High-Interest Cash Management Account

Earn 1.80% APY1 on all your cash with SoFi Money.®

Meet SoFi Money: a cash management account that earns you high interest and costs you nothing.

We work hard to give you high interest and charge no account fees. With that in mind, our interest rates and fees charged are subject to change at any time. See our terms and conditions.

Make your money work as hard as you do.

As soon as you open your SoFi Money account, you’ll get ATM fees reimbursed,2 pay no account fees, earn 1.80% APY,1 and get the benefits of SoFi membership. Whether you’re storing cash until you’re ready to invest or working toward a down payment, SoFi Money can help you on your way.

We work hard to give you high interest and charge no account fees. With that in mind, our interest rates, fees charged, and ATM fee reimbursement policies are subject to change at any time.See our terms and conditions.

Earn high interest.
Pay no account fees.

With SoFi Money, you can earn high interest, spend, and save—all in one cash management account. And you’ll pay zero account fees to do it.

We work hard to give you high interest and charge no account fees. With that in mind, our interest rates and fees charged are subject to change at any time. See our terms and conditions.

Spend, save, earn—and get
membership benefits.

SoFi Money holders get ATM fees reimbursed worldwide,2 pay no account fees, earn 1.80% APY,1 and get all the benefits of SoFi membership.

Member rate discounts

As a SoFi member you’ll receive a 0.125% rate discount on additional SoFi loans.3

Career services

Get access to complimentary one-on-one career services to help with career transitions, job searches, and more.

Community experiences

SoFi members get access to experiences that help them build their network, community, and career.

We work hard to give you high interest and charge no account fees. With that in mind, our interest rates, fees charged, and ATM fee reimbursement policies are subject to change at any time. See our terms and conditions.

High interest.
No account fees.
Get it now.

You work hard for your money. Now your money can work hard for you. Earn 1.80% APY1 with no account fees with SoFi Money.

We work hard to give you high interest and charge no account fees. With that in mind, our interest rates and fees charged are subject to change at any time. See our terms and conditions.

Explore more
benefits of
SoFi Money.

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