Effective 11/30/18 SoFi Lending Corp. is temporarily unable to accept mortgage loan applications for loan amounts less than $453,101. However, our affiliate, SoFi Mortgage, LLC, may be able to help you. Click on "See Your Rate" above to start the simple application online and get information about our affiliate.
Get a competitive rate without the headache. SoFi makes mortgage refinancing easy, so you can start saving on your home right away.
80% LTV Maximum
Turn your home equity into cash. SoFi's cash-out refi option is perfect for high-interest debt consolidation, home renovations, and more.
65% LTV Maximum
See the rates you pre-qualify for online in just two minutes.
Applications typically close in less than 30 days.
No application or origination fees. No pre-payment penalties.
Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.
Takes two minutes. Won’t affect
your credit score.✝