SoFi Blog

Tips and news—
for your financial moves.

Sam Freshmarket Test


EMERGENCY SAVINGS

How to keep cool
when life heats up.

Emergency savings through a SoFi Checking and Savings account can bring the chill when you’re in
hot water.


Sign up now

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Emergencies–handled.

The Fresh Market has partnered with SoFi at Work to offer our team members valuable financial well-being resources. This one’s easy—just sign up for a SoFi Checking and Savings account, start saving—then get quick access to cash when you need it most.


Sign up now

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Savings–made easy.

Set it, forget it—
then start saving.

Set up recurring monthly contributions to your emergency savings through a SoFi Checking and Savings account—no account fees*, no catch.

Start small and
watch it grow.

Save as much as is comfortable for you—even just $10-$20 a paycheck can help you reach your goals.

Enjoy your contributions growing faster.

SoFi’s APY rates are designed to help you expand your emergency savings quickly so you can get ahead.

Win-win with
cash benefits.

Get up to $75 by making deposits to your emergency savings, connecting to direct deposit, or reaching a $100 balance by 3/31/24.

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How it works.

Setting up your emergency savings couldn’t be easier, and getting access to your cash when you need it is just as simple.

Sign up for a SoFi Checking and Savings account, if you don’t have one already.

Set up Direct Deposit—with just $10-$20 per paycheck, you can start building your emergency savings.

Access funds from your emergency savings when you need them. You can use your SoFi debit card to cover costs directly or to withdraw cash from any one of 55,000+ ATMs nationwide.‡

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You could get up to $75 deposited
to your emergency savings.

Connect to direct deposit, get $25.

Make three deposits, get $25.

Reach a $100 savings balance, get $25.

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Start your
emergency savings
today
and get
peace of mind—
free.


Have questions? Just reach out to SoFi’s dedicated support team at
833-277-7634 or [email protected]


Sign up now

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SoFi Unlimited 2% card:
See if we have an existing offer for you.

The SoFi Credit Card has a new name: the SoFi Unlimited 2% Credit Card. Because now, you’ll earn unlimited 2% cash back rewards1, any way you want to redeem them into a SoFi account—including statement credit! Plus, pay no annual fee and earn 3% cash back rewards on SoFi Travel!2 This card is recommended for customers with excellent credit.


Learn more




See Pricing, Terms & Conditions


*
See Rewards Details

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Unlimited 2% cash back rewards

means 100% awesome.




  • Unlimited 2% cash back rewards

    Earn unlimited 2% cash back rewards on all purchases1 and redeem as statement credit—or toward saving, investing, and paying down eligible SoFi debt.



  • Fewer restrictions

    Simplify your cash back rewards with no limits, caps, rotating categories, or minimum to redeem.



  • SoFi Travel rewards2

    Earn 3% cash back rewards on trips booked through SoFi Travel.

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Cash back rewards
is just the beginning.

Zero Fraud Liability Protection4

Never pay for unauthorized charges thanks to enhanced fraud protection.

ID Theft Protection5

Don’t get thrown off your money goals in the event your identity is stolen.

No annual fee

You read that right, you’ll pay no annual fee whatsoever.

No foreign transaction fees

Enjoy globetrotting that much more by skipping foreign transaction fees.

Mastercard World Elite Benefits4

Enjoy 24/7 Travel Concierge, $5 monthly Lyft credits, free 2-day shipping with ShopRunner, 2-month Instacart free trial, and more.

Cell phone protection6

Get up to $1,000 of complimentary cell phone insurance coverage.

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Consider this your
credit card cheat sheet.








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FAQs


How do I apply if I don’t have an existing pre-qualified offer?


You can always apply now without a pre-qualified offer. This card is recommended for customers with excellent credit.**


How do I earn 2% cash back rewards?

Your 2% cash back rewards on purchases will automatically be applied to your SoFi account – whether you swipe, dip, tap, or pay online. More details can be found at https://www.sofi.com/card/rewards


What are the requirements to get a SoFi credit card?

To be eligible for a SoFi credit card, you must be at least 18 years old (or the legal age required by your state of residence), have a physical U.S. mailing address, and possess a valid Social Security number. The SoFi Unlimited 2% credit card is designed for those with excellent credit.**


Will applying to a SoFi Unlimited 2% Credit Card impact my credit score?

The initial SoFi credit card application is a soft credit pull, which will bring no impact to your credit score if you get declined. However if you’re accepted – we will run a hard pull which may impact your credit score.


How can I redeem the cash back rewards on my credit card?


You can redeem rewards as statement credits or distribute them in other  SoFi products including SoFi Checking & Savings, Invest, and eligible SoFi loan payment products.


How do ID Theft Protection and Zero Fraud Liability work?


At SoFi, the protection of our members is of the utmost importance. Click here to learn more about how we protect you against identity theft and fraud.


See all FAQs

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Ready to get started?

Click “Get Started” to see if we have an existing pre-qualified offer
for you – this check takes 60 seconds or less and will not impact your credit score.


Get started



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