Get a competitive rate without the headache.
SoFi makes mortgage refinancing easy, so you can start
saving on your home right away.
80% LTV Maximum
Turn your home equity into cash.
SoFi's cash-out refi option is perfect
for high-interest debt consolidation,
home renovations, and more.
65% LTV Maximum
Pre-qualify online in two minutes with no impact on your credit score.
Typical applications close in less than 30 days.
No application or origination fees in most states.
Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.
With a variety of mortgage options and a painless process, our members have a lot to say.
“SoFi had competitive rates, excellent customer service and an easy process using the latest technologies.“
“We found out about SoFi on a Tuesday, were approved within a week and were funded less than two weeks later.“
“As advertised, it took 21 days from pre-approval to closing.“