We work hard to give you high interest and charge no account fees. With that in mind, our interest rate and fee structure is subject to change at any time. See our terms and conditions.
Need to pay the babysitter? Does Aunt Mary owe you money? Transfer and receive funds on any device to anyone you want. Plus, get real time fund transfers from SoFi Money members.
Have a check but don’t feel like depositing it in person? No problem. Deposit all of your checks directly through the SoFi app.
Whether it’s your movie streaming bill or credit card bill—or both—set up all of your bill payments directly from the SoFi app or on your computer.
SoFi takes protecting your money seriously. Set up two-factor authentication—including the option for fingerprint recognition—via the SoFi app. Misplace your card? Order a new one and instantly freeze/unfreeze your card directly through the app. Plus, you can update your information and passwords anytime.
We want to get you the help you need wherever you are. Ask questions and get support online or directly through the SoFi app.
As a SoFi member you’ll receive a 0.125% rate discount on additional SoFi loans.
Get access to complimentary one-on-one career services to help with career transitions, job searches, and more.
SoFi members get access to experiences that help them build their network, community, and career.