SoFi Blog

Tips and news—
for your financial moves.

Boston University Tuition and Fees


Boston University Tuition and Fees

Boston University Tuition and Fees

On this page:

    By Kelly Boyer Sagert

    (Last Updated – 06/2025)

    Boston University is known for its rigorous academics, and it’s been recognized as a top university. For example, U.S. News & World Report recently ranked the university as #41 nationally. This private institution is set on 140 acres in Boston, the quintessential college town, and enrolls almost 20,000 undergraduate students.

    Total Cost of Attendance

    Boston University’s total cost of attendance for the 2024-25 school year was $90,207, which is substantially higher (about 50% more) than the national average at private universities of $60,420 per year.

    Costs for 2024-2025


    Tuition & Fees

    $68,102

    Books & Supplies

    $1,000

    Room & Board

    $19,020

    Other Expenses

    $2,085

    Total Cost of Attendance

    $90,207

    Financial Aid

    More than half of the students at Boston University (55%) receive some form of financial aid. This includes loans, grants, and scholarships. While Boston University does consider financial need during the admissions process (meaning it’s not need-blind), it meets 100% of the demonstrated financial need for admitted students.

    Explore financial aid options: Massachusetts Student Loans & Scholarships.

    Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

    The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

    •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.

    •  Grants: Generally based on financial need, these can come from federal, state, private, or nonprofit organizations.

    •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

    •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

    Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.

    You can find other financial aid opportunities on databases such as:

    •  US Department of Education – Search for grants from colleges and universities by state

    •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

    •  Scholarship Search Tool

    Recommended: The Differences Between Grants, Scholarships, and Loans

    Private Student Loans

    While 19% of students take out federal student loans at BU to help cover the Boston University cost, 5% take out private student loans. The latter average $32,233.

    Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

    What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

    Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, since it generally has better rates and terms.

    If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

    Recommended: Guide to Private Student Loans

    Projected 4-Year-Degree Price

    To attend Boston University for four years, including tuition, room and board, and books and other fees, the cost would be $360,828. This is substantially more than the average of $241,680 for private U.S. institutions.

    Here’s some Student Loan & Scholarship Information for you.

    Repay student loans your way.

    Find the monthly
    payment & rate that fits your budget.

    Undergraduate Tuition and Fees

    Costs for 2024-25

    Tuition & Fees

    $68,102

    Books & Supplies

    $1,000

    Total

    $69,102

    The combined cost of BU tuition and fees, plus books and supplies, is $68,102 for the 2024-25 school year. Compare this to the national average of $41,540 for private colleges, and you’ll see that a Boston University education is considerably more expensive.

    Graduate Tuition and Fees

    Costs for 2024-25

    Tuition

    $66,670

    Fees

    $956

    Total Cost of Attendance

    $67,626


    To attend BU as a grad student, you’ll pay Boston University tuition of $66,670 and fees of $956, for a grand total of $67,626. Compare this to the national average of $21,730, making BU three times more expensive than the typical school.

    There are many options for graduate loans available that can help you with these Boston University costs.

    Cost per Credit Hour

    If you opt to attend Boston University part-time, you’ll currently pay $2,183 per credit. Some of BU’s schools have different fees for tuition and credits.

    Campus Housing Expenses

    Costs for 2023-24

    Student Type

    On-campus

    Off-campus

    Room & Board

    $19,020

    $1,250 to $3,379/mo*

    Other Expenses

    $2,085

    $2,000

    Total

    $21,105

    varies

    *Based on available apartments on the University of Boston’s off-campus housing website in June 2025.

    BU offers a variety of on-campus living options, including traditional dorm rooms and multi-bedroom apartments. All freshmen are required to live on campus. BU prides itself on offering both gender-affirming and gender-neutral housing.

    For upperclassmen who opt to live off-campus, there are numerous apartments vetted and approved by BU. Learn more about off campus rentals .

    Boston University Acceptance Rate

    Fall 2023

    Number of Applications

    Number Accepted

    Percentage Accepted

    80,495

    8,733

    11%

    The Boston University acceptance rate is low, with just 11% of applicants being accepted.

    Admission Requirements

    BU has certain requirements for applicants to be considered for acceptance. There are also some recommended items that might help your application.

    Required:

    •  High school transcript

    •  Senior year grades

    •  Counselor Recommendation and School Report Form

    •  Personal statement or essay

    Recommended:

    •  SAT or ACT scores

    The deadline for Early Decision at BU is November 1, with a decision given by mid-December. The deadline for Early Decision 2 is January 6, with a decision given by mid-February. For Regular Admission, the deadline is also January 6, with a decision given by late March.

    SAT and ACT Scores

    Standardized test scores are not required to apply to Boston University, though they may be submitted. Here are the average scores for accepted students.

    Subject

    25th Percentile

    75th Percentile

    SAT Evidence-Based
    Reading/Writing

    680

    740

    SAT Math

    720

    780

    ACT Composite

    32

    34

    ACT English

    33

    35

    ACT Composite

    29

    34

    Graduation Rate

    Graduation rates are as follows for students who enrolled in Fall 2017:

    •  4 years: 83%

    •  6 years: 90%

    Post-Graduation Median Earnings

    After graduating from BU, undergraduates can expect to earn an average of $103,937. This is significantly higher than the average of $68,516 for four-year schools.

    Bottom Line

    Boston University, a private institution, offers a highly-rated education with hundreds of fields of study, but admission is very competitive. In addition, a BU degree is quite expensive. Grants, scholarships, and federal and private student loans can help students finance their education.

    SoFi private student loans offer competitive interest rates for qualifying borrowers, flexible repayment plans, and no origination fees.

    View your rate

    SoFi Private Student Loans
    Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
    Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
    SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.


    SoFi Loan Products
    SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.


    Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

    Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.



    External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.


    SOISL-Q225-097

    Read more

    New Hope for House Hunters

    This article appeared in SoFi's On the Money newsletter. Not getting it? Sign up here.

    It’s been a brutal couple of years for people looking to buy a house.

    Since 2021, mortgage rates have more than doubled to the high 6% range, while prices have continued to rise.

    It’s been the perfect storm for a prohibitively expensive market with very little to choose from. Buying the typical home with a mortgage now means signing up for a monthly housing payment of $2,820, just shy of the record high.

    But this spring, signs emerged that the tide was starting to turn.

    Although mortgage rates haven’t budged, homeowners are more willing to sell. The combo of persistently reluctant buyers + newly motivated sellers = more wiggle room to negotiate. Experts say that even if it’s not officially a buyer’s market, it’s certainly a more balanced one.

    “The power dynamic is moving more and more from sellers to buyers,” Lance Lambert, co-founder of the real estate publication ResiClub, recently told Fox Business.

    Here are a few signs pointing to the shift:

    •   Buyers have more choices, which is giving them more bargaining power. As of April, sellers outnumber buyers 1.94 million to 1.45 million, according to Redfin estimates. That’s the widest margin ever recorded by the real estate brokerage, whose records date back to 2013.

    •   Prices are still rising, but the pace continues to slow. Previously owned homes sold for a median price of $422,800 in May, data from the National Association of Realtors showed. That’s up just 1.3% from a year earlier — the smallest increase since 2023, when there was a brief decline in prices. Economists at Redfin are now expecting prices to fall 1% by the fourth quarter of this year, marking the first major shift from the seller’s market that began in 2012 and was turbocharged by the pandemic buying boom.

    •   Sellers are already lowering their expectations. Redfin data showed that only 28.5% of homes sold above asking price in the four weeks through June 8, the smallest percentage for this time of year since 2020.

    So what? If you’re looking to buy a home, there’s reason to feel more optimistic. Not only do you have more options, but you might be able to negotiate a better deal, especially when a property has been for sale for a while. Sellers, on the other hand, should be careful not to overprice their listings, according to Realtor.com. If it languishes on the market for too long, it could become a red flag for buyers.

    Sellers usually become buyers, though. So there’s potentially something in the shifting market for everyone.

    Related Reading

    Pandemic-Era Homebuyers Are Now Selling Into a Completely Different Market (Yahoo Finance)

    Home Sellers Are Dropping Prices, but Buyers Aren’t Budging. What Could Change That. (Barron’s via MSN)

    Homebuyers and Sellers Say Agents’ Cuts Are Too Big. Flat-Fee Brokers Offer an Alternative (NPR)


    Please understand that this information provided is general in nature and shouldn’t be construed as a recommendation or solicitation of any products offered by SoFi’s affiliates and subsidiaries. In addition, this information is by no means meant to provide investment or financial advice, nor is it intended to serve as the basis for any investment decision or recommendation to buy or sell any asset. Keep in mind that investing involves risk, and past performance of an asset never guarantees future results or returns. It’s important for investors to consider their specific financial needs, goals, and risk profile before making an investment decision.

    The information and analysis provided through hyperlinks to third party websites, while believed to be accurate, cannot be guaranteed by SoFi. These links are provided for informational purposes and should not be viewed as an endorsement. No brands or products mentioned are affiliated with SoFi, nor do they endorse or sponsor this content.

    SoFi isn't recommending and is not affiliated with the brands or companies displayed. Brands displayed neither endorse or sponsor this article. Third party trademarks and service marks referenced are property of their respective owners.

    OTM20250625SW

    Read more

    Boston College Tuition and Fees


    Boston College Tuition and Fees

    Boston College Tuition and Fees

    On this page:

      By Susan Guillory

      (Last Updated – 06/2025)

      Located in Chestnut Hill, Massachusetts, Boston College was founded in 1863. It’s a private Catholic Jesuit research university that currently has more than 15,000 students enrolled. It is well-respected for its liberal arts programs. In fact, U.S. News & World Report ranks it #37 among national universities, #6 in Best Undergraduate Teaching, and #7 in both Finance and Service Learning.

      Total Cost of Attendance

      Boston College cost of attendance for the 2024-25 school year was $93,168. This is considerably higher than the average for four-year private institutions in the U.S. of $60,420 per year.

      Costs for 2024-25


      Tuition & Fees

      $70,702

      Books & Supplies

      $1,250

      Room & Board

      $15,658

      Other Expenses

      $2,300

      Total Cost of Attendance

      $93,168

      Financial Aid

      Just over half of the students (55%) use some form of financial aid to help with Boston College tuition, whether by taking out student loans or receiving grants or scholarships. Boston College is need-blind, which means your ability to pay for college will not impact your application.

      Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

      The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

      •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.

      •  Grants: Generally based on financial need, these can come from federal, state, private, or nonprofit organizations.

      •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

      •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

      Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.

      You can find other financial aid opportunities on databases such as:

      •  US Department of Education – Search for grants from colleges and universities by state

      •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

      Recommended: The Differences Between Grants, Scholarships, and Loans

      Private Student Loans

      There are two types of student loans: federal and private. At Boston College, 32% of students take out federal student loans. Boston College does not publish data about how many students take out private student loans to protect privacy.

      Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

      What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

      Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, since it generally has better rates and terms.

      If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

      Recommended: Guide to Private Student Loans

      Projected 4-Year-Degree Price

      To attend Boston College for four years, including tuition and fees, books, and room and board, the cost would be $372,672. According to CollegeData.com, it costs about $241,680 on average for four years at a private four-year institution. As you see, Boston College costs about 50% more than the national average for a private education.

      Here’s some Massachusetts Student Loan & Scholarship Information for you.

      Repay student loans your way.

      Find the monthly
      payment & rate that fits your budget.

      Undergraduate Tuition and Fees

      Costs for 2024-25

      Tuition & Fees

      $70,702

      Books & Supplies

      $1,250

      Total

      $71,952

      Boston College tuition and fees, plus books and supplies, was $71,952 in 2024-25 vs. the national average of $41,540.

      Graduate Tuition and Fees

      Costs for 2024-25

      Tuition

      $37,404

      Fees

      $116

      Total

      $37,520

      Graduate students at Boston College paid, on average, $37,404 in 2024-25, including fees. This is significantly higher than the average cost for tuition for graduate school at a private institution in the United States, which is $21,730. There are graduate loans available to help with these costs.

      Cost per Credit Hour

      Boston College lists its cost per additional credit at $2,406 per credit for extra courses.

      Campus Housing Expenses

      Costs for 2024-25

      Student Type

      On-Campus

      Off-Campus

      Room & Board

      $18,916

      $15,658

      Other Expenses

      $2,300

      $2,300

      Total

      $21,216

      $17,958

      First-year students at Boston College are required to live on-campus in traditional housing. As sophomores, students can live in traditional rooms or apartment-style housing and choose their roommates. Juniors may live in an off-campus apartment, and seniors have their choice of housing across many options.

      Boston College Acceptance Rate

      Fall 2023

      Number of applications

      35,487

      Number accepted

      5,632

      Percentage Accepted

      16%

      The BC acceptance rate of 16% means that the school can be challenging to get into. It’s considered highly selective, and even well-qualified candidates may have difficulty getting in. Read on to find out what’s required.

      Admission Requirements

      Here’s what’s needed to apply at Boston College.

      Required:

      •  High school transcript

      •  The School Report and Counselor Recommendation Form

      •  Teacher evaluations

      •  Personal statement/writing supplement

      Recommended:

      •  SAT or ACT scores

      The deadline for Early Decision I is November 1, with a decision given by December 15. The deadline for Early Decision II is January 2 for the upcoming season, with a decision by February 15. The deadline for Regular Decision is also January 2, and applicants will be given a decision by April 1. You can apply to Boston College here .

      SAT and ACT Scores

      Submitting ACT or SAT test scores isn’t required for applicants for the current application cycle. However, since they are recommended, here are the test scores at the 25th and 75th percentile for Fall 2023.

      Subject

      25th Percentile

      75th Percentile

      SAT Evidence-Based
      Reading/Writing

      710

      760

      SAT Math

      720

      780

      ACT Composite

      33

      34

      ACT English

      34

      35

      ACT Math

      30

      34

      Graduation Rate

      Here is the graduation rate for students who started their studies at Boston College in 2017:

      •  4 years: 88%

      •  6 years: 91%

      Post-Graduation Median Earnings

      After graduating, Boston College students earned an average salary of $103,937, which is much higher than the national average for graduates of $68,516.

      Bottom Line

      Boston College offers an outstanding education. And while it may cost more than other universities, your ability to pay for college won’t influence your application, since the school is need-blind. Scholarships, grants, and federal and private student loans can be paths to affording a BC education.

      SoFi private student loans offer competitive interest rates for qualifying borrowers, flexible repayment plans, and no origination fees.

      View your rate

      SoFi Private Student Loans
      Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
      Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
      SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.


      SoFi Loan Products
      SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.


      Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

      Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.



      External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.


      SOISL-Q225-096

      Read more

      Arizona State University Tuition and Fees


      Arizona State University Tuition and Fees

      Arizona State University Tuition and Fees

      On this page:

        By Kelly Boyer Sagert

        (Last Updated – 06/2025)

        Arizona State University is the top-rated institution in innovation and global impact in research, outreach, and stewardship, according to U.S. News & World Report. Plus, ASU was one of the first universities globally to achieve carbon neutrality. With a main campus on 660 acres in Tempe, Arizona (eight miles from Phoenix), this public university is currently home to more than 65,000 undergrad students.

        Total Cost of Attendance

        ASU’s cost of attendance is $34,175 for in-state students and $55,091 for out-of-state students as of the most recent school year data. In both cases, students would be living on campus. Compare this with current national averages of $28,840 for in-state public university students and $46,730 for out-of-state students, and you’ll see that an ASU education is more expensive than the norm.

        Costs for 2024-2025


        Student Type

        In-State

        Out-of-State

        Tuition & Fees

        $12,223

        $33,139

        Books & Supplies

        $1,320

        $1,320

        Room & Board

        $16,712

        $16,712

        Other Expenses

        $3,920

        $3,920

        Total Cost of Attendance

        $34,175

        $55,091

        Financial Aid

        The majority of the students who are accepted (93%) receive some form of financial aid to help with the Arizona State University cost, which may include scholarships, grants, and/or student loans.

        ASU provides both academic and need-based scholarships for Arizona residents, in an effort to make college education more affordable.

        Explore financial aid options: Arizona Student Loans & Scholarships.

        Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

        The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

        •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.

        •  Grants: Generally based on financial need, these can come from federal, state, private, or nonprofit organizations.

        •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

        •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

        Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.

        You can find other financial aid opportunities on databases such as:

        •  US Department of Education – Search for grants from colleges and universities by state

        •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

        •  Scholarship Search Tool

        Recommended: The Differences Between Grants, Scholarships, and Loans

        Private Student Loans

        While most ASU students who take out student loans (29%) take out federal loans to help cover the Arizona State University cost, there are also students who rely on private student loans (4%). On average, ASU students take out $25,944 in private student loans per year.

        Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

        What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

        Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, since it generally has better rates and terms.

        If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

        Recommended: Guide to Private Student Loans

        Projected 4-Year-Degree Price

        The total cost for four years of ASU tuition, room and board, and books and supplies for in-state students is $136,700, based on the 2024-25 school year. This is higher than the national average of $115,360.

        For out-of-state students, that number is $220,364, which is also higher than the national average of $186,920 for four years.

        Here’s some Student Loan & Scholarship Information for you.

        Repay student loans your way.

        Find the monthly
        payment & rate that fits your budget.

        Undergraduate Tuition and Fees

        Costs for 2024-25

        Student Type

        In-State

        Out-of-State

        Tuition & Fees

        $12,223

        $33,139

        Books & Supplies

        $1,320

        $1,320

        Total

        $13,543

        $34,459

        ASU in-state tuition and fees, plus books and supplies, for the 2024-25 academic year totaled $13,543. Compared to the average annual cost for the same at a public university of $11,260, this is higher.

        For ASU out-of-state tuition and fees, plus books and supplies, the total was $34,459. The national average cost for out-of-state tuition, fees, and room and board totaled $29,150. Again, an ASU education will cost more than the norm.

        Graduate Tuition and Fees

        Costs for 2024-25

        Student Type

        In-State

        Out-of-State

        Tuition

        $12,562

        $26,496

        Fees

        $1,025

        $1,025

        Total Cost of Attendance

        $13,587

        $27,521

        ASU tuition and fees per year for graduate school was $12,562 for Arizona residents vs. the national in-state average of $10,320. The cost is $27,521 for out-of-state students for the 2024-25 school year vs. $21,730, which is the average cost of graduate school.

        There are many options for graduate loans that can help with these costs.

        Cost per Credit Hour

        While the ASU tuition costs we’ve covered so far are for full-time students, excess credit may be billed at $164 to $270 per credit hour in the most recent academic year. There are caps on how many extra credit hours students may take.

        Campus Housing Expenses

        Costs for 2024-25

        Student Type

        In-State

        Out-of-State

        Room & Board

        $16,712

        $14,839

        Other Expenses

        $3,920

        $5,203

        Total

        $20,632

        $29,042

        ASU offers residential college communities, so you can live among other students who share your major, as well as traditional dorms. Freshmen are required to live on campus. Upperclassmen can opt to live off campus .

        Arizona State University (ASU) Acceptance Rate

        Fall 2023

        Number of Applications

        Number Accepted

        Percentage Accepted

        68,840

        61,680

        90%

        Admission Requirements

        ASU has certain requirements for applicants. Some of these are mandatory, while others are recommended.

        Required:

        •  High school transcript

        •  Possibly proof of English proficiency

        Considered, but not required:

        •  Secondary school rank and GPA

        •  SAT/ACT scores

        The deadline for Priority Admission at ASU is November 1. The Regular Admission deadline is January 15.

        SAT and ACT Scores

        Standardized test scores are optional for Arizona State University. Here are the average scores for the 25th and 75th percentile for those applying to ASU.

        Subject

        25th Percentile

        75th Percentile

        SAT Evidence-Based
        Reading/Writing

        620

        670

        SAT Math

        625

        690

        ACT Composite

        22

        29

        Graduation Rate

        Graduation rates are as follows for students who started their studies in Fall 2017:

        •  4 years: 55%

        •  6 years: 68%

        Post-Graduation Median Earnings

        After graduating from ASU with a bachelor’s degree, students earn on average $62,668 per year. This is lower than the national average of $68,516.

        Bottom Line

        While tuition for both in-state and out-of-state students is just slightly above national averages, Arizona State University has a lot to offer. With hundreds of areas of study, highly ranked programs, and a high acceptance rate, the hardest decision prospective students may face is what to study. Scholarships, grants, and federal and private loans can help students afford an ASU education.

        SoFi private student loans offer competitive interest rates for qualifying borrowers, flexible repayment plans, and no origination fees.

        View your rate

        SoFi Private Student Loans
        Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
        Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
        SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.


        SoFi Loan Products
        SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.


        Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

        Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.



        External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.


        SOISL-Q225-094

        Read more
        TLS 1.2 Encrypted
        Equal Housing Lender