SoFi Blog

Tips and news—
for your financial moves.

woman at office desk

Transitioning into Public Service after Law School

Did you go to law school dreaming of working in public service? Maybe you wanted to fight to protect the environment, hold corrupt corporations accountable, or defend free speech. Or perhaps you wanted to go to bat on behalf of people experiencing discrimination, persecution, or predatory behavior.

When it comes time to actually graduate with your J.D., however, figuring out how to make a public service career work can be daunting. The vast majority of your peers are embarking on high-paying jobs with corporate law firms. Meanwhile, you likely have a bunch of student loans that you’ll need to start repaying soon, which can be challenging on many public interest salaries.

Despite these downsides, about 30% of 2017 law school graduates went into public service jobs after graduation, among the highest share ever recorded. Of those, about 7% of graduates chose to work at public interest organizations. If you want to make a public service career work, there are plenty of opportunities out there.

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Home Improvement Loans (Kukun)

Make your
dream home
upgrades, today.

Borrow up to $100K, with no fees, to tackle your wish list with a home improvement
loan. Rates range from 8.74% APR to 35.49% APR (with AutoPay)5.

Fund Your Project

Checking your rate will
not affect your credit score.

Kukun is the one-stop-shop for all your home remodeling needs. Estimate the cost of a home improvement project and measure its impact on the value of your home. Learn the basics, generate ideas, find reputable local contractors and more, all via Kukun. Plus get $100 when your loan is disbursed by applying through this page.*

Rates range from 8.74% APR to 35.49% APR (with AutoPay)5.

Why SoFi?

Easy Experience

No need to wait weeks for an appraisal. Get pre-qualified and receive your funds fast so you can get started right away.

No Fees

Unlike some home equity loans, there are no closing costs and no costly home appraisals.

No Collateral

Without equity, it’s hard to get a HELOC on a new home. With SoFi, your home is not on the line.

Flexible Amounts

Borrow what you need—as little as $5,000 or as much as $100,000.

Fund Your Project

So Easy

Find Your Rate

Get pre-qualified online with no hidden fees and no obligation.

Select Your Loan & Apply

Choose the loan that works for you and complete your application.

Sign electronically and receive your funds

Sign your documents and funds are deposited to your account.


Get Started

Compare Rates and Terms

The following examples depict the APR, monthly payment and total payments during the life of a $30,000 personal loan. All personal loan APR rates below are shown with the Autopay Discount (0.25%)5. Your actual interest rate may be different than the rates in these examples and will be based on term of loan, your financial history and other factors. State restrictions may apply.

Payment Examples

Fixed Rate Loans

Term Origination
Fee
Rate
(APR)
No. of
Payments
Monthly
Payment
Total
Payments
2 Years None 8.74% – 35.49% 24 $1,366.97 – $1,763.32 $32,807.19 – $42,319.74
3 Years None 10.08% – 35.49% 36 $969.14 – $1,365.41 $34,889.14 – $49,154.90
4 Years None 10.93% – 35.49% 48 $774.35 – $1,178.04 $37,168.62 – $56,545.80
5 Years None 12.16% – 35.49% 60 $669.76 – $1,074.14 $40,185.69 – $64,448.26
6 Years None 13.16% – 35.49% 72 $604.76 – $1,011.27 $43,542.68 – $72,811.45
7 Years None 13.49% – 35.49% 84 $553.78 – $971.20 $46,517.72 – $81,581.10

< Back to Personal Loans

Questions? Call us for a free consultation at 855-456-7634

Fund Your Project

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brown and white puppy in backpack

The True Cost of Owning a Pet

Almost 70% of U.S. households have a pet at home, with 60% of U.S. households having a dog and 47% of households having a cat. And there’s a good reason: our pets make us happier and healthier . Having a pet at home can improve self-esteem, physical fitness, and decrease loneliness. Plus, there’s pretty much nothing cuter than a newly adopted kitten or puppy.

But for all the positives of pet ownership, the costs can be overwhelming. As it turns out, 98% of pet owners seriously underestimated the cost of pet ownership. Excluding emergency and other serious vet procedures, the cost of taking care of a dog over the course of its lifetime ranges from $27,074 to $42,545. Thinking smaller?

The lifetime cost of owning a rabbit ranges between $12,893 and $19,338. Most of these costs end up concentrated at the start of adoption, when new pet owners pay for adoption fees , vaccinations, vet care, and the bulk of supplies, while the remaining costs are spread out over the animal’s lifespan and account for things like food, vet care, and supplies.

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Red first aid kit on blue background

Preparing Your Financial Go-Bag in the Face of Disaster

You may have noticed lately the increased incidences of extreme weather—everything from hurricanes to wildfires to a polar vortex. Of course, in the event of a natural disaster, your first obligation is to protect your family.

In advance of these events, most people think immediately of non-negotiable musts like food , water and other supplies (as well they should). However, it’s also a sound idea to make sure that your savings, investments, and other financial obligations are kept safe from the elements and the possible ravages of nature.

As more of our financial lives go online and are stored in clouds, we may tend to dismiss the possibility that natural disasters can wreak havoc on our financial records.

Should an emergency happen in your area, you and your family and friends may need to hang tight for several days before things return to a relative normal.

In this post, we suggest ways to consider how to protect your finances and investments from the physical damage caused by forces of nature. Just like your overall survival plan, protecting your money and financial records takes preparation.

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