You’ll need to answer a few questions, including the address of the property you’re insuring, and any mortgage docs and lending info you have for your property. You’ll get a quote in minutes!
Read moreHomeowners insurance is a contract between you and your insurer to protect you, your family, and your property from a list of bad stuff that can cause damages or losses. It protects you from a range of things- from your actual home and property to stuff you may accidentally do to other people even when you’re not at your place.
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SoFi’s teamed up with Lemonade to bring you homeowners insurance built for the 21st century. No brokers.
Personalize your coverage to fit your lifestyle. And we’re there for you—if and when you need it.
Lemonade’s bot, Maya, handles all the back and forth with your lender. Zero paperwork, zero hassle.
Lemonade is rated A-Exceptional, fully licensed, and reinsured by some of the most trusted names on the planet.
Lemonade takes a flat fee to pay claims, and gives back leftover money to charities of your choice.
Chat with Maya, Lemonade’s AI bot,
to get an insurance plan made for you.
Lemonade will send a quote to your lender and seamlessly handle the back and forth.
You’re insured!
Party time.
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Please register or log in with SoFi.com. We are now directing you to our partner, Lemonade, to complete your application.
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Check my price
Please register or log in with SoFi.com. We are now directing you to our partner, Lemonade, to complete your application.
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SoFi will not be your host while there and is not responsible for content provided by third-party sites, including Lemonade.
Please note that you are subject to the destination site’s Privacy Policy and Terms & Conditions.
Offering Combines Competitive Rates, No Hidden Fees, and As Little As 10% Down — Apply Entirely Online¹
SAN FRANCISCO, CALIF. – March 27, 2019 – Today, SoFi announced the refresh of its mortgage offering as SoFi Home Loans, complete with a reengineered process that helps people buy or refinance a home with an online application, no hidden fees, or prepayment penalties.
“For most people, buying a home is the most important financial decision and, at the same time, the most complicated and stressful one they’ll ever make,” said SoFi CEO Anthony Noto. “We’ve taken everything we’ve learned in making lending convenient and painless, and brought it to SoFi Home Loans.”
The new SoFi Home Loans offering is built around a fast and easy application process. Applicants can pre-qualify in as little as two minutes online without any impact to their credit score. SoFi supports members throughout the search and home buying experience by offering a dedicated support team to help them with every step of the journey.
SoFi Home Loans offer competitive rates including affordable down payments, with as little as 10% down on loans up to $3MM, with no hidden fees or prepayment penalties. SoFi allows applicants to choose between four different loan terms and fixed or adjustable rates. Those interested in refinancing can choose between traditional mortgage refinancing, cash-out refinancing, and student loan cash-out refinancing. If SoFi Home Loans isn’t able to handle a loan request, SoFi provides an easy option to digitally transfer member information to its affiliate partner who may be able to help.
SoFi membership, which comes with usage of any SoFi product, offers benefits including exclusive events across the country, complementary financial planning, and career coaching through an exclusive partnership with Korn Ferry. Members also receive rate discounts on additional SoFi loans of a different type.
Learn more about SoFi Home Loans and availability at https://www.sofi.com/home-loans/mortgage/.
About SoFi
SoFi helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than half a million members fast access to tools to get their money right. SoFi membership comes with the key essentials for getting ahead, including career advisors and connection to a thriving community of like-minded, ambitious people. For more information, visit SoFi.com or download our iOS and Android apps.
Contact
[email protected]
¹SoFi loans are originated by SoFi Lending Corp. or an affiliate, a lender licensed by the Department of Financial Protection and Innovation under the California Financing Law, license number 6054612; NMLS # 1121636. (www.nmlsconsumeraccess.org)
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Helps your offer stand out in a competitive market.†
SoFi closes mortgages faster than the industry average. And we offer an industry-leading $10,000 On-Time Close Guarantee.‡
Our online application is quick and easy. Plus, we have Mortgage Loan Officers standing by—ready to guide you every step of the way.
Choose from 10-, 15-, 20-, and 30-year fixed terms5-8 with down payment rates as low as 3% for first-time buyers.
4M+
SoFi members nationwide
$7.5B+
in funded mortgage loans
130K+
homebuyers served
2.3M+
in rewards earned
Named the Best Mortgage Lender for Saving Money by CNBC Select.***
It only takes minutes to explore your options, and it won’t affect your credit score†—no commitment required.
Choose your mortgage. We offer 10-, 15-, 20-, and 30-year5-8 options to meet your financial goals.
Dedicated Mortgage Loan Officers are standing by to guide you every step of the way.
View your rate
BTW it’s a soft inquiry, so it won’t affect your credit score.†
Get to know the ins and outs of a mortgage loan before you begin the home-buying process. Our First-Time Homebuyer Guide breaks down the basics, including the different types of home loans available to you.
5 30-YEAR Payment Example: The payment for a 30-year term, loan amount $362000.00, Rate 5.875%, LTV 80% is $2141.00 for full Principal and Interest Payments with $6030.92 due at closing. The Annual Percentage Rate is 6.117%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
6 20-YEAR Payment Example: The payment for a 20-year term, loan amount $362000.00, Rate 5.750%, LTV 80% is $2542.00 for full Principal and Interest Payments with $6041.78 due at closing. The Annual Percentage Rate is 6.072%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
7 15-YEAR Payment Example: The payment for a 15-year term, loan amount $362000.00, Rate 5.125%, LTV 80% is $2886.00 for full Principal and Interest Payments with $4901.48 due at closing. The Annual Percentage Rate is 5.474%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
8 10-YEAR Payment Example: The payment for a 10-year term, loan amount $362000.00, Rate 5.250%, LTV 80% is $3884.00 for full Principal and Interest Payments with $5194.70 due at closing. The Annual Percentage Rate is 5.767%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
Personal Loan Terms
Fixed rates from 7.74% APR to 35.49% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of 2/8/26 and are subject to change without notice. The average of SoFi Personal Loans funded in 2022 was around $30K. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors.
Loan amounts range from $5,000– $100,000. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0%-6%, which will be deducted from any loan proceeds you receive.
PERSONAL LOAN INTEREST RATES AND FEES | ELIGIBILITY AND IMPORTANT DETAILS. Annual percentage rates (APRs) shown include the 0.25% autopay discount. If approved for a loan, the rates and terms offered will depend on things like creditworthiness, the length of the loan, and other factors, and will fall within the range of rates available by applicable loan term; check out our full APR examples and terms. Remember, not all applicants will qualify for the lowest rate. Want to learn more? See our eligibility criteria at SoFi.com/eligibility-criteria. SoFi reserves the right to change interest rates at any time without notice, changes would only apply to applications begun after the effective date of the change. Fixed Rates: Fixed rates range from 7.74% APR to 35.49% APR (with autopay). The SoFi 0.25% autopay interest rate reduction requires you to agree to make your scheduled monthly payments by an automatic monthly deduction (ACH) from a savings or checking account. Enrolling in autopay is not required to receive a loan from SoFi. Loan Terms: SoFi Personal Loans offer loans with a period of repayment between 2 and 7-year terms. Loan Fees: SoFi personal loans have no fees required; specifically, no origination fees required, no late fees, no prepayment penalties.
PERSONAL LOAN | REPAYMENT EXAMPLE. The following example depicts the APR, monthly payment and total payments during the life of a $30,000 personal loan with a 2-year repayment term, a 0.25% autopay discount, and a fixed rate between 7.74% APR to 35.49% APR. It works out to 24 monthly payments ranging from $1,356.68–$1,529.07 for a total amount of payments ranging from $32,560.37–$36,697.76. This repayment example assumes that the borrower is signed up for autopay and that all payments are made on time, with no pre-payments. Actual rates may vary based on repayment term, loan amount, creditworthiness, and other terms and conditions. SoFi does not offer variable rate personal loans. State restrictions may apply.
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