SoFi Blog

Tips and news—
for your financial moves.

Automated SEM LP



Automated Investing

Hands-off investing

that’s always on.

You don’t have to follow the market to master it. With automated investing we’ll build and manage a portfolio for you with no SoFi management fee.


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It’s easier than ever to put your

money on a mission.

We take the stress out of investing by helping you with the hard part:

goal setting, rebalancing, and diversifying your money.

Goal planning

Whether you’re saving for retirement, a down payment, or just investing for later, we’ll help you make a plan to tackle multiple goals.

Auto rebalancing

We’ll rebalance your investments, which means adjusting your stock and bond funds on a quarterly basis, so your money is always invested how you want it to be.

Diversification*

Risk is real. That’s why we’ll diversify your portfolio so that your money is allocated across different kinds of financial investments.

*Diversification can help reduce some investment risk. However, it cannot guarantee profit nor fully protect in a down market

The right way to invest? It’s up to you.

Everyone has different goals when it comes to their life, their money, and their investment plans.

Click below to explore some common financial goals and example investment strategies to achieve them.

Take the trip of a lifetime


Buy a home


Pay for a wedding


Retire early


Save for kids’ education

Time is your

best friend.

Compound interest is basically “interest on interest” and it’s how your money can make money. Time is the magic ingredient—which is why the earlier you start investing your money, the better. That way you can ride the ups and down of the market over time towards your goals.

We’re here

if you need it.

Investing with SoFi gets you access to member benefits like rate discounts on other SoFi products, exclusive events and experiences, as well as access to financial advisors to discuss big picture financial goals one-on-one—all at no additional cost.

Get started with

no minimums.

Investing is for anyone that can afford to do it—which is why you can start with as little as $1. Make a one-time investment today, or set-up a recurring payment if that works better for you.


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Please review the Customer Relationship Summary (ADV Part 3) which contains important information about the product, services, fees, and conflicts of interests of SoFi Wealth LLC.


FAQs



What is automated investing?


Automated Investing uses computer algorithms to provide financial guidance and portfolio management for investors. For more information on the idea of Automated Investing, read our Automated Investing 101 Guide.



Is auto investing the same as Robo investing


These terms are often used interchangeably. Robo Advisors use the same idea of algorithmic based investing and financial advice for clients, as opposed to humans or self driven research and wealth management.



Is automated investing a good idea?


Using an Automated Investing platform has several perks, particularly affordability, convenience, and the avoidance of potential human errors. This type of investment strategy allows clients to use a “hands off” approach, which many people may prefer over the time consuming research and management required for active trading.



How does auto investing with SoFi work?

SoFi aims to understand your investment goals from the start, and then automates the
investing needed to get there. We invest in a wide array of assets to reduce risk.

SoFi Invest provides you complimentary access to our financial advisors. When the
markets fluctuate and change, we will handle the rebalancing needed to maintain the
strongest portfolio.





How do you start auto investing with little money?


SoFi Invest requires no minimum investment to get started. We offer investing services to users of all
levels



Can I choose which companies to invest in?


Automated Investing is tailored to be as hands off as possible. Portfolios are built around your
investments goals, so the need to research and choose your own investments is unnecessary. If you are
interested in a more hands on approach, check out Active Investing.


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Active SEM LP



Active Investing

Become an investor—

without commission fees.

Make your first trade or your next trade with active investing. Learn the market as you do-it-yourself.


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If you invest in Exchange Traded Funds (ETFs) through SoFI Invest (either by buying them yourself
or via investing in SoFi Invests automated investments, formerly SoFi Wealth) these funds will have their own management fees.

The hands-on way to put your

money to work.

Active Investing with SoFi lets you quickly get started investing in stocks and ETFs.

Pay zero commission fees.

Buy and sell stocks with no commissions*. Plus, there are no account minimums.

Learn by doing.

Anyone can be a smarter investor with news updates and more—all in the SoFi app.

Join a community.

Connect with other SoFi members at exclusive events and experiences.

*Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.

Own a slice.

Fractional shares that let you buy a part of a stock from your favorite companies1. That means you can invest as much or as little as you want, starting at $5. To learn more about how fractional shares works, visit the fractional shares FAQ.

Be an investor—
the commission-free way.

Our thought is that you shouldn’t have to pay to invest and trade your own money. That’s why you’ll pay $0 in SoFi commission fees on every trade, every time.

Knowledge is trading power.

Stay up—to—date with real—time investing news, curated content, and other relevant data

by creating a personal watchlist and following the stocks that matter most to you.

Invest in what you love.

Trade stocks of brands you know and believe in and discover new opportunities based on your interests along the way.

Do it yourself—
but not alone.

Once you start investing with SoFi, you’re in. As a member you’ll get access to rate discounts on other SoFi products and invites to exclusive experiences so you can connect with others who are also on a mission to get their money right.

Ready to go?

Start making trades the commission—free way in just two minutes


Invest now

Please review the Customer Relationship Summary (Form CRS) which contains important information about the product, services, fees, and conflicts of interests of SoFi Securities LLC.

You may also learn more about SoFi Securities LLC and its Representatives on FINRA’s BrokerCheck.

FAQs



What is active share investing?


Active investing is the trading individual stocks or bonds in an attempt to beat the ‘market’. Active investing allows you to put in place a strategy that’s tailored to your preferences, goals, and risk tolerance. Read more on What is Active Investing?



What is the difference between active and passive investing?


Passive investing allows you to put your money in a group of stocks, such as an index fund or exchange-traded fund (ETF), and mostly sit back, whereas Active Investing lets you buy and sell on your own.



What are the advantages of active investing?


Active Investing allows you to potentially beat average market returns by picking higher performing as opposed to waiting it out in the long run. Both of these aspects come with a level of risk.



How do I start active investing with SoFi?


Opening an account with SoFi Invest® can be a good way to start trading on your own. There are no account minimums, and no commissions for stocks and ETFs so you can get started with whatever amount you are comfortable with.




What is the minimum amount to start active investing?


SoFi does not require a minimum account balance so investors of all levels have access to the market.



What does active return mean?


An Active Return is a comparison between the benchmark and your actual return. Basically, it is how you stack up to the average market return over a given period of time


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