• Start tracking expenses.
Knowledge of where your money is going is power—and a great place to start.
• Take charge of credit card debt.
Getting into high-interest credit card debt can make saving more difficult—but if you do have it, consolidating your debt can make it more manageable.
• Limit impulse buys.
While non-necessary spending is a part of life (hello online shopping!), the trade-off is saving more so that you have more cushion.
Moves to Try Next
If you’ve got an employer match…
If you have high-interest debt…