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University of Texas at Austin Tuition and Fees


University of Texas at Austin and Fees

University of Texas at Austin and Fees

On this page:

    By Kelly Boyer Sagert

    (Last Updated – 06/2025)

    The University of Texas at Austin (UT Austin), established in 1883, is a leading public research university located in the heart of Austin, Texas. Known for its academic excellence, UT Austin offers over 170 undergraduate and graduate programs across 19 colleges and schools, including the prestigious McCombs School of Business and Cockrell School of Engineering. The university serves more than 50,000 students and is renowned for its vibrant campus life, cutting-edge research, and strong athletic programs.

    Total Cost of Attendance

    The University of Texas at Austin tuition in 2024-25 for state residents was $11,688. This is slightly higher than the national average of $11,260 for in-state tuition at public universities. For residents of other states, UT Austin tuition was $44,908, which is significantly higher than the national average for out-of-state tuition of $29,150.

    Tuition, however, is only part of the total cost of attending college. Here’s a look at other expenses students can expect when attending the University of Texas at Austin.

    Costs for 2024-25

    Expense

    In-State

    Out-of-State

    Tuition & Fees

    $11,688

    $44,908

    Books & Supplies

    $724

    $724

    Room & Board (on campus)

    $14,828

    $14,828

    Other Expenses

    $5,206

    $5,206

    Total Cost of Attendance

    $32,446

    $65,666

    Financial Aid

    Around two-thirds (69%) of undergraduates receive some form of financial aid to help cover the UT Austin tuition and other costs. This may be scholarships, grants, or student loans, or a combination of these.

    Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

    The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

    •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.

    •  Grants: Generally based on financial need, these can come from federal, state, private, or nonprofit organizations.

    •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

    •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

    Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.

    You can find other financial aid opportunities on databases such as:

    •   US Department of Education – Search for grants from colleges and universities by state

    •   College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

    •   SoFi Scholarship Finder – Use our handy tool to streamline your search by award type, location, level of study and more.

    Private Student Loans

    Roughly a third (30%) of students tap student loans to help pay the University of Texas at Austin tuition and other costs: 29% take out federal loans and 2% get private student loans (with an average amount of $18,848).

    Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

    What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

    Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, since it generally has better rates and terms.

    If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

    Recommended: Guide to Private Student Loans

    Projected 4-Year-Degree Price

    The University of Texas at Austin cost of attendance for four years — including tuition and fees, room and board, books, and other expenses — is $129,784 for in-state students (based on 2024-25 numbers). By comparison, the national average at public universities for in-state students is $115,360 for four years.

    For out-of-state residents, the four-year cost for attending UT Austin is $262,664. This is well above the national average of $186,920 for out-of-state cost of attendance.

    This student loan and scholarship information may be valuable as you research schools and costs.

    Repay student loans your way.

    Find the monthly
    payment & rate that fits your budget.

    Undergraduate Tuition and Fees

    Costs for 2024-25

    University of Texas at Austin undergraduate tuition and fees for the 2024-25 academic years were $11,688 for in-state students, a 0.1% increase over 2023-34. The tuition and fees for out-of-state students were $44,908, a 5.0% increase over 2023-34.

    Graduate Tuition and Fees

    Costs for 2024-25

    •   Average graduate tuition (in-state): $12,006

    •   Average graduate tuition (out-of-state): $22,954

    Tuition for graduate students at UT Austin for 2024-25 averaged $12,006 for in-state students and $22,954 for out-of-state students. The university does not charge any fees on top of graduate tuition. The average cost of graduate school tuition and fees in the U.S. is $22,430 per year.

    There are graduate loans available to help with these costs.

    Cost per Credit Hour

    Assuming students take 12 credits per semester, the cost per credit hour at UT Austin is $452 for in-state students and $1,773 for out-of-state students.

    Campus Housing Expenses

    For students who wish to live on-campus, the university offers 15 residence halls. These include residential communities, apartments in West Campus, and University Apartments.

    Costs for 2024-25

    •   Housing and food expenses (on campus): $14,828

    •   Housing and food expenses (off campus): $14,964

    •   Other living expenses (on/off campus): $5,206

    Total living expenses for 2024-25 came to an estimated $20,034 for students who lived on campus and $20,170 for those who lived off campus.

    University of Texas at Austin Acceptance Rate

    Fall 2023

    Number of Applications

    Number Accepted

    Percentage Accepted

    66,109

    19,172

    29%

    The University of Texas at Austin acceptance rate is 29%, which makes the school very selective.

    Admission Requirements

    If you’re interested in applying to UT Austin as a Freshman, here’s what you’ll need to submit:

    •   Common App

    •   Non-refundable application fee of $75

    •   At least one essay and the required short answer prompts

    •   SAT and ACT official test scores

    •   High school transcripts and class rank

    Certain majors may require additional materials after you have submitted your application. You may also submit additional materials to strengthen your application, such as letters of recommendation or a resume.

    Important dates and deadlines to know:

    •   October 15: Early action application deadline

    •   October 23: Early action supplemental materials deadline

    •   December 1: Regular application deadline

    •   December 11: Regular supplemental materials deadline

    •   January 15: Early action decisions released

    •   February 15: All decision released

    •   March 1: Honors decisions released

    SAT and ACT Scores

    Here are the standardized test scores of students who enrolled in UT Austin in Fall 2023 at the 25th and 75th percentiles.

    Subject

    25th Percentile

    75th Percentile

    SAT Evidence-Based
    Reading/Writing

    620

    730

    SAT Math

    610

    760

    ACT Composite

    27

    33

    ACT English

    26

    35

    ACT Math

    25

    33

    Graduation Rate

    The majority of UT Austin students complete their degree in four years. But some students take longer. Here are the graduation rates for students who began at the school in 2017.

    •  4 years: 73%

    •  6 years: 88%

    Post-Graduation Median Earnings

    On average, UT Austin graduates earn an annual salary of $87,000. This is higher than the average projected starting salary for the class of 2025 at the bachelor’s degree level, which is $68,680.

    Bottom Line

    UT Austin is a popular college pick due to its strong academic reputation, highly ranked programs, emphasis on research, and positive student experience. While in-state tuition comes in around the national average for public universities, out-of-state tuition is significantly higher than the average for public schools. Those who need help covering the UT Austin tuition and other costs may qualify for financial assistance in the form of grants, scholarships, and federal student loans.

    If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.


    Cover up to 100% of school-certified costs including tuition, books, supplies, room and board, and transportation with a private student loan from SoFi.

    View your rate

    SoFi Private Student Loans
    Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
    Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
    SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.


    SoFi Loan Products
    SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.


    Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

    External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.

    SOISL-Q225-087

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    University of Virginia (UVA) Tuition and Fees


    University of Virginia (UVA) Tuition and Fees

    University of Virginia (UVA) Tuition and Fees

    On this page:

      By Kelly Boyer Sagert

      (Last Updated – 06/2025)

      The University of Virginia (UVA), founded in 1819 by Thomas Jefferson, is a prestigious public research university located in Charlottesville. Known for its historic Jeffersonian architecture and strong commitment to student self-governance. UVA offers a wide range of undergraduate, graduate, and professional programs. It consistently ranks among the top public universities in the U.S.

      Total Cost of Attendance

      The University of Virginia tuition in 2024-25 for state residents was $21,803. This is significantly higher than the national average of $11,260 for in-state tuition at public universities. For residents of other states, UVA tuition was $59,512, which is well above the national average for out-of-state tuition of $29,150.

      Tuition, however, is only part of the total cost of attending college. Here’s a look at other expenses students can expect when attending the University of Virginia.

      Costs for 2024-25

      Student Type

      In-State

      Out-of-State

      Tuition & Fees

      $21,803

      $59,512

      Books & Supplies

      $1,480

      $1,480

      Room & Board (on campus)

      $14,800

      $14,800

      Other Expenses

      $3,720

      $3,720

      Total Cost of Attendance

      $41,803

      $79,512

      Financial Aid

      A large share of undergraduates (44%) receive some form of financial aid to help cover the UVA tuition and other costs. This may be scholarships, grants, or student loans, or a combination of these.

      Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

      The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

      •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.

      •  Grants: Generally based on financial need, these can come from federal, state, private, or nonprofit organizations.

      •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

      •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

      Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state and federal and school deadlines may differ.

      Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.

      You can find other financial aid opportunities on databases such as:

      •  US Department of Education – Search for grants from colleges and universities by state

      •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

      •  SoFi Scholarship Finder – Use our handy tool to streamline your search by award type, location, level of study and more.

      Private Student Loans

      Many undergraduates tap student loans to help pay the University of Virginia tuition and other costs: 17% take out federal loans and 5% get private student loans (with an average amount of $18,848).

      Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

      What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

      Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, since it generally has better rates and terms.

      If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

      Recommended: Guide to Private Student Loans

      Projected 4-Year-Degree Price

      The University of Virginia cost of attendance for four years — including tuition and fees, room and board, books, and other expenses — is $167,212 for in-state students (based on 2024-25 numbers). By comparison, the national average at public universities for in-state students is $115,360 for four years.

      For out-of-state residents, the four-year cost for attending UVA is $318,048. This is well above the national average of $186,920 for out-of-state cost of attendance.

      This student loan and scholarship information may be valuable as you research schools and costs.

      Repay student loans your way.

      Find the monthly
      payment & rate that fits your budget.

      Undergraduate Tuition and Fees

      Costs for 2024-25

      University of Virginia undergraduate tuition and fees for the 2024-25 academic years were $21,803 for in-state students, a 3.8% increase over 2023-34. The tuition and fees for out-of-state students were $59,512, a 2.6% over 2023-34.

      Graduate Tuition and Fees

      Costs for 2024-25

      •   Average graduate tuition (in-state): $19,884

      •   Fees (in-state): $3,642

      •   Average graduate tuition (out-of-state): $33,304

      •   Fees (out-of-state): $4,324

      Tuition and fees for graduate students at UVA for 2024-25 averaged $23,526 for in-state students and $37,628 for out-of-state students. The average cost of graduate school tuition and fees in the U.S. is $22,430 per year.

      There are graduate loans available to help with these costs

      Cost per Credit Hour

      If you attend UVA part time (less than 12 credit hours per semester), the cost per credit hour is $263 for Virginia residents and $1,075 for nonresidents.

      Campus Housing Expenses

      UVA offers a variety of living environments, including traditional residence halls, suites, and apartment complexes. They also offer opportunities to participate in specific living and learning programs, such as residential colleges, language immersion houses, and a transfer student-focused community.

      Costs for 2024-25

      •   Housing and food expenses (on/off campus): $14,800

      •   Other living expenses (on/off campus): $5,206

      Total living expenses for 2024-25 were estimated at $20,006, both for students who lived on campus as well as those who lived off campus.

      University of Virginia Acceptance Rate

      Fall 2023

      Number of Applications

      Number Accepted

      Percentage Accepted

      56,528

      9,610

      17%

      The University of Virginia acceptance rate is 17%, which makes the school extremely selective.

      Admission Requirements

      If you’re interested in applying to UVA as a First-Year (the term the school uses for freshman), here’s what you’ll need to submit:

      •   Common App

      •   Secondary school report

      •   One evaluation from an academic subject teacher

      •   Standardized test scores (optional)

      Students who exhibit exceptional talent in the arts may also submit an arts portfolio through the Common App via Slideroom.

      Important deadlines to know:

      •   November 1: Early decision deadline (with notification by December 15)

      •   November 1: Early action deadline (with notification by By February 15)

      •   January 5: Regular decision deadline (with notification by By April 1)

      SAT and ACT Scores

      Though submitting test scores is optional at UVA, it can be helpful to know the average scores of other students who chose to submit their scores.

      Here are the standardized test scores of students who enrolled in UVA in Fall 2023 at the 25th and 75th percentiles.

      Subject

      25th Percentile

      75th Percentile

      SAT Evidence-Based
      Reading/Writing

      700

      750

      SAT Math

      710

      780

      ACT Composite

      32

      34

      ACT English

      33

      35

      ACT Math

      29

      35

      Graduation Rate

      The vast majority of UVA students complete their degree in four years. But some students take longer. Here are the graduation rates for students who began at the school in 2017.

      •  4 years: 92%

      •  6 years: 95%

      Post-Graduation Average Earnings

      On average, UVA graduates earn an annual salary of $87,000. This is higher than the average projected starting salary for the class of 2025 at the bachelor’s degree level, which is $68,680.

      Bottom Line

      The University of Virginia is a prestigious institution renowned for its academic excellence, cutting-edge research, and enriching student experience. Often referred to as one of the “public Ivies,” UVA delivers Ivy League-caliber education at a more accessible price, especially for in-state students.

      That said, UVA tuition and costs are well above national average for public universities, both for residents and nonresidents. Fortunately, those who need help covering the University of Virginia tuition and other costs may qualify for financial assistance in the form of grants, scholarships, and federal student loans.

      If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.


      Cover up to 100% of school-certified costs including tuition, books, supplies, room and board, and transportation with a private student loan from SoFi.

      View Your Rate

      SoFi Private Student Loans
      Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
      Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
      SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.


      SoFi Loan Products
      SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.


      Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

      External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.


      Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.


      SOISL-Q225-088

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      Decoding Markets: Riding the Wave

      All Boats Aren’t Built the Same

      It doesn’t take Captain Obvious to see which way the wind – or rather, the wave – has been blowing in the stock market. Returns have been quite positive over the last month or two for most stocks, but some parts of the market have seen particularly big swells.

      High-growth technology companies, especially those deeply involved with artificial intelligence, have been market leaders since the April 8 bottom. Like the broader market, these stocks have benefited from tariff pauses, but renewed investor enthusiasm for AI’s vast potential, and robust earnings reports from key AI players, have been an added boost.

      On the year, a basket of AI stocks is up 8.3%, while the broader S&P 500 is barely positive, and the “Magnificent Seven” tech stocks are actually down 2.9%.

       

      Cumulative Year-to-Date Returns

      It can be challenging for investors when a concentrated part of the market does so well. Do you take profits or hold, hoping for further gains? History offers valuable context. Past market cycles have seen specific sectors lead market advances, sometimes with remarkable intensity, that can last for a long time.

      The dot-com bubble of the late 1990s and early 2000s is a prominent example. An explosion of enthusiasm for internet-based companies fueled unsustainable valuations, sometimes with little to no earnings to show for it. But now, established tech giants are spearheading AI investment and generating substantial earnings and cash flows in the process. In the dot-com era, this wasn’t the case.

      Expecting Higher CapEx

      A defining feature of the current technology landscape is the colossal increase in capital expenditures (CapEx) by the Magnificent Seven and other leading tech companies. This translates into massive investments in the foundational elements of AI: power-intensive data centers; next-generation servers; R&D; and of course, purchasing chips.

      Despite broader macroeconomic uncertainties, which initially led some investors to question if the AI build-out would slow, recent financial guidance from big tech companies solidified their commitment to ramp up investment even more.

      Consensus expectations for the biggest players reflected this news, with the big four hyperscalers now expected to spend $311.4 billion on CapEx in 2025, versus $304.7 billion at the end of April (i.e. annual growth of 43.3% versus 40.2%).

       

      Hyperscaler CapEx Consensus

      However, there are obvious pitfalls associated with the aggressive investment plans of these companies. Concerns about a possible overbuild have been voiced, with Microsoft CEO Satya Nadella explicitly suggesting the industry could be heading in that direction. This presents a conundrum: The timing and extent of any potential over-investment are unknowable in advance, and it’s an open question when investors may price in the risks associated with unproductive capital allocation.

      In the immediate term, the robust spending plans makes it unlikely that the AI theme will fall apart. But the future, as it usually is, is more uncertain.

      To Diversification — and Beyond!

      The stellar performance of the technology sector, supercharged by the AI narrative, makes it incredibly tempting for investors to heavily weight their portfolios in this area. The dominance of the Magnificent Seven over the last several years, for example, can foster the belief that concentrating on a few leading stocks or a single hot sector is the way to go. These seven companies now represent over 30% of the S&P 500’s market capitalization, and the weight of the top 10 stocks in the index is at multi-decade highs — drawing comparisons to the dot-com bubble.

      Concentration has its drawbacks. Just like you can benefit on the way up, you’re vulnerable to drawdowns stemming from idiosyncratic risks. For instance, if investors become more skeptical of mega-cap tech companies’ ability to monetize these investments, related stocks could suffer disproportionately.

      Importantly, diversification isn’t just a defensive strategy. It can position a portfolio to potentially benefit if (or when) currently lagging sectors heat up. That it can also offer protection against unforeseen sector-specific downturns, such as the tech-driven bear market of 2022 or the banking turmoil of 2023, is the cherry on top.

      This point bears repeating: Market leadership is rarely permanent. History is filled with examples of sectors and individual stocks that led the market for a period, only to be eventually overtaken as conditions change. From industrial and energy companies in the 1970s and 1980s, to technology in the late 1990s, commodities and emerging markets in the 2000s, back to tech in the 2010s, and so on, things can change.

      Artificial intelligence is undoubtedly a powerful force, but the same shifts that brought tech back into a leadership position can one day turn against it. Being mindful of that and prudently taking advantage of the benefits of diversification can help investors be prepared for whenever that moment comes.

       
       
       

      Want more insights from SoFi’s Investment Strategy team? The Important Part: Investing With Liz Thomas, a podcast from SoFi, takes listeners through today’s top-of-mind themes in investing and breaks them down into digestible and actionable pieces.

      Listen & Subscribe

       
       
       


      SoFi can’t guarantee future financial performance, and past performance is no indication of future success. This information isn’t financial advice. Investment decisions should be based on specific financial needs, goals and risk appetite.

      Communication of SoFi Wealth LLC an SEC Registered Investment Adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov. Mario Ismailanji is a Registered Representative of SoFi Securities and Investment Advisor Representative of SoFi Wealth. Form ADV 2A is available at www.sofi.com/legal/adv.

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      University of South Carolina – Columbia Tuition and Fees


      University of South Carolina – Columbia Tuition and Fees

      University of South Carolina - Columbia Tuition

      On this page:

        By Kelly Boyer Sagert

        (Last Updated – 06/2025)

        The University of South Carolina is a public research university with its main campus in Columbia and eight campuses in total across the state. The university has more than 350 degree programs, including well-respected medical, law, business, and engineering programs.

        Total Cost of Attendance

        The University of South Carolina tuition in 2023-24 for state residents was $12,688. This is slightly higher than the national average of $11,260 for in-state tuition at public universities. For residents of other states, South Carolina tuition was $34,934, which is higher than the national average for out-of-state tuition of $29,150.

        Tuition, however, is only part of the total cost of attending college. Here’s a look at other expenses students can expect when attending the University of South Carolina.

        Costs for 2023-24

        Student Type

        In-State

        Out-of-State

        Tuition & Fees

        $12,688

        $34,934

        Books & Supplies

        $1,226

        $1,226

        Room & Board (on campus)

        $12,558

        $12,558

        Other Expenses

        $5,5055

        $5,505

        Total Cost of Attendance

        $31,977

        $54,223

        Financial Aid

        At South Carolina, nearly all students (95%) use financial aid to help cover the tuition and other costs. This may be student loans, scholarships, or grants, or a combination of these. You can explore financial aid options at South Carolina Student Loan & Scholarships.

        Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

        The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

        •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.

        •  Grants: Generally based on financial need, these can come from federal, state, private, or nonprofit organizations.

        •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

        •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

        Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.

        You can find other financial aid opportunities on databases such as:

        •  US Department of Education – Search for grants from colleges and universities by state

        •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

        •  SoFi Scholarship Finder– Use our handy tool to streamline your search by award type, location, level of study and more.

        Private Student Loans

        Of the South Carolina students who take out student loans, 48% take out federal loans, and 12% get private student loans (with an average amount of $20,640).

        Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

        What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

        Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, since it generally has better rates and terms.

        If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

        Recommended: Guide to Private Student Loans

        Projected 4-Year-Degree Price

        The University of South Carolina cost for four years, including tuition and fees, room and board, books, and other costs, is $127,908 for in-state students (based on 2023-24 numbers). By comparison, the national average at public universities for in-state students is $115,360 for four years.

        For out-of-state residents, the four-year cost for attending South Carolina is $216,892. This is higher than the national average of $186,920 for out-of-state tuition and other expenses.

        This student loan and scholarship information may be valuable as you research schools and costs.

        Repay student loans your way.

        Find the monthly
        payment & rate that fits your budget.

        Undergraduate Tuition and Fees

        Costs for 2023-24

        University of South Carolina undergraduate tuition and fees for 2023-24 were $12,688 for in-state students, which was the same as the prior academic year The tuition and fees for out-of-state students in 2023-24 were $34,934, a 3% increase from the prior academic year.

        Graduate Tuition and Fees

        Costs for 2023-24

        Student Type

        In-State

        Out-of-State

        Tuition

        $13,374

        $29,760

        Fees

        $400

        $400


        Tuition and fees for graduate students at South Carolina for 2023-24 averaged $13,774 for in-state students and $30,160 for out-of-state students. For in-state students, this is a relatively good deal: The average cost of graduate school tuition and fees in the U.S. is $22,430 per year.

        There are graduate loans available to help with these costs.

        Cost per Credit Hour

        The cost per credit hour is $512 for South Carolina residents and $1,495.75 for other students.

        Campus Housing Expenses

        First-year students are required to live on campus. The Columbia campus offers 25 student housing options, including general residences halls and Living and Learning communities.

        Costs for 2022-23

        •  Housing and food expenses (on campus): $12,558

        •  Housing and food expenses (off campus): $11,239

        •  Other living expenses (on/off campus): $5,505

        Total living expenses for 2023-24 came to $18,063 for students who live on campus and $16,744 for those who live off campus.

        University of South Carolina Acceptance Rate

        Fall 2023

        Number of Applications

        Number Accepted

        Percentage Accepted

        46,682

        28,475

        61%

        The South Carolina acceptance rate is 61%, which makes the school somewhat selective.

        Admission Requirements

        If you’re thinking of applying to the University of South Carolina, here’s a look at the school’s admissions requirements:

        Required:

        •  Application (including essay and activities section)

        •  $65 non-refundable application fee

        •  Unofficial high school transcript (upon review, the admission office will let you know if they need an official one)

        •  Standardized test score (if using – USC is test-optional through 2026)

        Here are the application deadlines:

        •  Early Decision: November 1 (with a decision given by December 15)

        •  Regular Decision: December 1 (with a decision given by January 15)

        •  Honors College and Top Scholars Deadline: November 15

        SAT and ACT Scores

        Though submitting test scores is optional at South Carolina, it can be helpful to know the average scores of other students who chose to submit their scores.

        Here are the standardized test scores of students who enrolled in Fall 2023 at the 25th and 75th percentiles.

        Subject

        25th Percentile

        75th Percentile

        SAT Evidence-Based
        Reading/Writing

        600

        690

        SAT Math

        580

        690

        ACT Composite

        26

        32

        ACT English

        25

        34

        ACT Math

        24

        29

        Graduation Rate

        Most Carolina students complete their degree in four years. But some students take longer. Here are the graduation rates for students who began at the school in 2017.

        •  4 years: 69%

        •  6 years: 78%

        Post-Graduation Median Earnings

        The average salary for University of South Carolina graduates is $72,000. This is slightly higher than the average projected starting salary for the class of 2025 at the bachelor’s degree level, which is $68,680.

        Bottom Line

        The University of South Carolina provides a quality education, and the tuition is just slightly higher than the national average. Not sure how to pay for it? Most students use one or more forms of financial aid to help with the University of South Carolina tuition.

        If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.


        Cover up to 100% of school-certified costs including tuition, books, supplies, room and board, and transportation with a private student loan from SoFi.

        View Your Rate

        SoFi Private Student Loans
        Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
        Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
        SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.


        SoFi Loan Products
        SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.


        Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

        External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.

        SOISL-Q225-083

        Read more

        University of Hawaii at Manoa Tuition and Fees


        University of Hawaii at Manoa Tuition and Fees

         University of Hawaii at Manoa Tuition and Fees

        On this page:

          By Susan Guillory

          (Last Updated – 06/2025)

          Total Cost of Attendance

          Not only is the University of Hawaii at Manoa located on the beautiful island of Oahu, but it also is a well-respected research institution, particularly in oceanography, astronomy, evolutionary biology, Pacific Islands and Asian studies, and more. The cost of attending can be slightly above the U.S. norm. In 2023-24, University of Hawaii tuition was $12,186 for in-state students and $34,218 for out-of-state students. Compare these numbers to the national average for public four-year schools of $11,260 for in-state students and $29,150 for out-of-state students.

          Costs for 2023-24

          Student Type

          In-State

          Out-State

          Tuition & Fees

          $12,186

          $34,218

          Books & Supplies

          $1,350

          $1,350

          Room & Board

          $14,936

          $14,936

          Other Expenses

          $3,859

          $3,859

          Total Cost of Attendance

          $32,331

          $54,363

          Financial Aid

          Recently, 79% of students received financial aid to help with University of Hawaii at Manoa tuition in the form of student loans, scholarships, and grants.

          Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

          The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

          •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, and financial need.

          •  Grants: Generally based on financial need, these can come from federal, state, private, and nonprofit organizations.

          •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

          •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

          Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state and federal and school deadlines may differ.

          You can find other financial aid opportunities on databases such as:

          •  US Department of Education – Search for grants from colleges and universities by state

          •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

          Recommended: The Differences Between Grants, Scholarships, and Loans

          Private Student Loans

          Many UH Manoa students take out either federal student loans or private loans to help with Hawaii University tuition; 31% take out federal loans and 4% take out private loans. The average amount for a private student loan is $13,456.

          Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or state-affiliated organizations. While federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

          What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

          Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for as it generally may have better rates and terms.

          If you’ve missed the FAFSA deadline or you’re struggling to pay for school throughout the year, private loans can potentially help you make your payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

          Recommended: Guide to Private Student Loans

          Projected 4-Year-Degree Price

          To attend the University of Hawaii at Manoa for four years, the price, including tuition and fees, room and board, and books would be (based on 2023-24 rates) $129,324 for in-state students and $217,452 for out-of-state students. According to CollegeData.com, the average cost of attendance at a four-year public university is $116,600 for four years for out-of-state students and $166,160 for private universities.

          Here’s some Hawaii Student Loan & Scholarship Information for you.

          Repay student loans your way.

          Find the monthly
          payment & rate that fits your budget.

          Undergraduate Tuition and Fees

          Costs for 2023-24

          Student Type

          In-State

          Out-State

          Tuition & Fees

          $12,186

          $34,218

          Room & Board

          $14,936

          $14,936

          Total/td>

          $27,122

          $49,154

          University of Hawaii tuition and fees in Manoa were $27,122 for students from Hawaii, including room and board, and $49,154 for those from other states.

          Graduate Tuition and Fees

          Costs for 2023-24

          Student Type

          In-State

          Out-of-State

          Tuition

          $15,600

          $33,648

          Fees

          $902

          $902

          Books & Supplies

          $1,350

          $1,350

          Total

          $17,850

          $35,900

          Hawaiian students attending UH Manoa graduate school paid, on average, $17,852 for their studies in 2023-24, while those from other states paid $35,900. The national average for graduate school is $21,730 per year for tuition and fees. There are graduate loans available to help with these costs.

          Cost per Credit Hour

          If you prefer to attend UH Manoa part-time, the fee per credit for in-state undergraduate students is $471, and for out-of-state students the fee is $1,389.

          This student loan and scholarship information can help you explore options to pay for college.

          Campus Housing Expenses

          Costs for 2023-24

          Student Type

          In-State

          Out-of-State

          Room & Board

          $14,936

          $14,936*

          Other Expenses

          $3,859

          $3,859*

          *Availability not guaranteed; Out-of-state students may need to access off-campus housing instead. Current cost estimates are $17,357 for off-campus housing with other expenses at $4,975

          Students who live on campus can choose from ten residence halls (some of which offer living and learning communities) and two apartment complexes.

          Students who live off campus can live in one of the university’s apartment buildings or any number of housing options near campus.

          University of Hawaii at Manoa Acceptance Rate

          Fall 2023

          Number of applications

          19,219

          Number accepted

          13,392

          Percentage Accepted

          70%

          The University of Hawaii acceptance rate is high, at 70%.

          Admission Requirements

          Here’s what you need to include with your application to the University of Hawaii at Manoa:

          Required:

          •  High school transcript

          Recommended:

          •  Letter of recommendation

          •  Personal statement and list of achievements form

          •  SAT or ACT scores

          You can apply to the University of Hawaii at Manoa here .

          SAT and ACT Scores

          Applicants are not required to submit test scores, though they may choose to do so. As a result, the school no longer provides data on test score percentiles.

          Graduation Rate

          Here is the graduation rate for students who started their studies at the University of Hawaii at Manoa in 2017:

          •  6 years: 63%

          Post-Graduation Median Earnings

          After graduating from UH at Manoa, students earn, on average, $58,000 per year. This is somewhat lower than the U.S. average for graduates of $68,516.

          Bottom Line

          The University of Hawaii at Manoa offers a fine education and a gorgeous backdrop of beaches and lush nature. Don’t let the tuition price tag keep you away: You can take out private student loans to cover the cost of University of Hawaii tuition.

          SoFi private student loans offer competitive interest rates for qualifying borrowers, flexible repayment plans, and no origination fees.

          View Your Rate

          SoFi Private Student Loans
          Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
          Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
          SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.


          SoFi Loan Products
          SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.


          Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

          External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.

          SOISL-Q225-073

          Read more
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