Get 10% cash back on groceries and streaming services when you pay with SoFi Money. Learn more.

High-Interest Cash Management Account

Earn 0.25% APY1 on all your cash with SoFi Money.®

Meet SoFi Money: a cash management account that earns you high interest when you make deposits of at least $500 monthly—and costs you nothing.1

We work hard to give you interest and charge no account fees. With that in mind, our interest rates, fees charged, and ATM fee policies are subject to change at any time. See our terms and conditions.

Make your money work as hard as you do.

As soon as you open your SoFi Money account, you’ll pay no ATM fees at 55,000+ ATMs worldwide, pay no account fees, earn 0.25% APY, and get the benefits of SoFi membership. Whether you’re storing cash until you’re ready to invest or working toward a down payment, SoFi Money can help you on your way.

We work hard to give you high interest and charge no account fees. With that in mind, our interest rates, fees charged, and ATM fee policies are subject to change at any time. See our terms and conditions.

Earn high interest.
Pay no account fees.

With SoFi Money, you can earn high interest, spend, and save—all in one cash management account. And you’ll pay zero account fees to do it.

We work hard to give you high interest and charge no account fees. With that in mind, our interest rates and fees charged are subject to change at any time. See our terms and conditions.

Spend, save, earn—and get
membership benefits.

SoFi Money holders pay no ATM fees at 55,000+ ATMs worldwide1, pay no account fees2, get all the benefits of SoFi membership. Plus, with at least $500 in monthly deposits, earn 6x the national average in APY vs spending accounts on all your cash3 and exclusive cash back offers.4

Member rate discounts

As a SoFi member you’ll receive a 0.125% rate discount on additional SoFi loans.5

Career services

Get access to complimentary one-on-one career services to help with career transitions, job searches, and more.

Community experiences

SoFi members get access to experiences that help them build their network, community, and career.

We work hard to give you high interest and charge no account fees. With that in mind, our interest rates, fees charged, and ATM fee reimbursement policies are subject to change at any time. See our terms and conditions.

High interest.
No account fees.
Get it now.

You work hard for your money. Now your money can work hard for you. Earn 0.25% APY1 with no account fees with SoFi Money.

We work hard to give you high interest and charge no account fees. With that in mind, our interest rates and fees charged are subject to change at any time. See our terms and conditions.

Explore more
benefits of
SoFi Money.

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