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Whether you’re buying a home or refinancing an existing mortgage, SoFi will be by your side from start to finish—making sure that the process is as quick and painless as possible, without any hidden fees or prepayment penalties.
Takes two minutes.
Won’t affect your credit score.✝
Get your dream home at a great rate.
Put as little as 10% down. For conforming home loans with a loan-to-value (LTV) greater than 80%, SoFi requires PMI.
Save $500†† on your mortgage loan or refi processing fees—just for being a member.
Our mortgage loan officers (MLOs) can guide you through the process—and we have member specialists standing by to answer any other questions.
No need to stress. We have dedicated MLOs that can walk
you through each step so that you feel confident in the
home-buying process. Plus, get access to educational tools
and resources when you need them.
SoFi’s mortgage refi application process is fast and easy—and never
has any shady hidden fees. Choose between a traditional refi,
cash-out refi, or a student loan cash-out refi.
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