SoFi Blog

Tips and news—
for your financial moves.

Apr
27
2016

Paid Search – Student Loan Refinancing – Monthly Savings

By | Uncategorized | Comments Off on Paid Search – Student Loan Refinancing – Monthly Savings

Refinance Student Loans

Make your student debt
go away faster.

Fixed rates start at 4.24% and variable rates start
as low as 5.99% APR, when you enroll in AutoPay1.

Find My Rate

Checking your rate will not affect your credit score1.

FIND YOUR RATE IN TWO MINUTES

It’s easier than you think to refinance and consolidate your federal and private student loans. There’s no commitment necessary to check your personalized rates. Borrowers who refinance their student loans can save up to $15,7672 over the life of the loan. When you are ready, you can apply online from any computer or mobile device. We work with any bank and our customer service team is here for you 7 days a week.

Rates and Terms

We offer a range of options so you can optimize your monthly payments, lifetime cost, or speed of pay off. Choose the plan that fits your needs.

Variable Rate

Rates start from 5.99% APR to
9.99% APR (with AutoPay).1

Fixed Rate

Rates available from 4.24% APR to
9.99% APR (with AutoPay).1

Find My Rate

Learn More

Why SoFi?

Serious
Savings

Low fixed and variable rates. No application or origination fees. Average member savings: $15,7672.

Federal + Private

SoFi is one of few lenders that can consolidate and refinance both federal and private loans (in a snap).

Exclusive
Rates

Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member

Unemployment
Protection3

If the unexpected happens, we’ll temporarily pause your loan payments and help you in your job search.

Career
Support

Our coaches will help you advance in your career, build a personal brand, negotiate your salary, and more.

Wealth
Advisors

Finances and investments can be confusing. Our Wealth advisors are here to help you make sense of it all.

Find My Rate

Get Refinanced in Three Easy Steps

If you have questions, our friendly customer support team is standing by to help you through the process—seven days a week.

Online Pre-Approval

Our quick pre-approval process lets you know if you qualify before you complete the full application.

Select a Loan

Compare the plans available to you with specific payments, rates, and terms.

Upload & Sign

Easily upload documents via screenshots or smartphone photos, then sign your paperwork electronically.


Get Started

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Apr
27
2016

Why a Personal Mission Statement is Key to Career Bliss

By | Career | 9 Comments

Most companies today wouldn’t think of operating without a thoughtfully crafted mission statement. But when it comes to running our own careers, too many of us skip this crucial step.

A mission statement is a declaration of the organization’s core purpose, usually encompassing what the business does, how it does it and who it does it for. It’s brief, focused, and serves as a guiding principle for the company’s employees.

For example, Amazon’s mission statement is: “To be earth’s most customer centric company; to build a place where people can come to find and discover anything they might want to buy online.” Sounds about right, doesn’t it?

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Apr
21
2016

Starting a Startup with Student Loan Debt

By | Career, Money, student_loan | 4 Comments

Launching a startup always feels somewhat risky. Launching a startup when you have student loan debt to pay? That can feel downright dangerous.

Elena Lucas knows the feeling well. Despite owing what she calls “Monopoly money” worth of college and graduate school debt, Lucas turned down a secure position with a large solar company to co-found UtilityAPI, a renewable energy software company. “It was a leap of faith,” she remembers, “but I had to give it a go.”

Read more
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Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

INVESTMENTS: NOT FDIC INSURED • HAVE NO GUARANTEE • MAY LOSE VALUE. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. The SoFi Wealth platform is operated and maintained by SoFi Wealth LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of SoFi Wealth LLC by SoFi Securities LLC, an affiliated broker-dealer registered with the Securities and Exchange Commission and a member of FINRA /SIPC . Clearing and custody of all securities are provided by APEX Clearing Corporation. For more information, please see SoFi Wealth LLC’s Form ADV Part 2 by clicking here for SoFi's Wealth Form ADV Part 2 A&B or by visiting www.adviserinfo.sec.gov .
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