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Mortgage Refinancing

Refinance your way
to
a better mortgage.

Existing applications New applications

Effective 12/15/18, SoFi Lending Corp. is temporarily unable to accept new mortgage loan applications. However, our affiliate, SoFi Mortgage, LLC, may be able to help you. Because we are referring you to our affiliate, please review our Affiliated Business Arrangement Disclosure, which better explains our relationship with SoFi Mortgage, LLC. There is no impact on any existing applications with SoFi Lending Corp.

Mortgage refinancing
that works for you

Refinance

Get a competitive rate without the headache. SoFi makes mortgage refinancing easy, so you can start saving on your home right away.

80% LTV Maximum

Get Started

Cash-Out Refinance

Turn your home equity into cash. SoFi's cash-out refi option is perfect for high-interest debt consolidation, home renovations, and more.

65% LTV Maximum

Get Started

Get more from
your mortgage

Affordable down payment

Put as little as 10% down with no expensive borrower-paid PMI required.

Fast financing

We’ll help you close quickly so you are able to move in sooner. Usually within 30 days.

No hidden fees, no catch

No application, origination, or other lender fees.

Buy more house

Qualify for more financing with flexible debt-to-income limits.

Meet Roger & Katie

Meet Sandya

  • SoFi Lending Corp.
  • SoFi Mortgage, LLC
SoFi Lending Corp. (NMLS# 1121636) is licensed to originate mortgages in Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Maryland, Minnesota, Montana, New Jersey, North Carolina, North Dakota, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington, D.C., Wisconsin, and Wyoming.
SoFi Mortgage, LLC (NMLS# 1484615) is an affiliate of SoFi Lending Corp. that offers additional geographies and products not always available under the SoFi Lending Corp. license. SoFi Mortgage, LLC is licensed to originate mortgages in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Texas, Tennessee, Utah, Vermont, Washington, Washington, D.C., Wisconsin, and Wyoming. Products and terms may vary from those advertised on this site.
View Mortgage Licenses and Eligibility

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