Dream Big.
Pay Little.

Afford more than you imagined with as
little as 10% down on mortgages up to $3M

Find My Rates

Checking your rate will not affect your credit score.

Mortgages as unique as you are.

With our unique mortgage options, you can own the home you love now. Our underwriting approach may allow you to qualify for more financing than traditional lenders offer. We offer flexible down payments ranging from 10-50%, even on jumbo loans. Think of it as more house, less headache.

Get more from your mortgage

Affordable
Down Payment

Put as little as 10% down with no borrower-paid mortgage insurance required.

Painless
Pre-Qualification

See the rates you pre-qualify for online, in just two minutes.

Buy More
House

Qualify for more financing with flexible debt-to-income limits.

Member
Discount

Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.

No
Origination Fees

No application or origination fees. No pre-payment penalties.

Fast
Financing

Applications typically close in less than 30 days.

Choose the mortgage
that works for you

Rates and APRs shown are based on 80% loan-to-value(LTV). 5/1 ARM rates and APRs shown are based on 75% LTV.

Takes two minutes. Won't affect
your credit score.

Reviews on zillow

0 Reviews | SEE  ALL REVIEWS
Show More Reviews
©Zillow, Inc., 2006-2018.
  • SoFi Lending Corp.
  • SoFi Mortgage, LLC
SoFi Lending Corp. (NMLS# 1121636) is licensed to originate mortgages in Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Maryland, Minnesota, Montana, Nevada, New Jersey, North Carolina, North Dakota, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington, D.C., Wisconsin, and Wyoming.
SoFi Mortgage, LLC (NMLS# 1484615) is an affiliate of SoFi Lending Corp. that offers additional geographies and products not always available under the SoFi Lending Corp. license. SoFi Mortgage, LLC is licensed to originate mortgages in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Texas, Tennessee, Utah, Vermont, Washington, Washington, D.C., Wisconsin, and Wyoming. Products and terms may vary from those advertised on this site.
View Mortgage Licenses and Eligibility
SSL Encrypted
Equal Housing Lender