Aug

2025

Tips for Handling Incorrect or Fraudulent Credit Card Charges

By Austin Kilham | Uncategorized | Comments Off

This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature.

It’s never a good feeling to look at your credit card statement and wonder, “What is this charge on my credit card?” When it comes to fraudulent credit card charges, your bank has often got your back. They have methods for spotting activity that isn’t normal, and they’ll usually alert you when a charge seems suspicious.

That said, your bank might not catch everything, and there may be a charge that’s valid but the amount is incorrect. So it’s important that you, too, keep an eye on your credit card statement to catch these errors and report anything that’s amiss immediately.

Here’s what to watch out for and tips for handling a dispute.

What Are Fraudulent Credit Card Charges?

Credit card fraud can happen if someone steals your card or the information on your card, or hacks into your account. Someone could do so by stealing your physical card, skimming your card information at a credit card terminal, through phishing scams via text or email, or by stealing your mail. Fraudsters then use the information they’ve stolen to make unauthorized purchases on your credit card.

Most cards offer zero liability on fraudulent charges, meaning you won’t be responsible for covering charges you didn’t authorize. This is an important feature of how credit cards work. However, it’s important that you catch fraudulent charges early so you can report them quickly and minimize your liability.

Detecting Unauthorized Credit Card Charges Early

The key to spotting unauthorized charges on your credit card is remaining vigilant and always checking your credit card statement each month. When you receive your statement, follow these steps:

• Review statements immediately. Avoid letting a few months of credit card statements accumulate before checking them. Whether you look them over online or via hard copy, do so ASAP so you can catch errors and head off fraud as quickly as possible. Going through your statements regularly will also offer a clearer understanding of how credit card payments work.

• Check every purchase. Fraudsters know that small unauthorized credit card charges are less likely to get flagged. Go down the list of purchases you’ve made on your card over the last month and make sure you recognize the merchant and can match the sale with an item or service you bought.

• Keep receipts. Hang on to receipts from credit card purchases so you can match them up to the items in your statement. This can also help if you’re unsure of how to identify a credit card transaction.

Fraudulent Credit Card Charges vs Billing Errors

Fraudulent charges are a result of theft. However, sometimes you may be charged for something that was due to a billing error. For example, perhaps you were charged twice for an item, or you were charged for goods or services that you never received.

Other billing errors could include:

• Unauthorized charges, for which federal law limits your liability to $50

• Charges that list the wrong date or amount

• Errors in math

• Charges for goods or services that you didn’t accept or weren’t delivered as agreed

• Failure to post payments or credits, such as after you’ve returned an item.

You can correct these errors using procedures laid out by the Fair Credit Billing Act (FCBA). If a charge is found to be made in error, your credit card company will carry out a credit card chargeback, reversing the charges.

Reporting Unauthorized Credit Card Charges

Procedures for reporting fraud and billing errors are slightly different.

If you suspect fraud, you’ll take the following steps:

• Contact your card issuer immediately. Tell them you suspect that you’ve been a victim of fraud. Your issuer can then investigate the charge.

• Ask for your accounts to be suspended or closed, and ask to be issued a new card. Change passwords and personal identification numbers (PINs) on your accounts.

• File an identity theft report with the Federal Trade Commission (FTC). You can do so at Identitytheft.gov .

• Contact the three credit reporting bureaus, Equifax^®, Experian^®, and TransUnion^®. Confirm your identity with them and check your credit reports for any other fraudulent activities. Consider having a fraud alert connected to your accounts.

If you’re disputing a billing error, first call your credit card company and alert them to the error. The credit card company will investigate. If they find there was an error, your account will be corrected, and you will not pay credit card purchase interest charges on the amount for which you were billed.

In addition, send your credit card company written notification of an error. Use FBCA procedures to dispute the credit card charges, including the following steps:

• Contact the creditor at the address they provide for billing inquiries. This address may be different from the one to which you send payments. Include your name, address, and account number, as well as a description of the billing error you’ve spotted. You may be able to proceed online or by phone as well as through the mail. The FTC provides a sample letter that you can use as part of the process.

• Include copies of receipts and other supporting documents.

• Be sure to mail your letter within 60 days of the first bill you received that contained the error.

• Send the letter by certified mail and ask for a receipt so you can be sure your creditor received it.

• Keep a copy of the dispute letter.

How to Read Your Credit Card Statement

It’s important to get familiar with how to read your credit card statement. The Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) requires that each of your credit card statements includes certain pieces of information.

• First, there should be a section that includes your account information. This is where you’ll find your name, account number, and the date of the billing cycle.

• Next, the account summary is an overview of transaction information on your card. This section will include the payment due date, any payments or credits that have been applied to the account, any fees that have been charged to you, and the total amount of your account balance.

• Following this summary is a detailed account of the purchases you’ve made over the billing period. Each line item will include the vendor name, the date the purchase was made, the category (such as “groceries”), and the amount that was charged to your card. Go through this section carefully as you look for fraudulent charges or charges in error. This is how to find who charged your credit card.

• Your statement will include other sections that detail payment information, interest or credit card finance charges, rewards, and account fine print.

Credit Card Security and Fraud Protection

When you apply for a credit card, carefully look at the security measures the card issuer has in place. Credit cards, such as the credit card offered by SoFi, can have a variety of measures to keep your information safe and protected from fraud.

Fraud protection limits your responsibility and liability for fraudulent charges. Many banks offer $0 liability. The FCBA limits liability to $50 for card-present fraudulent charges, and $0 if the card is not present, such as for online charges made with stolen credit card information.

The Takeaway

Fraudulent charges or billing errors can be an unfortunate part of having a credit card. Your bank may catch them, but it’s also important to be proactive and keep an eye out for fraud and errors on your credit card statement. Bringing them to the attention of your credit card company will help you get the issue sorted faster and head off potential future fraud.

Whether you’re looking to build credit, apply for a new credit card, or save money with the cards you have, it’s important to understand the options that are best for you. Learn more about credit cards by exploring this credit card guide.

FAQ

How do I file a fraudulent charge claim with my credit card company?

If you spot a fraudulent charge on your credit card statement, call your card company immediately and ask them to investigate. They can guide you through the process of disputing the charge.

How do I find out where a charge came from?

You can see where a charge was made in the detailed purchase information provided on your credit card statement.

How do I look up a charge from my credit card statement?

If you’re unsure about a charge on your credit card statement, call your credit card company, which may be able to do a credit card charge lookup by the merchant.

Photo credit: iStock/Pekic

SOCC-Q224-1908497-V1

Aug

2025

San Diego State University (SDSU) Tuition and Fees

By Jenni Bojanin | Uncategorized | Comments Off

San Diego State University (SDSU) Tuition and Fees

San Diego State University is a four-year public research university located in San Diego, California. Founded in 1897, SDSU is known for its diversity and inclusion, serving as a federally designated Hispanic-serving institution, as well as supporting Asian American and Native American Pacific Island communities. The school is well known for its research-oriented education and Division I athletic program. Degrees offered at SDSU range from bachelor’s to doctorates.

This guide will walk you through SDSU’s admissions requirements, tuition, financial aid statistics, acceptance rate, popular majors, and more.

Total Cost of Attendance

Costs for 2024-25

Expense	In-State	Out-of-State
Tuition & Fees	$8,728	$21,328
Room & Board	$23,030	$23,030
Books & Supplies	$946	$946
Other Expenses	$3,386	$3,386
Total Cost of Attendance	$36,090	$48,690

Financial Aid

During the 2022-23 academic year, 95% of first-time, full-time SDSU undergraduates received some sort of financial assistance. It took the form of scholarships, grants, loans, or a combination of these. For example:

• 94% of students received grants or scholarships, with the average award being $5,459.

• 30% of students took out student loans, averaging $7,137.

Explore financial aid options: California Student Loan & Scholarships

Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

• Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.

• Grants: Generally based on financial need, these can come from federal, state, private, or nonprofit organizations.

• Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

• Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state and federal and school deadlines may differ.

You can find other financial aid opportunities at sources such as:

• U.S. Department of Education – Learn more about the grants that are bestowed by the federal government

• College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

• Scholarship Search Tool

Private Student Loans

At SDSU, 28% of first-time students took out federal student loans in 2022-23. That same year, 3% of students took out private student loans, with the average figure being $21,117.

Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or state-affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, as it generally may have better rates and terms.

If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

Recommended: Guide to Private Student Loans

Projected 4-Year Degree Price

The San Diego State University cost for four years would be $144,360 for in-state students, based on 2024-25 numbers. To compare, the average cost for four years at a public university in the U.S. is $115,360.

For students from out of state, the four-year degree price at SDSU is $194,760. This is slightly higher than the national out-of-state average of $186,920.

Here’s some Student Loan & Scholarship Information for you.

Undergraduate Tuition and Fees

Costs for 2024-25

Expense	In-State	Out-of-State
Tuition & Fees	$8,728	$21,328
Room & Board	$23,030	$23,030
Total	$31,758	$44,358

The average annual in-state cost of attendance at a four-year public university is $28,840, according to CollegeData.com. This makes SDSU about 10% more expensive than average for in-state students.

The average cost for out-of-state students at a public university is $46,730. SDSU is slightly less expensive than average for out-of-state students.

Graduate Tuition and Fees

Costs for 2024-25

Expense	In-State	Out-of-State
Tuition	$7,608	$17,688
Fees	$2,644	$2,644
Total	$10,252	$20,332

For in-state students who attend graduate school, San Diego State University tuition and fees in 2024-25 were $10,252 per year; for out-of-state students, the sum was $20,332.

By comparison, the average graduate student at a public institution spends $10,320 a year on tuition and fees.

There are many options for graduate loans that can help with San Diego State University’s costs.

Cost per Credit Hour

As of 2024-25, in-state undergrads studying part-time (enrolled in up to six units) pay $6,712 in tuition and fees.

Campus Housing Expenses

Costs for 2024-25

Expense	On Campus	Off Campus
Room & Board	$23,030	$2,309/mo*
Other Expenses	$3,386	$5,376

*Average rate based on available one-bedroom apartments near SDSU. Source: Rentable.com.

The university is affiliated with two off-campus community housing options as well.

San Diego State University Acceptance Rate

Fall 2023

Number of Applications	Number Accepted	Percentage Accepted
82,800	28,152	34%

The San Diego State University acceptance rate is 34%, making it a relatively selective school. In fall 2023, 82,800 people applied to SDSU, with 28,152 accepted.

Admission Requirements

SDSU accepts applications from October 1 to December 2 for the following fall term.

Here’s what’s required to apply for admission to SDSU (and all California State University campuses) as a first-year student:

• High school name(s), date of graduation, and diploma

• Unofficial transcripts for 15 college prep courses you’ve completed to fulfill California’s A-G requirements

◦ For each course, a grade of C or better is required

◦ Official transcripts will be used to confirm this information

• Credit Card or PayPal account

◦ Application fees are due at time of submission

Supplemental factors that may affect admissions include:

• Number of courses exceeding minimum A-G requirements

• GPA in math and science courses

• Household income

• Extracurricular and leadership involvement

• Educational program participation in high school

SAT and ACT Scores

The university does not use ACT/SAT test scores in determining admissions.

Popular Majors at SDSU

San Diego State University awarded 8,542 bachelor’s degrees for the 2023-24 academic year in more than 140 majors. Here are some of the most popular degrees.

1. Business Administration and Management

This popular major prepares undergraduates to coordinate people, funds, materials, and machines to achieve the objectives of businesses and other organizations.

Undergraduate degrees in 2023-24: 2,001

2. Psychology

Students who major in psychology can pick from three different Bachelor of Arts degrees; one emphasizes industrial and organizational psychology, while another specializes in neuroscience.

Undergraduate degrees in 2023-24: 630

3. Criminal Justice

Students in this program explore the criminal justice system as well as policy issues such as organized crime, institutional racism, environmental damage, juvenile justice, and more.

Undergraduate degrees in 2023-24: 402

4. Kinesiology

The kinesiology major focuses on human movement and its relationship to health, physical skill, and fitness. Students can select their emphasis from exercise science generalist, fitness specialist, or pre-physical therapy.

Undergraduate degrees in 2023-24: 353

5. Biology

Undergraduates in this department can choose from programs ranging from bioinformatics to zoology to cell and molecular biology. Many SDSU students select a biology major to prepare for medical school or other programs in the health field.

Undergraduate degrees in 2023-24: 276

6. Mechanical Engineering

Students who major in mechanical engineering learn to analyze, design, model, and build physical products and processes. They identify and solve engineering problems by designing and conducting experiments and then applying modern tools and techniques. Graduates go on to work in manufacturing, robotics, fabrication, biomechanics, and similar fields.

Undergraduate degrees in 2023-24: 259

7. Communication

The many ways that humans communicate — from conversation to body language to interviewing and debate — are covered in this expansive and flexible major. Note that communications majors must also pass three semesters of college mathematics, including statistics, to earn a degree. The parallel Bachelor of Science degree in Health Communication is suitable for careers in medicine, public health, addiction treatment, and more.

Undergraduate degrees in 2023-24: 257

8. Art Studies

Students majoring in art studies must take courses in everything from drawing, painting, and photography to digital media and three-dimensional formats such as sculpture, ceramics, and furniture design. Art majors who aim to earn a single-subject teaching credential must meet overall GPA requirements, including for 18 units of studio and art history fundamentals.

Undergraduate degrees in 2023-24: 248

9. Multi-/Interdisciplinary Studies

The interdisciplinary studies program (known as IS3D) allows students to combine three preapproved disciplines to create a custom degree plan. More than 50 disciplines are available for inclusion in the program, which seeks to help students pursue creative and integrative thinking.

Undergraduate degrees in 2023-24: 243

10. Liberal Studies

Liberal studies degrees prepare students to teach at the elementary or middle school levels. The content of various core courses, such as history, math, physical education, and science, closely matches the material that children learn in the classroom. Students in this program do fieldwork as they study current issues and challenges in education.

Undergraduate degrees in 2023-24: 223

Graduation Rate

The graduation rate for students who began their studies in fall 2017 is:

• Four years: 57%

• Six years: 78%

• Eight years: 81%

Post-Graduation Median Earnings

Graduates of SDSU earn a median salary of $64,909; the midpoint salary for grads of similar four-year colleges is $53,727.

Bottom Line

SDSU provides a quality education in a diverse environment. San Diego State University tuition is more affordable than many other universities, while graduates earn salaries about 21% higher than those of other schools’ alumni.

View your rate

SoFi Private Student Loans
Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.

SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.

SOISL-Q325-070

Aug

2025

Rice University Tuition and Fees

By Jenni Bojanin | Uncategorized | Comments Off

Rice University Tuition and Fees

Total Cost of Attendance

Rice University, located in Houston, Texas, is one of the top-ranked private universities in the country. Rice has a 6:1 undergraduate student-to-faculty ratio and a dynamic campus life.

Rice University tuition and fees for the 2024-25 school year totaled $63,799. This is substantially higher than the 2023-24 national average of $41,540 for tuition and fees at private universities.

Costs for 2024-2025

Expense	Cost
Tuition & Fees	$63,799
Books & Supplies	$1,440
Room & Board	$18,100
Other Expenses	$3,640
Total Cost of Attendance	$86,979

Financial Aid

A full 70% of undergraduates use financial aid to help with the Rice University cost. This includes student loans, scholarships, and grants.

Explore financial aid options: Texas Student Loan & Scholarship Information

Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students that qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

• Grants: Generally based on financial need, these can come from federal, state, private, and non-profit organizations.

• Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

• Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans’ rates.

You can find other financial aid opportunities at sources such as:

• U.S. Department of Education – Learn more about the grants that are bestowed by the federal government

• College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

• Scholarship Search Tool

Private Student Loans

For Rice University tuition in the academic year 2022-2023, 6% of beginning Rice students took out federal student loans, and 1% took out private student loans that averaged $27,304.

Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or state-affiliated organizations. While federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

Private loans don’t have a specific application window and can be applied for as needed. However, if you think you may need to take out a private student loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, as it generally may have better rates and terms.

If you’ve missed the FAFSA deadline or you’re struggling to pay for school throughout the year, private loans can potentially help you make your payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

Recommended: Guide to Private Student Loans

Projected 4-Year-Degree Price

The Rice University cost for four years, based on 2024-25 numbers, would be $347,916. In comparison, the average cost (using 2023-24 figures) for a four-year degree at a private institution is $241,680.

Here’s some Student Loan & Scholarship Information for you.

Undergraduate Tuition and Fees

Costs for 2024-25

Expense	Cost
Tuition & Fees	$63,799
Room & Board	$18,100
Total	$81,899

The total Rice University cost, including tuition, fees, room, and board, totaled $81,899 for undergraduates in 2024-25.

Graduate Tuition and Fees

Costs for 2024-25

Expense	Cost
Tuition	$56,230
Fees	$800
Total	$57,030

The Rice cost to attend one year of graduate school was $57,030 in 2024-25. This is higher than the average cost of graduate school at a private university, which is $51,770.

There are many options for graduate loans that can help with these costs.

Cost per Credit Hour

Students can choose part-time enrollment at Rice and pay per credit hour. The cost of Rice University per credit hour is $2,620 for new students and $2,491 for continuing students. In addition, there is a part-time enrollment fee of $175 per semester.

Campus Housing Expenses

Costs for 2024-25

Expense	On Campus	Off Campus
Room & Board	$18,100	$1,759/mo*
Other Expenses	$3,640	$3,640

*Average rate based on available one-bedroom apartments listed on Rice University’s off-campus housing website in 2025.

Although Rice students aren’t required to live on campus, the university’s residential life centers around the 11 colleges on campus. The idea is to make it easier to get to know other students in your area of study.

For those who prefer to live off-campus, there are many apartments, duplexes, and houses located nearby.

Rice University Acceptance Rate

Fall 2023

Number of Applications	Number Accepted	Percentage Accepted
32,473	2,597	8%

The Rice University acceptance rate is low. Only 8% of the students who apply to Rice are accepted.

Admission Requirements

Interested in applying to Rice? Here’s what you’ll need to supply along with your application.

Required:

• High school transcript

• Letters of recommendation from school counselor and 2 teachers

• Rice writing supplement (essay)

Recommended:

• SAT or ACT scores

• Interview with Rice alumnus or current student

The Early Decision deadline for Rice is November 1. The Regular Decision deadline is January 4.

SAT and ACT Scores

Standardized test scores are currently not required at Rice. However, it can be helpful to know how other students scored.

Subject	25th Percentile	75th Percentile
SAT Evidence-Based Reading/Writing	730	770
SAT Math	770	800
ACT Composite	34	36
ACT English	35	36
ACT Math	33	36

Popular Majors at Rice University

Rice University offers more than 50 different undergraduate programs, from architecture to engineering to social sciences. Here are the most popular majors.

1. Computer Science

Computer science students learn the theories and models of computational systems. They have the opportunity to participate in research projects in algorithms and complexity, artificial intelligence and robotics, compilers, distributed and parallel computation, graphics and visualization, operating systems, and programming languages.

Undergraduate degrees in 2023-24: 158

2. Biosciences

Rice offers both Bachelor of Science and Bachelor of Arts degrees in this area, with major concentrations in Biochemistry, Cell Biology and Genetics, Ecology and Evolutionary Biology, and Integrative Biology. It also offers interdisciplinary majors in Environmental Science and Neuroscience.

Undergraduate degrees in 2023-24: 70

3. Mechanical Engineering

Students who earn a degree in Mechanical Engineering at Rice go on to work in fields like aerospace engineering, biomedical systems, computational fluid dynamics, computational mechanics, fluids-thermal science, mechanical design, mechanics, robotics, and systems dynamics and controls.

Undergraduate degrees in 2023-24: 65

4. Economics

Those pursuing an economics degree will learn about microeconomics, macroeconomics, and econometrics. There are several majors in this department: Economics, Mathematical Economic Analysis, and Managerial Economics and Organizational Sciences.

Undergraduate degrees in 2023-24: 59

5. Psychology

Psychology majors take courses like Quantitative Analysis for Social Sciences, Introduction to Cognitive Psychology, Memory, Psychology of Aging, Language Acquisition, and more.

Undergraduate degrees in 2023-24: 52

6. Sports Medicine and Exercise Physiology

Part of the Department of Kinesiology, this major focuses on the scientific study of the human body, movement, performance, and exercise. The coursework prepares students for graduate study in allied health, physical therapy, or medicine, as well as careers in fitness or wellness in sport settings.

Undergraduate degrees in 2023-24: 52

7. Sport Management

This program gives students a foundation of knowledge in business, management, law, and communication. It includes courses like Sport Ethics, Leading with Service, Sales & Revenue Generation in Sport, and Sport Finance, among others.

Undergraduate degrees in 2023-24: 47

8. Statistics

Students can earn either a Bachelor of Arts or a Bachelor of Science degree in this field, depending on their plan for future work or study. This major centers on probabilistic and statistical ideas and methods in various contexts, including courses such as Introduction to Statistical Machine Learning, Linear Regression, and Uncertainty and Risk in Urban Infrastructures.

Undergraduate degrees in 2023-24: 40

9. Cognitive Science

Students in this interdisciplinary program learn about perception, thought, memory, the acquisition and use of language, learning, concept formation, and consciousness. They take courses like Quantitative Analysis for Social Sciences, Methods of Cognitive Science, and Cognitive Science Foundations.

Undergraduate degrees in 2023-24: 35

10. Mathematics

The wide array of coursework in this major reflects the many fields that students may pursue after graduation. Topics of study include differential and integral calculus, knot theory, linear algebra, geometric topology, and differential equations.

Undergraduate degrees in 2023-24: 31

Rice University Graduation Rate

These are the graduation rates at Rice University:

• Four years: 87%

• Six years: 92%

• Eight years: 93%

Post-Graduation Median Earnings

Graduates of Rice University bring home a median salary of $89,718. This is significantly higher than the overall median salary of $53,727 earned by 2024 graduates of private nonprofit colleges.

Bottom Line

Rice University provides students with a quality education and a rich campus life. While Rice tuition is steep, it’s more affordable than many top-tier schools. And because Rice is a need-blind institution, your ability to pay for the Rice cost won’t be a factor when you apply. Rice is selective, however, so the trickiest part may be getting in!

View your rate

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

SOISL-Q325-068

Aug

2025

Rutgers University Tuition and Fees

By Jenni Bojanin | Uncategorized | Comments Off

Rutgers University Tuition and Fees

Total Cost of Attendance

Rutgers University has the distinction of being one of the original colonial colleges, founded in 1766, before the U.S. became a nation. Today, Rutgers, which is the State University of New Jersey, is a leading public research university. Its main campus is located in New Brunswick.

The cost of Rutgers University tuition is $17,929 for New Jersey in-state students and $37,441 for out-of-state students. This is higher than the national averages of $11,260 (in-state) and $29,150 (out-of-state) for tuition at public universities.

Costs for 2024-25

Expense	In-State	Out-of-State
Tuition & Fees	$17,929	$37,441
Books & Supplies	$1,418	$1,418
Room & Board	$15,714	$15,714
Other Expenses	$4,458	$4,458
Total Cost of Attendance	$39,519	$59,031

Financial Aid

Nearly all students (93%) receive some form of financial aid to help pay for Rutgers tuition and fees. This may come as scholarships, grants, loans, or a combination of them.

Explore financial aid options: New Jersey Student Loan & Scholarships.

• Grants: Generally based on financial need, these can come from federal, state, private, and non-profit organizations.

• Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

• Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

You can find other financial aid opportunities at sources such as:

• U.S. Department of Education – Learn more about the grants that are bestowed by the federal government

• College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

• Scholarship Search Tool

Private Student Loans

At Rutgers, 42% of first-year students take out federal student loans, while just 7% take out private student loans, which average $18,794.

Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or state-affiliated organizations. While federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations, so their qualifications and interest rates can vary widely.

What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school; with federal student loans, you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

Recommended: A Complete Guide to Private Student Loans

Projected 4-Year-Degree Price

To attend Rutgers for four years, including tuition and fees, room and board, books, and other fees, the total would be $158,076 for in-state students, based on 2024-25 numbers. In comparison, the total for tuition and fees and room and board of the average public institution is $115,360 for four years, when calculated using 2023-24 figures.

For students from out of state, the four-year degree price at Rutgers is $236,124. This is higher than the national average of $186,920.

Here’s some Student Loan & Scholarship Information for you.

Undergraduate Tuition and Fees

Costs for 2024-25

Expense	In-State	Out-of-State
Tuition & Fees	$17,929	$37,441
Room & Board	$15,714	$15,714
Total	$33,643	$53,155

Rutgers in-state tuition for first-year students was $17,929 for the 2024-25 school year, and out-of-state tuition was $37,441. Adding room and board costs of $15,714 to each, the total cost of attendance is $33,643 for in-state students and $53,155 for out-of-state.

Graduate Tuition and Fees

Costs for 2024-25

Expense	In-State	Out-of-State
Tuition	$20,616	$35,064
Fees	$2,625	$2,625
Total	$23,241	$37,689

For students who go on to graduate school, the cost for Rutgers University tuition and fees for in-state students in 2024-25 was $23,241 and $37,689 for out-of-state students.

There are many options for graduate loans that can help with these costs.

Cost per Credit Hour

For the 2025-2026 school year, part-time students from New Jersey pay $528 per credit hour, while those from other states pay $1,236 per credit hour.

Campus Housing Expenses

Costs for 2024-25

Expense	On Campus	Off Campus
Room & Board	$15,714	$1,689/mo*
Other Expenses	$4,458	$4,458

*Based on one-bedroom apartment pricing in 2025 near New Brunswick campus; figures from Places4Students.

Rutgers University offers more than 50 housing options across its five New Brunswick campuses. There are traditional residence halls as well as living-learning communities where students with common interests such as business, psychology, or health and medicine can live and study together. Freshmen live on campus. For upperclassmen, there are apartments located within walking distance of the campuses. Rutgers has partnered with the Places4Students website to provide some listings of affordable housing for students.

Rutgers University Acceptance Rate

Fall 2023

Number of Applications	Number Accepted	Percentage Accepted
43,347	28,176	68%

The Rutgers University acceptance rate is 65%. In fall 2023, 28,176 students were accepted. That makes the Rutgers acceptance rate high.

Admission Requirements

Here’s what’s required, and what’s recommended, to apply to Rutgers:

Required:

• High school transcript

• Self-reported Transcript and Academic Record System (STARS) for current high school seniors

• Personal essay

Recommended:

• SAT or ACT scores

• List of extracurricular activities, including volunteer work

The deadline for Early Action is November 1, with a decision given by January 31. The deadline for Regular Decision is December 1, with a decision given by February 28.

SAT and ACT Scores

Rutgers University does not require test scores to be submitted with applications, though students can submit them for course placement or as supplemental information. Here are the average scores for the 25th and 75th percentile.

Subject	25th Percentile	75th Percentile
SAT Evidence-Based Reading/Writing	630	720
SAT Math	640	760
ACT Composite	28	33
ACT English	27	34
ACT Math	26	33

Popular Majors at Rutgers University

Rutgers offers more than 150 different courses of study at its campuses in New Brunswick, Newark, and Camden, as well as online. Here are the most popular majors.

1. Computer Science

Artificial intelligence, robotics, foundations of computer science, scientific computing, and systems are areas of particular focus for Computer Science students. Basic work in this department serves as a foundation for students’ participation in interdisciplinary research, which may incorporate such fields as chemistry, genetics, linguistics, physics, engineering, and manufacturing.

Undergraduate degrees in 2023-2024: 684

2. Psychology

Psychology students will study important theories and concepts in psychology and learn how to write, analyze, and apply critical thinking to course material. There’s also an opportunity to gain first-hand experience working in a community agency, school, hospital, or other social service or psychology institution.

Undergraduate degrees in 2023-2024: 585

3. Finance

Finance students can elect to focus their studies on corporate finance, financial derivatives, investments, portfolio management, financial markets, or institutions. Graduates with this degree go on to work in jobs with titles like corporate finance officer, bank officer, investment analyst, or credit analyst.

Undergraduate degrees in 2023-2024: 468

4. Biology

A practical major that can lead to many careers — ranging from teaching to health professions — biology at Rutgers requires courses in organic chemistry, physics, and genetics, along with 24 elective credits in life sciences. Undergrads have participated in lab research on epigenetic editing, meiosis, the blood-brain barrier, metabolic changes in cell regeneration, and much more.

Undergraduate degrees in 2023-2024: 432

5. Registered Nursing

Rutgers offers a Bachelor of Science degree in Nursing and an accelerated program for college graduates seeking a BS. The school also has an RN to BS in Nursing program and, for the ambitious, a Doctor of Nursing Practice degree. Starting junior year, students may participate in clinical placements for adult and older adult health, obstetrics, pediatrics, and psychiatric mental health.

Undergraduate degrees in 2023-2024: 333

6. Information Technology and Informatics

ITI students master practical computer-based skills with courses such as Social Impacts of Video Gaming, Fundamentals of Data Curation, Cybersecurity, and E-commerce. Many have combined these skills with fields in the humanities and social sciences, minoring in criminology, economics, entrepreneurship, human resource management, psychology, and more.

Undergraduate degrees in 2023-2024: 323

7. Management Information Systems

Offered only at the Newark location of Rutgers Business School, this undergraduate program blends IT, systems engineering, data analysis, and management studies to prepare students for both technical and managerial roles. The ability to quantitatively analyze complex business situations can propel graduates into careers in healthcare, consulting, entertainment, banking, insurance, and more.

Undergraduate degrees in 2023-2024: 303

8. Supply Chain Management

This major builds on core business courses to delve into the movement and storage of raw materials, work-in-process inventory, and the transportation of finished goods to their point of sale. Elective courses include Negotiations, Retail Marketing, Service Management, Intro to Six Sigma, and Environmental Management/Green Purchasing.

Undergraduate degrees in 2023-2024: 300

9. Electrical Engineering

Students of electrical engineering go beyond the basics to gain expertise in power electronics, solar cells, smart grid systems, environmental sensors, and biophotonics, among others. For capstone design projects, teams of seniors use their technical knowledge to create product prototypes, sometimes guided by industry engineers.

Undergraduate degrees in 2023-2024: 289

10. Communications

This expansive major offers specializations in public relations, community leadership, technology, and communications centering on wellness and family issues. Full-time students with strong GPAs can earn credits by using their comms skills to tutor other undergrads.

Undergraduate degrees in 2023-2024: 280

Graduation Rate

Rutgers students tend to take longer than four years to complete their coursework. Here are the Rutgers graduation rates:

• Four years: 71%

• Six years: 85%

• Eight years: 85%

Post-Graduation Median Earnings

After completing an undergraduate degree at Rutgers, you can expect to earn a median salary of $74,479 per year. This is higher than the national median of $53,727 for this type of college.

Bottom Line

Rutgers offers a quality education, and the Rutgers University acceptance rate is high. While tuition is slightly higher than the national average for public four-year schools, Rutgers is still fairly affordable, and there are plenty of financial aid options for students to explore.

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2025

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