Get a competitive rate without the headache.
SoFi makes mortgage refinancing easy, so you can start
saving on your home right away.
80% LTV Maximum
Turn your home equity into cash.
SoFi's cash-out refi option is perfect
for high-interest debt consolidation,
home renovations, and more.
65% LTV Maximum
Pre-qualify online in two minutes with no impact on your credit score.
Typical applications close in less than 30 days.
No application, origination, or other lender fees.
Less paperwork than traditional lenders means less hassle.
SoFi is licensed to originate mortgage refinancing in Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Maryland, Minnesota, Montana, New Jersey, North Carolina, North Dakota, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Vermont, Virginia, Washington, Washington, D.C., Wisconsin, and WyomingGet Your Rates in 2 Min View Mortgage Licenses and Eligibility
With a variety of mortgage options and a painless process, our members have a lot to say.
“SoFi had competitive rates, excellent customer service and an easy process using the latest technologies.“
“We found out about SoFi on a Tuesday, were approved within a week and were funded less than two weeks later.“
“As advertised, it took 21 days from pre-approval to closing.“