SoFi Blog

Tips and news—
for your financial moves.

DM HL XBuy Trigger 04/22


Ease into your new home or refi with a $1,000 bonus.^

Get a $1,000 bonus deposited into a SoFi Checking and Savings or SoFi Money® account.


Log in

Get more from
your mortgage.

Competitive rates.

Get your dream home at a great rate.

Mortgage options to choose from.

Customize your loan with flexible term options and put as little as 3% down.

3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to all other borrowers. For conforming home loans with a loan-to-value (LTV) ratio greater than 80%, SoFi requires PMI.




Exclusive member discount.

Save $500†† on your home loan or refi processing fees—
just for being a member.

Help when you need it.

Our Mortgage Loan Officers (MLOs) can guide you through the process—and we have member specialists standing by to answer any other questions.

Buying a home?

No need to stress. We have dedicated MLOs that can walk
you through each step so that you feel confident in the
home-buying process. Plus, get access to educational tools
and resources when you need them.


Log in





Looking to refinance?

SoFi’s mortgage refi application process is fast and easy. Choose between a traditional refi,
cash-out refi, or a student loan cash-out refi.


Log in

Get the mortgage
that works for you.


Log in


Read more
TLS 1.2 Encrypted
Equal Housing Lender