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Money may not be everything, but it certainly plays a considerable role in your job satisfaction. And if you suspect you’re underpaid, your happiness can plummet—quickly. A recent Indeed survey revealed that only 19% of American workers are comfortable with how much they make and say they’d need a $6,000 raise to feel good about their salaries. Additionally, Glassdoor found that a majority of its users are underpaid by an average of $4,700.

If you think you deserve more, it’s worth doing some research to determine if you are truly underpaid—and if so, using that information to have a conversation with your boss. But before you set foot in his or her office, you have to understand how much of a raise to ask for and the best way to ask for a raise in that situation.

It’s that time of year again: back to school time. And while students are anxious to walk through their school halls, check off their back to school lists, and make sure they have plenty of friends in every class, graduates may be struggling to pay off their debt.

Unfortunately, student loan debt is at an all-time high and continues to rise. The average student loan debt for 2017 graduates was $39,400 amounting to $1.48 trillion in total student loan debt. This exceeds the amount of credit card debt in the United States by $694 billion.

In the summer of 2016, we surveyed around 1,000 young professionals for The Impact of Student Loan Benefits, a white paper outlining the effect of student loan debt on employee recruitment. We found over 60% of respondents reported that student loan debt is one of the top two financial concerns in their lives. While student loans are clearly a stressor for millennials, there’s a way to prevent them from causing students so much anxiety.

Student loan Terminology

If you’re a student loan borrower, you’ve probably noticed that your loans have a language all their own. Getting a grasp on student loan terms like interest rate vs. APR, subsidized vs. unsubsidized loans, and fixed vs. variable interest rates can help you make more informed, confident decisions.

Use these articles and resources to gain a better understanding of what some common student loan terminology means.

Tools to help navigate student debt.

Try these different tools to calculate your savings, estimate your payoff date, and more.

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We’ve Got You Covered

If you were to put together a “Dream Job” list, you’d probably have a few positions on there because you love the work (think illustrator or travel blogger)—and a few because you love the salary that comes with it (say, pro athlete).

Dream job ideas aside, when you’re searching for a new job, you’re probably pondering a similar question: What should you prioritize, the type of work that you’ll be doing or your income?

In an ideal world, you’d snag a well-paying job that you adore, but that combination isn’t exactly easy to find.

The bottom line: There’s no one answer that’s appropriate for everyone. After all, when it comes to what employees value the most, there’s a lot of variation from person to person. But there are some key questions that you can ask yourself in order to figure out what suits you best.