SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue,
as well as taking action as informed allies. We are donating $1 million to organizations that empower people of color and their allies.
Get a competitive rate without any hidden fees. SoFi makes mortgage refinancing easy—so you can start saving on your home right away.
90% LTV Maximum
Turn your home equity into cash. SoFi’s cash-out refi option can be helpful for situations like high-interest debt consolidation, home renovations, and more.
80% LTV Maximum
Save money on your mortgage—all while leveraging home equity to pay off existing student debt. Talk about a win-win!