely (and prove it). Many insurers offer discounts for enrolling in safe-driving programs that track your habits.

•   Raise your deductible. A policy with a higher deductible may cost less. Just make sure you could cover the additional cost with savings if you wound up filing a claim.

Related Reading

•   Auto Groups: US Tariff Policies ‘Will Scramble the Global Automotive Supply Chain’ (Automotive Dive)

•   Consumer Spending Is Up Big in Early April as People Buy in Anticipation of Tariffs (CNBC)

•   31 Ways to Save Money on Car Maintenance (SoFi)

Please understand that this information provided is general in nature and shouldn’t be construed as a recommendation or solicitation of any products offered by SoFi’s affiliates and subsidiaries. In addition, this information is by no means meant to provide investment or financial advice, nor is it intended to serve as the basis for any investment decision or recommendation to buy or sell any asset. Keep in mind that investing involves risk, and past performance of an asset never guarantees future results or returns. It’s important for investors to consider their specific financial needs, goals, and risk profile before making an investment decision.

The information and analysis provided through hyperlinks to third party websites, while believed to be accurate, cannot be guaranteed by SoFi. These links are provided for informational purposes and should not be viewed as an endorsement. No brands or products mentioned are affiliated with SoFi, nor do they endorse or sponsor this content.

SoFi isn't recommending and is not affiliated with the brands or companies displayed. Brands displayed neither endorse or sponsor this article. Third party trademarks and service marks referenced are property of their respective owners.

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