By Susan Guillory

(Last Updated – 06/2025)

University of California, Davis (UC Davis) is a public research university and a premier campus located in Davis, California. Known for its top-ranked veterinary medicine program and its expansive, bike-friendly campus, UC Davis offers more than 100 undergraduate majors alongside graduate and professional degrees.

Keep reading to learn detailed information on UC Davis tuition and fees, financial aid opportunities, acceptance rates, admission requirements, and more.

Total Cost of Attendance

UC Davis has several noteworthy programs, including veterinary medicine and agriculture. In 2024-25, UC Davis tuition and fees was $16,774 for in-state students and $50,974 for out-of-state students. The national averages for public four-year schools are $11,260 for in-state students and $29,150 for out-of-state students.

Financial Aid

At UC Davis, 58% of students use financial aid to help with UC Davis tuition. They may take out student loans or apply for grants and scholarships.

Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

•  Scholarships: Scholarships can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.

•  Grants: Grants are generally based on financial need. These can come from federal, state, private, or nonprofit organizations.

•  Work-study: Federal Work-Study provides qualifying students with part-time employment to earn money for expenses while in school.

•  Federal student loans: Federal student loans are money borrowed directly from the U.S. Department of Education. They come with fixed interest rates that are typically lower than private loans.

Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA®) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.

You can find other financial aid opportunities on databases such as:

•  U.S. Department of Education – Search for grants from colleges and universities by state

•  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

Recommended: The Differences Between Grants, Scholarships, and Loans

Private Student Loans

When it comes to student loans, 22% of students at UC Davis take out federal loans, while 9% take out private loans. The average private student loan is $5,153.

Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations, so their qualifications and interest rates can vary widely.

What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, as it generally may have better rates and terms.

If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

Recommended: Guide to Private Student Loans

Projected 4-Year-Degree Price

To attend UC Davis for four years, students from California will pay $176,808, while students from other states will pay $313,608. The average cost for four years at a public university in the U.S. is $115,360 for in-state students, and $186,920 for out-of-state.

Here’s some California Student Loan & Scholarship Information for you.

Undergraduate Tuition and Fees

UC Davis tuition and fees, books and supplies, room and board, and miscellaneous expenses for the 2024-25 school year totaled $44,202 for in-state students and $78,402 for out-of-state students.

Graduate Tuition and Fees

University of California, Davis offers many well-respected graduate programs. UC Davis tuition for grad school is $12,762 (in-state) or $27,864 (out-of-state), plus fees totaling $2,379 for each. This is more than the average cost for one year of graduate school at a four-year public institution in the U.S., which is $10,320 per year. There are graduate loans available to help with these costs.

Cost per Credit Hour

UC Davis does not offer the ability to pay per credit hour, even if students attend part-time. Part-time students pay half the full-time tuition.

Campus Housing Expenses

Freshmen are not required to live on campus, though more than 90% choose to do so. There are 30 residence halls spread over three areas of campus for students to live in.

There are many options near campus for students who choose to live in apartments or houses, either on their own or with roommates.

University of California – Davis Acceptance Rate

The UC Davis acceptance rate is 42%, which means that nearly half of the students who apply are accepted.

Admission Requirements

Here’s what’s required when applying at UC Davis:

Required:

•   High school transcript and GPA

•   College preparatory program

•   Personal statement or essay

The deadline for applications to UC Davis is December 2. You can apply to UC Davis here .

SAT and ACT Scores

No SAT or ACT scores are considered with applications through the fall of 2024, and scores won’t be considered for scholarships during this period.

Popular Majors at the University of California Davis

UC Davis offers over 100 majors and programs. Here are the most popular majors at UC Davis.

1. Psychology

One of the most popular majors is psychology, which provides a base in research methods and statistics courses, as well as courses in mathematics, chemistry, biology, and psychology. Students have the opportunity to conduct research, help faculty with projects, or intern in the field.

Undergraduate degrees in 2023-24: 866

2. Management Sciences

In this program, students learn how to apply economic theory to business situations, develop problem-solving skills, and improve communication skills. Students can specialize in one of these areas: business economics, international business economics, environmental and resource economics, or agribusiness economics.

Undergraduate degrees in 2023-24: 498

3. Neurobiology and Anatomy

Building on a foundation in biological sciences, chemistry, mathematics, and physics, students can choose courses based on their interests, including animal behavior, physiology of particular organ systems or groups of animals, developmental neurobiology, and endocrinology.

Undergraduate degrees in 2023-24: 394

4. Economics & Quantitative Economics

Economics majors at UC Davis learn about microeconomics and macroeconomics, statistics, and mathematics, as well as economic theory, American or European economic history, and data analysis. Students can also choose courses such as games theory, financial institutions, or international economic development.

Undergraduate degrees in 2023-24: 392

5. Computer Science

Computer science students will learn about programming, networking, and database systems, and can customize their studies with courses on computer graphics, artificial intelligence, data visualization, or advanced mathematics.

Undergraduate degrees in 2023-24: 390

6. Human Development and Family Studies

This program explores the social, emotional, and cognitive development of humans, and provides hands-on learning experiences. Students will learn about nutrition and childhood and adult development. They will also get to participate in a practicum course and may opt for an internship.

Undergraduate degrees in 2023-24: 335

7. Biological Sciences

Biology students are given a solid foundation in biology, chemistry, mathematics, and physics, and can then take courses in molecular biology and genetics, animal behavior, plant growth and development, bioinformatics, marine biology, forensics, and microbiology.

Undergraduate degrees in 2023-24: 334

8. Animal Science

This program provides ample opportunity for hands-on learning with different types of animals. Students will also learn about animal behavior, biochemistry, genetics, nutrition, physiology, animal health, and productivity.

Undergraduate degrees in 2023-24: 294

9. Political Science

Political science students at UC Davis will learn about political concepts, institutions, behavior, and processes. Courses are available on American politics, comparative politics, international relations, public law, and political theory.

Undergraduate degrees in 2023-24: 240

10. Communication

Communications students learn about communications processes at different levels and delve into digital media and cross-cultural communications. They will study communication theory, specific communication processes, and the role and effects of mass media. They will also have the chance to intern in their field.

Undergraduate degrees in 2023-24: 239

Graduation Rate

The graduation rate for students who started at UC Davis in 2017 is 85%.

Post-Graduation Median Earnings

After graduating, students from UC Davis earn, on average, $80,838 per year. This is higher than the national average of $68,680 for the class of 2025.

By Walecia Konrad

(Last Updated – 06/2025)

It’s a long journey through the 440-mile length of Tennessee. That’s why the Volunteer State is divided into three Grand Divisions — East Tennessee, Middle Tennessee, and West Tennessee — each with a unique personality and real estate market.

East Tennessee is square in the Appalachian Mountains and is home to Knoxville and Chattanooga, the state’s third- and fourth-largest cities. The rolling hills of the middle area are anchored by Nashville, Tennessee’s largest city and the capital. The western division slides into the flatlands of the Mississippi River and is home to the inimitable Memphis.

For houses in Tennessee, the median list price is now $434,137, according to Redfin. That’s a large number but still more affordable than in many other states. Plus, Tennessee offers a robust first-time homeowner assistance program for mortgages and down payments.

4 Tennessee Programs for First-Time Homebuyers

First-time homebuyers can find help through the Tennessee Housing Development Agency’s Home Loan Program. Down payment assistance is also part of the agency’s menu. Here’s a closer look.

1. Great Choice Home Loan Program

This program offers conventional, FHA, VA, and USDA 30-year fixed-rate loans to first-time homebuyers. Interest rates vary based on the market and the mortgage lender. Down payment assistance is available for FHA or USDA loans.

To qualify, borrowers need to make a 3% down payment for insured conventional loans and a 3.5% down payment for FHA and USDA loans. Income and purchase price limits apply, depending on the county and household size. Buyers who are not first-timers are also able to participate in this program if they are qualified military buyers or are buying in certain targeted areas.

The housing agency requires a minimum FICO^® credit score of 640 for everyone on the loan application and completion of a home education course.

2. Homeownership for Heroes

Available to active military service members including the National Guard, as well as veterans, law enforcement officers, EMTs, paramedics, and firefighters this program provides for a 30-year loan at a reduced interest rate.

Applicants must have a minimum credit score of 640, meet the same income and purchase price limits as in the Great Choice program, and complete a homebuyer education course if using down payment assistance. They may, though, borrow up to 100% of a home’s purchase price with a loan backed by the Department of Veterans Affairs.

3. Great Choice Plus: Help With a Down Payment or Closing Costs

This is Tennessee Housing’s down payment assistance program, to be used with the Great Choice mortgages. There are two options. The deferred option offers a forgivable second mortgage for $6,000 to be used for down payment and/or closing costs. The loan has a 0% interest rate, and payments are deferred until the end of the 30-year term, at which time the loan is forgiven. If you refinance or sell, the loan is due in full.

The amortizing option provides 5% of the sales price (up to a maximum of $15,000) to be used for down payment and/or closing costs. This second mortgage is repaid in monthly payments over 30 years at an interest rate that is the same as your first mortgage rate.

Borrower requirements are the same as they are for the Great Choice Program.

4. Local First-Time Homebuyer Programs

Local housing initiatives may offer help with down payments, closing costs, and other assistance for first-time buyers in certain areas. The City of Clarksville, for example, has a program for first-time homebuyers.

Recommended: Understanding the Different Types of Mortgage Loans

How to Apply to Tennessee Programs for First-Time Homebuyers

The Tennessee Housing Development Agency website contains clear descriptions and requirements for its mortgage and down payment assistance programs available to first-time homebuyers in the state. The agency does not lend directly, but you can find a list of approved lenders so you can compare interest rates, fees, and other costs. This is particularly important for newbie homebuyers, who may be unfamiliar with the process.

First-time buyers can also find links to approved homebuyer education courses , which are required for participation in most of the THDA’s programs.

Homebuyer education classes can help buyers understand how much mortgage they can afford and what monthly payments they can expect.

In addition, the THDA website provides a list of approved credit counselors who may be able to help potential borrowers who fall below the required credit score of 640.

Federal Programs for First-Time Homebuyers

Several federal government programs are designed for people who have low credit scores or limited cash for a down payment. Although most of these programs are available to repeat homeowners, like state programs, they can be especially helpful to people who are buying a first home or who haven’t owned a home in several years.

The mortgages are generally for single-family homes, two- to four-unit properties that will be owner occupied, approved condos, townhomes, planned unit developments, and some manufactured homes.

Federal Housing Administration (FHA) Loans

The FHA, which is part of the U.S. Department of Housing and Urban Development (HUD), insures mortgages for borrowers with lower credit scores. Homebuyers choose from a list of approved lenders that participate in the FHA loan program. Loans have competitive interest rates and require a down payment of 3.5% of the purchase price for borrowers, who typically need FICO^® credit scores of 580 or higher. Those with scores as low as 500 must put at least 10% down.

In addition to examining your credit score, lenders will look at your debt-to-income ratio (DTI, your monthly debt payments compared with your monthly gross income). FHA loans allow a DTI ratio of up to 57% in some cases, vs. a typical 45% maximum for a conventional loan.

Gift money for the down payment is allowed from certain donors and will be documented in a gift letter for the mortgage.

FHA loans always require mortgage insurance: a 1.75% upfront fee and annual premiums for the life of the loan, unless you make a down payment of at least 10%, which allows the removal of mortgage insurance after 11 years. For a $300,000 mortgage balance, upfront MIP would be around $5,250 and monthly MIP, at a rate of 0.55%, would be around $137. You can learn more about these loans, including FHA loans for refinance and rehab of properties, by reading up on FHA requirements, loan limits, and rates.

Freddie Mac Home Possible Mortgages

Very low- and low-income borrowers may make a 3% down payment on a Home Possible^® mortgage. These loans allow various sources for down payments, including co-borrowers, family gifts, employer assistance, secondary financing, and sweat equity.

The Home Possible mortgage is for buyers who have a credit score of at least 660.

Once you pay 20% of your loan, the Home Possible mortgage insurance will be canceled, which will lower your mortgage payments.

Fannie Mae HomeReady Mortgages

Fannie Mae HomeReady^® Mortgages allow down payments as low as 3% for low-income borrowers. Applicants generally need a credit score of at least 620; pricing may be better for credit scores of 680 and above. Like the Freddie Mac program, HomeReady loans allow flexibility for down payment financing, such as gifts and grants.

For income limits, a comparison to an FHA loan, and other information, go to this Fannie Mae site .

Fannie Mae Standard 97 LTV Loan

The conventional 97 LTV loan is for first-time homebuyers of any income level who have a credit score of at least 620 and meet debt-to-income criteria. The 97% loan-to-value mortgage requires 3% down. Borrowers can get down payment and closing cost assistance from third-party sources.

Department of Veterans Affairs (VA) Loans

Eligible active-duty members of the military, veterans, reservists, and surviving spouses may apply for loans backed by the Department of Veterans Affairs. VA loans, which can be used to buy, build, or improve homes, have lower interest rates than most other mortgages and don’t require a down payment. Most borrowers pay a one-time funding fee that can be rolled into the mortgage.

Another positive aspect of VA loans is that they do not require private mortgage insurance (PMI) for borrowers who make a down payment of less than 20%. And they have more flexible credit score requirements. In some cases, even those who have previously been in foreclosure or bankruptcy can qualify.

Borrowers applying for a VA loan will need a Certificate of Eligibility from the VA so make sure to review a guide to qualifying for a VA loan as a first step in the process.

Native American Veteran Direct Loans (NADLs)

Eligible Native American veterans and their spouses may use these no-down-payment loans to buy, improve, or build a home on federal trust land. Unlike VA loans listed above, the Department of Veterans Affairs is the mortgage lender on NADLs. The VA requires no mortgage insurance, but it does charge a funding fee. For further information, contact [email protected].

US Department of Agriculture (USDA) Loans

No down payment is required on these loans to moderate-income borrowers that are guaranteed by the USDA in specified rural areas. Borrowers pay an upfront guarantee fee and an annual fee that serves as mortgage insurance.

The USDA also directly issues loans to low- and very low-income people. For loan basics and income and property eligibility, head to this USDA site .

HUD Good Neighbor Next Door Program

This program helps police officers, firefighters, emergency medical technicians, and teachers qualify for mortgages in the areas they serve. Borrowers can receive 50% off a home in what HUD calls a “revitalization area.” They must live in the home for at least three years. For more information, visit the HUD program page.

First-Time Homebuyer Stats for 2025

•   Median home list price in Tennessee: $434,137

•   3% down payment: $13,024

•   20% down payment: $86,827

•   Percentage of buyers nationwide who are first-time buyers: 24%

•   Median age of first-time homebuyers: 38

•   Average credit score (vs. average U.S. score of 715): 706

By Susan Guillory

(Last Updated – 06/2025)

With its breathtaking natural beauty, clean air, and miles and miles of wilderness, Alaska, known as the Last Frontier, is a nature lover’s paradise. And it’s a good place to be looking for a home: As of April 2025, home prices in Alaska were up 3.7% from the year prior. But Alaska’s median home selling price of $385,700 still significantly beats the national median home sale price of $438,357, according to Redfin data.

As a first-time homebuyer in Alaska, you may qualify for a low-interest mortgage or help with the down payment. Here’s what you need to know.

2 Alaska Programs for First-Time Homebuyers

Offerings by the Alaska Housing Finance Corporation can give first-time homebuyers access to lower-interest-rate mortgages, or assistance with down payments and closing costs. Start here if you’re looking for different types of mortgage loans with the best interest rates in Alaska.

1. First Home Limited Loans

This program offers lower-interest-rate mortgages to first-time homebuyers. To qualify, you must meet income and purchase price limits and have not owned a home in the past three years, unless the property you plan to buy is within a targeted area or you are a qualified veteran.

•   Targeted areas are HUD designated census tracts and have higher income and acquisition cost limits.

•   Eligible properties include single-family homes, condominiums, duplexes, and certain manufactured homes.

•   A duplex must be five or more years old and occupied for at least the last five years as a multi-family residence.

•   Borrowers must read the tax-exempt booklet.

2. First Home Loans

First Home offers mortgages with reduced interest rates to eligible borrowers, but unlike the First Home Limited program, it does not have income or purchase price limits. To qualify, you must not have not owned a primary residence in the past three years.

•   Eligible properties include owner-occupied single-family residences, condominiums, duplexes, and certain manufactured homes.

•   At least one unit in a duplex must be the borrower’s principal residence.

Both of these AHFC programs offer multiple loan options providing lower interest rates. These include the:

•   Affordable Housing Enhanced Loan

•   Energy Efficiency Interest Rate Reduction

•   Interest Rate Reduction for Low-Income Borrowers

•   Energy Efficiency Interest Rate Reduction

•   State Veterans’ Preference

You must meet certain income limits and participate in a homebuyer education course. To apply, contact AHFC-approved lender.

How to Apply to Alaska Programs for First-Time Homebuyers

If you’re a first-time home buyer in Alaska and you qualify for one of these programs, reach out to a lender who participates in that program to start your application.

Recommended: First-Time Homebuyer Guide

Federal Programs for First-Time Homebuyers

A number of federal government programs exist for people with low credit scores or limited down payment funds. Although they are sometimes for repeat homeowners, these national programs can be very helpful for people who are buying a first home or who haven’t owned a home in several years.

The mortgages are generally for single-family homes, two- to four-unit properties that will be owner occupied, approved condos, townhomes, planned unit developments, and some manufactured homes.

Federal Housing Administration (FHA) Loans

The FHA, a part of the U.S. Department of Housing and Urban Development (HUD), insures mortgages for borrowers with lower credit scores. Homebuyers choose from a list of approved lenders participating in the FHA loan program. Loans offer competitive interest rates and require down payments of 3.5% of the purchase price. Borrowers typically need FICO® credit scores of 580 and up. A buyer with a score as low as 500 must put down 10% or more.

FHA loan limits in 2025 range from $524,225 for single units to $1,008,300 for four-unit properties, with higher limits in high-cost areas.

In addition to examining your credit score, lenders will look at your debt-to-income ratio (DTI, your monthly debt payments compared with your monthly gross income). FHA loans allow a DTI ratio of up to 50% in some cases, vs. a typical 45% maximum for a conventional loan.

Gift money for the down payment is allowed from certain donors and will be documented in a gift letter for the mortgage.

FHA loans always require mortgage insurance premiums (MIP): This includes a fee of 1.75% of the base loan amount, which can be rolled into the loan, upfront. Borrowers also carry annual premiums for the life of the loan. As of 2025, monthly MIP for new homebuyers is 0.15% to 0.75%. A down payment of at least 10% allows the removal of mortgage insurance after 11 years. For a $300,000 mortgage balance, upfront MIP would be around $5,250 and monthly MIP, at a rate of 0.55%, would be about $137.

To learn more about these loans, including FHA loans for refinancing and rehabbing properties, read up on FHA requirements, loan limits, and rates.

Freddie Mac Home Possible Mortgages

Low- and very low-income borrowers may make just a 3% down payment on a HomePossible® mortgage. These loans allow various sources for down payments, including co-borrowers, family gifts, employer assistance, secondary financing, and sweat equity.

The Home Possible mortgage is for buyers who have a credit score of at least 660. Once you pay 20% of your loan, the Home Possible mortgage insurance will be canceled, which will lower your mortgage payments.

Fannie Mae HomeReady Mortgages

Fannie Mae, or formally, the Federal National Mortgage Association, is a publicly traded government-sponsored enterprise that dates back to the Great Depression.

Fannie Mae HomeReady^® Mortgages allow down payments as low as 3% for low-income borrowers. Applicants generally need a credit score of at least 620; pricing may be better for credit scores of 680 and above. Like the Freddie Mac program, HomeReady loans allow flexibility for down payment financing, such as gifts and grants.

For income limits, a comparison to an FHA loan, and other information, go to this Fannie Mae site .

Fannie Mae Standard 97 LTV Loan

The conventional 97 LTV loan is for first-time homebuyers of any income level who have a credit score of at least 620 and meet debt-to-income criteria. The 97% loan-to-value mortgage requires 3% down. Borrowers can get down payment and closing cost assistance from third-party sources.

Unlike an FHA loan, the 97 LTV loan has no upfront mortgage insurance fee and does have cancellable mortgage insurance. The loan is for just one-unit single-family homes, co-ops, condos, and planned unit developments.

Department of Veterans Affairs (VA) Loans

Eligible active-duty members of the military, veterans, reservists, and surviving spouses may apply for loans backed by the Department of Veterans Affairs. These loans designed for those who serve our country can be used to buy, build, or improve homes, have lower interest rates than most other mortgages and don’t require a down payment. Most borrowers pay a one-time funding fee that can be rolled into the mortgage.

Another advantage of VA loans is that they do not require PMI for borrowers who make a down payment of less than 20%. And they have more flexible credit score requirements. In some cases, even those who have previously been in foreclosure or bankruptcy can qualify.

Borrowers applying for a VA loan will need a Certificate of Eligibility from the VA so make sure to review a guide to qualifying for a VA loan as a first step in the process.

Native American Veteran Direct Loans (NADLs)

Eligible Native American veterans and their spouses may use these no-down-payment loans to buy, improve, or build a home on federal trust land. Unlike VA loans listed above, the Department of Veterans Affairs is the mortgage lender on NADLs. The VA requires no mortgage insurance, but it does charge a funding fee.

US Department of Agriculture (USDA) Loans

No down payment is required on these loans to moderate-income borrowers that are guaranteed by the USDA in specified rural areas. Borrowers pay an upfront guarantee fee and an annual fee that serves as mortgage insurance.

The USDA also directly issues loans to low- and very low-income people. For loan basics and income and property eligibility, head to this USDA website .

HUD Good Neighbor Next Door Program

This program helps police officers, firefighters, emergency medical technicians, and teachers qualify for mortgages in the areas they serve. Borrowers can receive 50% off a home in what HUD calls a “revitalization area.” They must live in the home for at least three years.

For more information, visit the HUD program page.

First-Time Homebuyer Stats for 2025

•   Median home sale price in Alaska: $385,600

•   3% down payment: $11,568

•   20% down payment: $77,120

•   Percentage of buyers nationwide who are first-time buyers: 24%

•   Median age of first-time homebuyers: 38

•   Median down payment for first-time homebuyer: 9%

•   Average credit score in Alaska (vs. average U.S. score of 714): 709

Recommended: Mortgage Prequalification vs. Preapproval

By Kelly Boyer Sagert

(Last Updated – 06/2025)

University of California, Irvine is a public research university in Irvine, California, known for its outstanding academic programs. Established in 1965, UCI quickly gained a reputation for academic excellence and innovation, consistently ranking among the top public universities in the nation.

Read on to learn about the admissions requirements, UCI acceptance rate, tuition, financial aid, popular majors, and more.

Total Cost of Attendance

UC Irvine has several noteworthy programs, including computer science and the arts. In 2024-25, UC Irvine tuition and fees was $15,722 for in-state students and $49,922 for out-of-state students. The national averages for public four-year schools are $11,260 for in-state students and $29,150 for out-of-state students.

Costs for 2024-25

Financial Aid

In 2022-2023, 71% full-time students at University of California Irvine received some sort of financial aid, including student loans. More specifically:

•  Grant or scholarship aid: 65% of students received this aid with an average award of $21,533.

•  Federal grants: 35% of students received this aid with an average award of $6,091.

•  Pell grants: 35% of students received this aid with an average award of $5,644.

•  Other federal grants: 19% of students received this aid with an average award of $860.

•  State/local: 54% of students received this aid with an average award of $11,446.

•  Institutional: 56% of students received this aid with an average award of $10,164.

•  Student financial aid: 25% of students received this aid with an average amount of $6,223.

•  Federal student aid: 24% of students received this aid with an average amount of $4,573.

•  Other student aid: 7% of students received this aid with an average amount of $6,828.

Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

•  Scholarships: Scholarships can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.

•  Grants: Grants are generally based on financial need. These can come from federal, state, private, or nonprofit organizations.

•  Work-study: Federal Work-Study provides qualifying students with part-time employment to earn money for expenses while in school.

•  Federal student loans: Federal student loans are money borrowed directly from the U.S. Department of Education. They come with fixed interest rates that are typically lower than private loans.

Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA®) to determine financial aid eligibility. The FAFSA can be completed online, but note that state and federal and school deadlines may differ.

You can find other financial aid opportunities on databases such as:

•  U.S. Department of Education – Search for grants from colleges and universities by state

•  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

Recommended: The Differences Between Grants, Scholarships, and Loans

Private Student Loans

In 2022-2023, 7% of students at UCI received private student loans with an average amount of $6,828.

Private student loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations, so their qualifications and interest rates can vary widely.

What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, as it generally may have better rates and terms.

If you’ve missed the FAFSA deadline or you’re struggling to pay for school throughout the year, private loans can potentially help you make your payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

Recommended: Guide to Private Student Loans

Projected 4-Year-Degree Price

In 2024-25, UC Irvine tuition and fees for students in-state was $15,722. At this rate, four years of tuition and fees would equal $62,888 if no price increases occurred.

For out-of-state students, tuition and fees were $49,922. Four years at this rate would cost $199,688.

The good news: UCI has had only slight increases in both in-state and out-of-state tuition over the past few years.

Here’s some California Student Loan & Scholarship Information.

Undergraduate Tuition and Fees

UC Irvine tuition and fees, books and supplies, room and board, and miscellaneous expenses for the 2024-25 school year totaled $41,878 for in-state students and $76,078 for out-of-state students.

Graduate Tuition and Fees

University of California, Irvine offers over 100 graduate programs. UC Irvine tuition for grad school is $12,762 (in-state) or $27,864 (out-of-state), plus fees totaling $2,065 for each. This is more than the average cost for one year of graduate school at a four-year public institution in the U.S., which is $10,320 per year. There are graduate loans available to help with these costs.

Cost per Credit Hour

Students can apply for part-time status each year, and if approved, may pay 50% of tuition. Tuition for part-time undergraduate students for 2024-25 is $2,191 per quarter (three quarters per year) for a total of $6,573 per academic year.
Graduate students who are approved for part-time status in 2024-25 pay $2,127 per quarter (three quarters total) for a total of $6,381 per year.

Campus Housing Expenses

Costs for 2024-25

Freshmen are not required to live on campus, though more than 14,000 students choose to do so. There are two, first-year residence halls for students to live in.

There are many options near campus for students who choose to live in apartments or houses, either on their own or with roommates.

The university has an off-campus housing website to help you explore your living options.

University of California Irvine Acceptance Rate

Fall 2023

Admission Requirements

Interested students can apply here. The deadline is December 2. Here’s what’s required when applying for UC Irvine:

Required:

•   High school transcript and GPA

•   College preparatory program

•   Personal statement or essay

Students must have a 3.0 GPA (3.4 for nonCalifornia residents) or higher in required subjects with no grades below a “C.” UCI does not consider SAT or ACT scores during the admissions or scholarship process. Additional factors that may be considered are special talents, awards, and achievements; and special life circumstances that applicants have been able to rise above.

SAT and ACT Scores

University of California, Irvine does not use SAT or ACT scores for admission purposes.

Popular Majors at UCI

In 2023, 11,353 degrees were granted at UC Irvine. Here are some of the most popular majors.

1. Biology

UCI provides a strong foundation in architecture/systems, algorithms, data structures, and mathematical foundations and theories. In 2021, 8.5% of graduating undergraduates earned a computer science degree.

Undergraduate degrees in 2023-24: 766

2. Business/Managerial Economics

This degree provides an economics education from the perspective of business, while being guided by the rigorous logic of economics. Graduates are prepared for careers in finance, consulting, and strategic planning, or for advanced studies, leveraging courses in microeconomics, econometrics, and corporate finance.

Undergraduate degrees in 2023-24: 575

3. Research and Experimental Psychology

Students receive a foundation in psychology with an emphasis on research, studying how people function in a range of cultural, developmental, environmental, and social contexts. Students engage in empirical research, data analysis, and lab experiences, preparing for graduate studies or careers in research, clinical psychology, neuroscience, or related fields.

Undergraduate degrees in 2023-24: 566

4. Computer Science

A computer science degree at UC Irvine is offered through the Donald Bren School of Information and Computer Sciences. The curriculum includes core courses in programming, data structures, algorithms, computer architecture, and discrete mathematics, supplemented by electives in areas like artificial intelligence, cybersecurity, and graphics.

Undergraduate degrees in 2023-24: 454

5. Psychology

In this program, students pursue a broad psychology degree and can use their education to work in social work, health services, human resources, marketing, and more.

Undergraduate degrees in 2023-24: 437

6. Public Health

UC Irvine’s Bachelor of Arts in Public Health offers interdisciplinary coursework in epidemiology, biostatistics, health policy, and community health. Students engage in experiential learning and research opportunities, preparing them for careers in health promotion, disease prevention, or policy analysis.

Undergraduate degrees in 2023-24: 392

7. Criminology

UC Irvine’s Bachelor of Arts in Criminology examines crime, justice systems, and social issues through interdisciplinary coursework in sociology, psychology, and law. Students engage in research and fieldwork, preparing for careers in criminal justice, policy, legal advocacy, or advanced graduate programs.

Undergraduate degrees in 2023-24: 367

8. Business Administration and Management

UCI is a top business school and provides undergraduates with a broad education. The social science element helps students study people, groups, organizations, and more along with financial, IT, and marketing issues.

Undergraduate degrees in 2023-24: 360

9. Economics

Students study a range of economic-related topics for a broad education that can serve them well in business, government, and law. Coursework also includes plenty of mathematical classes, and students analyze markets, policy, and data using quantitative methods.

Undergraduate degrees in 2023-24: 302

10. Education

UC Irvine’s Bachelor of Arts in Education Sciences, housed in the School of Education, explores learning theories, policy, and equity through interdisciplinary courses in psychology, sociology, and curriculum development. Students engage in research and fieldwork, preparing for careers in teaching, educational policy, administration, or advanced graduate and credential programs.

Undergraduate degrees in 2023-24: 272

UCI Graduation Rate

UCI graduation rate for students who started in the fall of 2017 are as follows:

•  4 years: 73%

•  6 years: 86%

Post-Graduation Median Earnings

The median annual salary for UCI graduates is $80,735. That’s higher than the national average of $68,680 for 2025.

By Kelly Boyer Sagert

(Last Updated – 06/2025)

The University of Central Florida (UCF) is a large public research university based in Orlando, Florida. Known for its emphasis on innovation and entrepreneurship, UCF offers strong programs in engineering, computer science, business, public administration, education, hospitality management, health care, and video game design. The school prides itself on being a research leader in numerous fields, including optics and lasers, and modeling and simulation. In addition, UCF maintains extensive partnerships with businesses and industries to provide students with a wide range of research and hands-on learning experiences.

Read on to learn about the admission process, the UCF acceptance rate, tuition, financial aid information, and more.

Total Cost of Attendance

In 2024-25, University of Central Florida tuition for in-state students was $6,368 and for out-of-state students was $22,467. These figures have been the same since the 2021-22 school year. The national averages for public four-year schools are $11,260 for in-state students and $29,150 for out-of-state students.

Costs for 2024-25

Financial Aid

In 2022-23, 91% of first-time, full-time undergraduate students received some kind of financial aid. More specifically:

•  Grant or scholarship aid: 85% received this type of aid with an average award of $9,585.

•  Federal grants: Federal grants (including Pell grants): 26% received this type of aid with an average award of $6,851.

•  State/local: 80% received this type of aid with an average award of $6,472.

•  Institutional: 39% received this type of aid with an average award of $3,000.

•  Student loan aid: 20% received this type of aid with an average award of $6,955.

•  Federal student loans: 19% received this type of aid with an average award of $5,430.

•  Other student loans: 2% received this type of aid with an average award of $14,907.

Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

•  Scholarships: Scholarships can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.

•  Grants: Grants are generally based on financial need. These can come from federal, state, private, and nonprofit organizations.

•  Work-study: Federal Work-Study provides qualifying students with part-time employment to earn money for expenses while in school.

•  Federal student loans: Federal student loans are money borrowed directly from the U.S. Department of Education. They come with fixed interest rates that are typically lower than private student loans.

Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA®) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.

You can find other financial aid opportunities on databases such as:

•  U.S. Department of Education – Search for grants from colleges and universities by state

•  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

Recommended: The Differences Between Grants, Scholarships, and Loans

Private Student Loans

In 2022-23, 2% of UCF students received private student loans, with an average award of $14,907.

Private student loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations, so their qualifications and interest rates can vary widely.

What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, since it generally has better rates and terms.

If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

Recommended: Guide to Private Student Loans

Projected 4-Year-Degree Price

Over four years, a degree at UCF will cost (based on 2024-25 numbers) approximately $101,000 for in-state students. This is lower than the average four-year cost of attendance at public universities in the U.S., which is $115,360.

Recommended: Florida Student Loan & Scholarship Information

Undergraduate Tuition and Fees

In 2024-25, UCF tuition and fees were $6,368 for in-state students and $22,467 for out-of-state students.

Total costs were as follows:

Graduate Tuition and Fees

In 2024-25, average graduate in-state tuition was $6,916 plus fees of $1,956 for a total of $8,872. Average graduate out-of-state tuition was $25,759 plus fees of $2,898 for a total of $28,657.

Graduate loans can help with this cost.

Cost per Credit Hour

Cost per credit hour at UCF is $212.28 for in-state undergraduates, and $748.89 for out-of-state undergraduates. University of Central Florida tuition has remained stable since at least 2019-2020. Cost per credit hour for graduate students is $369.95 for in-state students and $1,194.05 for out of state.

Campus Housing Expenses

On-campus room and board was $12,452 in 2024-25; off-campus housing was estimated to be the same cost. Other living expenses were approximately $5,230.

Students can stay on the main campus in dorm housing or in Rosen College Apartments, Northview. Off-campus, the university provides information about current housing options .

University of Central Florida Acceptance Rate

In fall 2023, 60,627 people applied to UCF. The University of Central Florida acceptance rate was 40%.

Admission Requirements

To apply to UCF, you’ll need to submit:

•  A completed self-provided academic record (called a SPARK form); students who have already completed high school must submit a current official high school or home-school transcript

•  Official standardized test scores from either SAT, ACT, or CLT

•  Official GED or TOEFL/IELTS score, if applicable

•  Application essay (strongly encouraged but not required)

•  $30 nonrefundable application fee

•  Completed online application (either UCF undergraduate application or Common App)

Important dates:

Freshman Early Action

•  Application deadline: October 15

•  Material submission Deadline: November 1

•  Decision notification date: November 15

Freshman Regular Decision

•  Application deadline: May 1 (Fall)

•  Material submission deadline: May (Fall)

•  Decision notification date: Rolling notifications begin in January

SAT and ACT Scores

In fall 2023, 73% of students submitted SAT scores and 27% submitted ACT scores. The 25th and 75th percentile numbers were:

Popular Majors at UCF

UCF offers more than 240 degree programs. Here’s a look at some of the most popular majors.

1. Psychology

Students can choose from six tracks to customize their psychology degree. Each provides a strong foundation in psychological sciences with different areas of emphasis to empower students to independently evaluate information.

Undergraduate degrees in 2023-24: 1,509

2. Health Services / Allied Health / Health Sciences

This degree prepares undergraduates to help health care facilities and systems run smoothly, with a focus on providing the highest quality of patient care. There is also an emphasis on community health outcomes.

Undergraduate degrees in 2023-24: 854

3. Registered Nursing

The university prepares students to provide comprehensive nursing care in a variety of health care settings. The program focuses on clinical nursing practices, health promotion, and more.

Undergraduate degrees in 2023-24: 734

4. Business

Business degrees are available in multiple specialties: accounting, analytics, economics, finance, integrated business, management, marketing, and real estate. Students start as prebusiness majors.

Undergraduate degrees in 2023-24: 642

5. Computer Science

This degree focuses on mathematical and theoretical computing foundations, preparing undergraduates for careers in computer gaming, virtual reality, robotics, digital, computing architecture, and more.

Undergraduate degrees in 2023-24: 513

6. Criminal Justice

Undergraduates receive a broad education about crime and control mechanisms in society to prepare them for criminal justice professions.

Undergraduate degrees in 2023-24: 462

7. Biomedical Sciences

This program provides students with a diverse background in courses that focus on human disease and treatment: anatomy, cell biology, physiology, neurobiology, immunology, and more. Several tracks are available.

Undergraduate degrees in 2023-24: 441

8. Mechanical Engineering

Undergraduates learn core mechanical engineering concepts like mechanics, thermodynamics, structural analysis, and materials science.

Undergraduate degrees in 2023-24: 424

9. Hospitality Administration

This program is top ranked, nationally and globally, with a curriculum that prepares undergraduates to become the next generation of hospitality leaders.

Undergraduate degrees in 2023-24: 402

10. Elementary Education and Teaching

UCF’s B.S. in Elementary Education prepares you to become a K-6 classroom teacher. Coursework covers various elementary subject areas, including reading, language arts, math, social studies, and science. Students also learn through hands-on experience teaching learners with varying abilities.

Undergraduate degrees in 2023-24: 261

UCF Graduation Rate

The UCF graduation rate was as follows for the fall 2017 cohort:

•  4 years: 50%

•  6 years: 75%

Post-Graduation Median Earnings

UCF graduates earn a median income of $58,308 a year. This is slightly less than the annual median earnings of U.S. college grads, which is $68,680.