A mortgage from SoFi can help you buy the home you love today. Our underwriting approach may allow you to qualify for more financing than traditional lenders offer. We offer flexible down payments ranging from 10-50%, even on jumbo loans. If you’re looking for low down payment mortgage loans, take a look at our interest-only loan. Think of it as more house, less headache.
Put as little as 10% down with no mortgage insurance required.
Qualify for more financing with flexible debt-to-income limits.
No application, origination, or other lender fees.
Discover the real rates you pre-qualify for online.
SoFi fully underwrites borrowers at the pre-approval stage.
We’ll help you close quickly, so you can get in your new home in no time.
SoFi is licensed to originate mortgages in Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Maryland, Minnesota, Montana, New Jersey, New York, North Carolina, North Dakota, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Vermont, Virginia, Washington, Washington, D.C., Wisconsin, and Wyoming.Get your rates in 2 min View Mortgage Licenses and Eligibility
With a variety of mortgage options and a painless process, our members have a lot to say.
“SoFi had competitive rates, excellent customer service and an easy process using the latest technologies.“
“We found out about SoFi on a Tuesday, were approved within a week and were funded less than two weeks later.“
“As advertised, it took 21 days from pre-approval to closing.“