Save thousands of dollars thanks to flexible terms and low fixed or variable rates.
Simple online application and access to live customer support 7 days a week.
No application or origination fees. No pre-payment penalties.
SoFi members get career coaching, financial advice, and more—all at no cost.
in refinanced student loans
members have refinanced their student loans
of surveyed members would recommend SoFi to a friend 3
We’ll let you know if you’re qualified before you complete the full application.
Choose between saving on your monthly payment or saving on total student loan interest.
Upload screenshots of your information, then sign your paperwork electronically. Then we’ll pay off your servicer(s) and issue you one new student loan.