Feb
17
2023
SoFi Blog
Tips and news—
for your financial moves.
Feb
17
2023
Feb
16
2023
SoFi at Work SLR Medical Dental
Medical and Dental Student Loan Refinancing*
Just for you—our lowest
refi rates reserved for
medical and dental professionals.
You’ve put in the work and more than paid your dues. It’s time for a well-deserved financial break when you refi with SoFi.* SoFi reserves the lowest rates just for medical and dental professionals just like you—ready to see what’s possible?
View your rate
BTW it’s a soft inquiry, so it won’t affect your credit score.†
Refinancing is a quick
and easy process:
Get prequalified online.
Start by viewing your rate (it won’t affect your credit score)†. We’ll let you know if you’re qualified before you complete your application.
Select your rate and term.
Compare the plans available to you with a choice of rates and terms.
Verify your info and sign.
Upload a screenshot of your student loan statement, then sign your paperwork electronically.
View your rate
We work extended hours—
because you do, too.
We work extended hours—
because you do, too.
We understand your time is valuable. That’s why you can schedule a time for one of our dedicated team members to call and help you through the refi process.
We’re available:
Monday—Thursday, 5am—7pm PT
Friday—Sunday, 5am—5pm PT
Schedule an appointment
More articles and resources,
just for you:
View your rate in two minutes.
View your rate
BTW it’s a soft inquiry, so it won’t affect your credit score.†
Feb
16
2023
Mortgage | $500 Rate Lock | SoFi
Lock your rate now and qualify for a $500 bonus.
✓ Lock your rate now and qualify for a $500 bonus.
✓ Exclusive $500 cash bonus in a SoFi account after your loan funds.^
✓ Save now when you buy* and later when you refi1
✓ Close on-time, guaranteed.‡
View your rate
Checking your rate will not affect your credit score.†
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Why SoFi
mortgages?
Buy now, save when you refi.
Save now with a 0.25% pricing special* on 30-year terms, and we’ll help you save again when you refinance by waiving our admin fee.1
Flexible loan options
✓ Choose from 10-, 15-, 20-, and 30-year fixed terms5-8
Simple online application. One-on-one help.
Buying a home shouldn’t be so painful–our online application is simple, and we have dedicated Mortgage Loan Officers to guide you through the process from start to finish.
Low down payment options
Down payments as low as 3% for first-time borrowers, or as low as 5% for all other borrowers.
3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to all other borrowers. For conforming home loans with a loan-to-value (LTV) ratio greater than 80%, SoFi requires PMI. Private Mortgage Insurance (PMI) is an insurance that protects lenders in the event of loan default.
5 30-YEAR Payment Example: The payment for a 30-year term, loan amount $362000.00, Rate 6.125%, LTV 80% is $2200.00 for full Principal and Interest Payments with $4695.14 due at closing. The Annual Percentage Rate is 6.335%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
6 20-YEAR Payment Example: The payment for a 20-year term, loan amount $362000.00, Rate 5.990%, LTV 80% is $2591.00 for full Principal and Interest Payments with $4952.16 due at closing. The Annual Percentage Rate is 6.276%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
7 15-YEAR Payment Example: The payment for a 15-year term, loan amount $362000.00, Rate 5.250%, LTV 80% is $2910.00 for full Principal and Interest Payments with $5187.46 due at closing. The Annual Percentage Rate is 5.612%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
8 10-YEAR Payment Example: The payment for a 10-year term, loan amount $362000.00, Rate 5.250%, LTV 80% is $3884.00 for full Principal and Interest Payments with $5364.84 due at closing. The Annual Percentage Rate is 5.778%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
Feb
16
2023
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