Takes two minutes. Won’t affect your credit score ✝.
Named an Award Winner for Best Online Mortgage Lender for Refinancing +
Best Mortgage Lenders for First time Home Buyers with Alternative Credit History
Get a competitive rate without the headache. SoFi makes mortgage refinancing easy, so you can start saving on your home right away.
80% LTV Maximum
Turn your home equity into cash. SoFi's cash-out refi option is perfect for high-interest debt consolidation, home renovations, and more.
65% LTV Maximum
Refinance your mortgage at a lower rate and leverage home equity to pay off student debt—all at once. SoFi is a Fannie Mae approved lender.
80% LTV Maximum
See the rates you pre-qualify for online in just two minutes.
Applications typically close in less than 30 days.
No application, origination, or other lender fees. No pre-payment penalties.
Won't affect your credit score✝.